Go to the sales center to pay the down payment

1. The reason why you are cheated in buying a house is that many house proceres are not complete. You have to check whether the developer has the "state owned land use license", "construction project planning license", "construction land planning license" and "construction project commencement license" in addition to the pre-sale license. In other words, the five licenses should be complete when selling a house, You can ask the developer to return the deposit you have paid to you. After you pay the down payment, the developer will issue a receipt to you first. Generally, when the house is delivered, the measured area will come out. If there is any error, you may get the invoice after going through the supplement or refund proceres, which is also one of the certificates for handling the property right certificate.

it is suggested that you review the construction contract and see clearly the delivery period

review the project site to understand the actual construction situation

check whether the property is legally sealed up or other rights are restricted

if you haven't signed a house purchase contract, you should pay attention to the "seven agreements"

agree on the condition of the subject matter of the house purchased, such as the blank house or the fully decorated house? Land source? Basic information of housing? Including the agreement on the area, height and so on

is the agreed payment method related to the project progress? When the mortgage can not be handled, etc

it is agreed that both parties shall have fair liability for breach of contract and conditions for termination of the contract

agree on the treatment method of area error

the agreement includes all materials, the house decoration menu of the brand, the house delivery quality standard and the undertaking of the warranty responsibility

the environmental layout of the residential area outside the house must be agreed

set the time for completing the certificate

when your house is delivered, you should follow the "eight steps" of acceptance as follows

to ask the developer to provide the delivery materials agreed in the contract

check and accept the house item by item according to the house decoration standard agreed in the contract

in case of any problem found in the House acceptance, the buyer shall submit written objection and solution to the seller for approval

if there is no problem in the process of acceptance that can be agreed to check out or refuse to hand over, handle the handover proceres

the house payment shall be paid in accordance with the contract, and the excess shall be refunded and the deficiency shall be supplemented

if the house has decoration quality problems, the buyer shall accept the decoration quality of the house again according to the agreed standard after receiving the second notice from the developer

check in after the problem is solved

if quality problems are found after check-in, they should be reported for repair in time ring the warranty period.

2. After paying the down payment, you need to wait until the bank loan comes down. After the loan comes down, you can get the house purchase contract and the invoice! Some real estate can take the purchase contract first! But the invoice must wait until the loan comes down
hope to adopt~~~

3. First hand in the down payment before approval, but the sales department will help you check the credit! don 't worry

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5. After the down payment, you will get the purchase contract and the receipt of the down payment
at the time of delivery, the developer should give you the "residential quality guarantee", "residential user's Manual", "construction project quality certification" and "comprehensive acceptance certificate of real estate development project completion". You must get these, or you can't take them back.

6. Generally, the down payment is made by swiping the card at the POS machine at the sales office. Unless there are special circumstances, such as poor network of the POS machine and absence of the cash payment accountant, the real estate consultant will take the client to the bank to make the down payment. If the down payment is paid to the developer's account, you have to go to the public window to fill in the cash payment form. It's not impossible. It's better to ask the sales office, Now which developer is not the customer when God ah, but also such a message to send customers to the bank to pay, the work is not in place.

7. If you go to the sales department, the staff will tell you what you need to prepare, just your ID card, household register, income certificate, marriage certificate, etc. you need to have the ability to make a down payment. You can make a down payment of 20% at 90 level, and the rest can handle mortgage loans. The developer will designate several banks for you to choose. If your house price is low, the loan period (up to 30 years) may be less than 2000 per month, If your house price is high, if the monthly supply is more than 2000, you can extend the loan term, such as the ceiling of 30 years, but the price is to pay more loan interest
you can tell the sales lady the idea that the monthly payment is 2000, and she will help you calculate the appropriate loan period.

8. It depends on whether you give the key to your house. If you don't give the key, how can you not go? You must go to collect the room. If you have something to do, you have to negotiate with them, so the phone number must keep the contract, otherwise it will be guaranteed. If you need anything, please feel free to contact me.

9. There is no statement that the existing house should be handled according to the proceres of the pre delivery house. In the past, when the down payment was paid when the house was still in the early stage, the contract would be put on record. If you buy it again, the owner and the developer would have to remove the record together to buy the house. Moreover, you said that the house is already an existing house. If the record is removed or there was no record, the resale must be done according to the existing house proceres, The difference between the existing house and the future house is the house property certificate (real estate certificate). When the future house is put on record, the contract can confirm that the house belongs to you. You can take the record contract to apply for the mortgage loan to buy the house. After the current house, you must transfer the ownership to you. Only after you have handled the house property certificate, can you take the real estate certificate to the bank to handle the mortgage proceres. If the current house cannot be put on record, it can be transferred to you, So you said that the sales department told you to go through the proceres according to the pre housing, either the other party is greasy, or the pre housing is not the existing house at all. The meaning of the existing house is that you can apply for the real estate certificate, even if someone has already moved in, it is not called the existing house. If you have lived for ten or eight years and can't apply for the certificate, you can't call the existing house. Do you dare to buy such a house? I can't sell it in the future.