Go to the local credit card center for negotiation
Publish: 2021-04-26 17:26:52
1. Remember to record the phone calls and leave more evidence
if the collection is on the door, it can be refused
if you still have to force your door to come, you can call the police
here comes the key point:
the bank refuses to negotiate, the principal is less than 50000, as long as you are normal consumption lead to overe, not with fake information to do the card, not a card to get used up, you can ignore it! Concentrate on making money, pay back the money on the line, how much also how much, the right to life is greater than the right to debt
if you are required to return the collection, you will say that you negotiate with the bank. He said that the bank refuses to negotiate. It's OK to let them file a lawsuit
you can negotiate out of court, not just sentence
if the bank neither appeals nor negotiates with you, don't worry! Leave more evidence, such as the envelope sent to you, recording and so on, as well as the evidence that you have been rejected in negotiation with the bank. It's better to provide proof of your own difficulties
then go to the CBRC to complain that the bank entrusts a third party to collect money for harassment, and the bank refuses to negotiate, so the payment is settled in installments
court appeals can be negotiated by stages, and CBRC complaints can be negotiated by stages
note: no matter the collection or the bank, the biggest fear is not the court, but the CBRC
for example, someone owes the bank 30000 yuan, is entrusted by the bank to collect and harass, the bank refuses to negotiate, complains to the CBRC, the collection company is fined, and the bank apologizes and compensates
you can call the police if you don't have the debtor's permission to collect. If the debtor does not agree, enter! It's a three-year sentence
if you can contact the debtor, you need to contact your family, which can be regarded as harassment
if the debtor has no money to repay, he can't go to his parents for collection. Parents have no obligation to repay!
if the collection is on the door, it can be refused
if you still have to force your door to come, you can call the police
here comes the key point:
the bank refuses to negotiate, the principal is less than 50000, as long as you are normal consumption lead to overe, not with fake information to do the card, not a card to get used up, you can ignore it! Concentrate on making money, pay back the money on the line, how much also how much, the right to life is greater than the right to debt
if you are required to return the collection, you will say that you negotiate with the bank. He said that the bank refuses to negotiate. It's OK to let them file a lawsuit
you can negotiate out of court, not just sentence
if the bank neither appeals nor negotiates with you, don't worry! Leave more evidence, such as the envelope sent to you, recording and so on, as well as the evidence that you have been rejected in negotiation with the bank. It's better to provide proof of your own difficulties
then go to the CBRC to complain that the bank entrusts a third party to collect money for harassment, and the bank refuses to negotiate, so the payment is settled in installments
court appeals can be negotiated by stages, and CBRC complaints can be negotiated by stages
note: no matter the collection or the bank, the biggest fear is not the court, but the CBRC
for example, someone owes the bank 30000 yuan, is entrusted by the bank to collect and harass, the bank refuses to negotiate, complains to the CBRC, the collection company is fined, and the bank apologizes and compensates
you can call the police if you don't have the debtor's permission to collect. If the debtor does not agree, enter! It's a three-year sentence
if you can contact the debtor, you need to contact your family, which can be regarded as harassment
if the debtor has no money to repay, he can't go to his parents for collection. Parents have no obligation to repay!
2. It's OK to change the money earlier. The longer you delay, you'll know
3. CMB credit card overe, basically you go to the local bank can not go to negotiate, you can directly call customer service call to learn it, they have a special credit card service center of the local branch is not responsible for this
4. Malicious overdraft of credit card is a kind of fraud. There is nothing wrong with the bank going through the judicial procere. You can first consult a lawyer to help you sue the bank, and also make a good fund planning to avoid trouble.
5.
You can negotiate with the card department of the branch where the card is issued for personalized installment. CMB can negotiate. Hope to adopt
6. Credit card matters are all managed by the Credit Card Center. Contact customer service ring daytime working hours, customer service may help you transfer
7. Hello, the settlement date and e repayment date of credit card monthly bill are fixed. If the payment is overe, there will be overe fine and interest, which will affect your personal credit. Your credit information will be recorded in the personal credit database and become a part of your credit record. If the repayment cannot be made in time e to special reasons, please call the credit card customer service hotline 4008205555 as soon as possible to explain the situation to the customer service specialist and see if there is room for processing.
8. Call the bank to apply, and then make the determination to pay back the money, and first pay part of it, and then submit the repayment plan. You need to find a lawyer. There is nothing to do with the Public Security Bureau, which is managed by the court
9. If a credit card negotiates overe repayment, you need to go directly to the Credit Card Department of the bank. Find the manager of the card department to apply for installment repayment without interest, and pay off the overe payment as soon as possible.
10. Did you get the subpoena? How long do you expect? How much money do you owe now
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