How much does it cost to apply for mortgage in real estate cente
1. Land registration fee
1. Party and government organs and organizations
200 yuan / case below 2000 m2, 25 yuan / case for each over 500 M2 (up to 700 yuan)
2. Enterprises
100 yuan / case below 1000 m2, 40 yuan / case for each over 500 M2 (up to 40000 yuan)
3. Institutions
300 yuan / case below 5000 m2, Add 25 yuan / case within 500 M2 (up to 10000 yuan)
4. Add 5 yuan / case within 50 M2 (up to 30 yuan)
2. Housing ownership registration fee
1. Housing ownership registration fee 80 yuan / set
2. Non housing ownership registration fee 550 yuan / case
3 Land registration certificate fee
20 yuan / certificate of other land items
4. Stamp ty (collected on behalf of tax bureau) 5 yuan / case
5. Real estate property right certificate fee (charged by archives)
1. 10-50 yuan / case within 150 square meters
2. The maximum amount of 200 yuan / case from 150 square meters to 300 square meters
3. The maximum amount of 300 yuan / case from 300 square meters to 800 square meters
4 More than 800 square meters with a maximum of 400 yuan / case
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extended data:
declaration documents
when the mortgagee and the third party to be transferred register the change of mortgage, they should submit the following documents and data:
1
2. The identification of the third party whose mortgage is transferred and transferred
(3) original mortgage contract 4. Assignment contract of creditor's right and mortgage right Other documents stipulated by the Municipal Bureau of land and housing If the license for other rights is lost, the mortgagee shall report the loss in writing to the registration administrative department and declare it invalid in relevant newspapers. The registration administrative department shall issue the license for other rights 30 days after the announcement in the newspaper The mortgagee shall not detain the real estate certificate of the mortgagor after he has registered for mortgage and obtained the license for other rights1. Land registration fee
1. Party and government organs and organizations
200 yuan / case below 2000 m2, 25 yuan / case for each over 500 M2 (up to 700 yuan)
2. Enterprises
100 yuan / case below 1000 m2, 40 yuan / case for each over 500 M2 (up to 40000 yuan)
3. Institutions
300 yuan / case below 5000 m2, Add 25 yuan / case within 500 M2 (up to 10000 yuan)
4. Add 5 yuan / case within 50 M2 (up to 30 yuan)
2. Housing ownership registration fee
1. Housing ownership registration fee 80 yuan / set
2. Non housing ownership registration fee 550 yuan / case
3 Land registration certificate fee
20 yuan / certificate of other land items
4. Stamp ty (collected on behalf of tax bureau) 5 yuan / case
5. Real estate property right certificate fee (charged by archives)
1. 10-50 yuan / case within 150 square meters
2. The maximum amount of 200 yuan / case from 150 square meters to 300 square meters
3. The maximum amount of 300 yuan / case from 300 square meters to 800 square meters
4 More than 800 square meters, up to 400 yuan / case
{rrrrrrr}
extended data:
I. application for real estate mortgage registration materials
1. Application for real estate mortgage registration
2. Proof of identity or legal person qualification of mortgage parties
3. Mortgage contract
4. State owned land use certificate "House ownership certificate" or "real estate certificate"
5. Documents and supporting materials that can prove that the mortgagor has the right to set mortgage right
6. Materials that can prove the value of the mortgaged real estate
2. Real estate shall not be registered for mortgage
1. Real estate with unclear or controversial ownership
2. It can be used for ecation, medical treatment, and so on Real estate of municipal and other public welfare undertakings
3, buildings listed in cultural relics protection and other buildings with important memorial significance
4, real estate that has been announced to be included in the scope of demolition according to law
5, real estate that has been sealed up, detained, supervised or restricted in other forms according to law
6, collective land ownership of cultivated land, homestead, private hills, private plots, etc, However, other than those stipulated by law or mortgaged
7. Other real estate that cannot be mortgaged according to law
2. It's estimated that more than 1000 yuan is an urgent cost, usually tens of yuan
3. Your so-called book is another certificate, which proves that your house is under mortgage; There will be no other charges in the future, just pay off the loan on time.
1、 What kind of mortgage can be used for bank mortgage loan
1.1
real estate. The first thing that bank mortgage can be used to mortgage is real estate, such as personal housing, family housing, real estate factories, shops, etc. With real estate mortgage loan, generally need to evaluate first, after evaluation, can loan to 78% of the evaluation price

1. 2
when handling the mortgage loan, the property registration center will charge a mortgage registration fee of 80 yuan per set. According to the regulations, if the purchase is a forward house, in the whole purchase process, there are two aspects of mortgage registration fee: one is the mortgage registration fee of 80 yuan / piece (non residential is 550 yuan / piece) after the buyer signs the commercial housing pre-sale contract and applies for the mortgage registration with the loan bank when handling the mortgage; The second is that after the completion and delivery of commercial housing, the buyer needs to apply for the registration of housing mortgage with the lending bank, and at this time, a registration fee of 80 yuan / piece (550 yuan / piece for non residential) will be incurred. The object of the registration fee is the applicant. The mortgage of house ownership should be collected from the house owner, and the registration fee of pre mortgage registration of commercial house should be paid by the mortgagee
fee items:
1. Land registration fee:
A. party and government organs and organizations: 200 yuan / case for less than 2000 m2, 25 yuan / case for more than 500 M2 (up to 700 yuan)
B. Enterprises: 100 yuan / case for less than 1000 m2, 40 yuan / case for each area exceeding 500 M2 (up to 40000 yuan)
C. public institutions: 300 yuan / case for less than 5000 m2, plus 25 yuan / case for more than 500 M2 (up to 10000 yuan)
D. housing for urban residents: 13 yuan / case for less than 100 m2, 5 yuan / case for more than 50 M2 (up to 30 yuan)< 2. Registration fee of house ownership:
A. registration fee of house ownership: 80 yuan / set
B. non housing ownership registration fee: 550 yuan / case
3. Land registration certificate fee:
other land ownership certificate: 20 yuan / case
4. Stamp ty (collected on behalf of tax bureau): 5 yuan / case
5. Real estate property right certificate fee (charged by archives)
calculated by real estate area: 10-50 yuan / case within 150 square meters; 150 square meters to 300 square meters, up to 200 yuan / case; 300 square meters to more than 800 square meters, up to 300 yuan / case; More than 800 square meters, up to 400 yuan / case.
The service charge of housing mortgage loan mainly includes the following five fees:
1, notarization fee:
generally, the house used for mortgage loan is the house that you have lived in, which belongs to, while the second-hand house needs notarization, and the notarization fee is generally about one or two hundred yuan
2. Mortgage registration fee:
for the loan requiring mortgage registration, the mortgage registration department (the ownership section of the housing and Land Management Department of each district and county) will charge a mortgage registration fee of 0.30 yuan per square meter (building area)
3. Insurance premium:
in the personal housing loan of provident fund, those who use mortgage guarantee and comprehensive insurance for house purchase must purchase housing property insurance and life insurance. Life insurance depends on age and loan amount, and housing property insurance premium = insurance amount × 0.8 ‰ (reinforced concrete structure) × Duration of insurance
4. Legal fees:
the law firm will charge the borrower a one-time legal service fee of 3 ‰ of the applied loan amount, and the minimum amount of each order is 100 yuan
Generally speaking, it is necessary to evaluate the housing mortgage loan first, and the loan institution will determine the loan amount according to the price assessed by the professional evaluation companyas far as Guangzhou is concerned, mortgage alone is free in the urban area, and the mortgagor only needs to spend dozens of yuan on the search fee
hope to adopt
1、 What kind of mortgage can be used for bank mortgage loan
1.1
real estate. The first thing that bank mortgage can be used to mortgage is real estate, such as personal housing, family housing, real estate factories, shops, etc. With real estate mortgage loan, generally need to evaluate first, after evaluation, can loan to 78% of the evaluation price

1. 2
