Huanggu District provident fund management center how to go
The address of provident fund management center is as follows:
1. Peace management department: NO.48 Heping North Street, Heping District
2. Shenhe management department: No.159 Huigong street, Shenhe District
3. Tiexi management department: No.61 yanfan street, Tiexi District
4. Dadong management department: No.1 Dongta street, Dadong District
5. Huanggu management department: door 33, Harbin Road, Heping District
6 Dongling (Hunnan New District) management department: building A8, 29-14 Shenying Road, Hunnan New District
7; Sujiatun management department: 63-1 Mudan street, Sujiatun District
8; Shenbei New District Management Department: No. 77 Central Road, Shenbei New District
9; Xinmin management department: No. 112 Zhanqian street, Xinmin City
10; Liaozhong management department: No. 1, building 1, South Ring Road, Liaozhong County
11 Faku management department: No.17 Longshan Middle Road, Faku Town, Faku County
the telephone number of provident fund management center is as follows
1, central service hotline 12329
2, peace management department 024-22713659
3, Shenhe management department 024-23936201
4, Tiexi management department 024-25891893
5, Huanggu management department 024-23495673
6, Dadong management department 024-24357993
7 Hunnan New District Management Department 024-23751057
8, Yuhong management department 024-23341206
9, Shenbei New District Management Department 024-89601612
10, Sujiatun management department 024-89138568
11, Xinmin management department 024-27627763
12, Liaozhong management department 024-87828903
13, Faku management department 024-87115883
14, Kangping management department 024-87338256
15 Railway Sub Center 024-62036688
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extended data:
Shenyang housing provident fund management center (hereinafter referred to as the management center) is based on the; Regulations on the management of housing provident fund; According to the decision of the State Council (Order No. 350 of the State Council), the institution directly under the municipal government (bureau level) is established with the approval of Shenyang Municipal People's government
the management center consists of 11 departments, namely, office, personnel ecation department, law and regulation inspection department, accounting center, fund raising department, personal loan department, financial planning department, science and Technology Information Department, audit and audit department, customer service department and asset preservation department.
in addition, it has Party committee, discipline inspection group and supervision department, vertical management department, Heping, Shenhe, Tiexi, Dadong, Huanggu Dongling (Hunnan New Area), Sujiatun, Shenbei, Liaozhong, Xinmin, Faku and Kangping have 12 management departments under their jurisdiction. The sub center has four sections and five management departments, namely comprehensive section, finance section, personal loan section, fund raising section, Shenyang management department, Dalian management department, Jinzhou management department, Dandong management department and Tongliao management department
First, compile and implement the collection and use plan of housing provident fund in Shenyang Second, responsible for recording the deposit, withdrawal and use of the housing provident fund of employees in Shenyang Responsible for the accounting of housing provident fund in Shenyang area Fourth, examine and approve the extraction and use of housing provident fund in Shenyang Fifthly, responsible for the maintenance and return of housing provident fund in Shenyang Sixth, compile the report on the implementation of housing accumulation fund collection and use plan in Shenyang 7. To undertake other matters decided by Shenyang housing provident fund management committeereference materials: Shenyang housing provident fund management center - Network
point a in the map is the housing provident fund management center of Huanggu District. Registration map
address: No.5, Ningshan Road, Huanggu District, Shenyang City, Liaoning Province
The 329 Road (or 112 Road)
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32 minutes (4.0 km) walking 607 meters is the equivalent of two yuan
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< first: at the end of 06:00 : about 15 minutes / trip at 18:00, 5 stops
walk 129 meters to the terminal (about 2 minutes)
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Shenyang housing provident fund management center
Shenyang Huanggu housing provident fund management center address: No.3, Ningxi Road, Huanggu District, Shenyang City, Liaoning Province
if you don't have a real estate certificate, you can bring the sales contract and invoice of the commercial house
} loan application conditions
1. Borrowers and co applicants have legal and valid identity documents
2. The borrower and co applicant have full capacity for civil conct
3. The applicant or co applicant has the ability to repay the principal and interest of the loan
4. The borrower and the co applicant are the property owners of the self occupied housing and have relevant supporting documents, and pay the down payment according to the prescribed proportion
5. The borrower or co applicant shall deposit the housing provident fund in full in accordance with the regulations
6. The borrower agrees to provide the loan guarantee method approved by the center
7. The borrower and co applicant have no outstanding debts
8. The development enterprise of the real estate purchased by the borrower has signed a guarantee agreement with the center
9. The borrowers and co applicants meet other conditions stipulated by the state and the housing provident fund management committee< 1. Three original and three copies of ID cards of applicants and co applicants (A4 paper, double-sided , the same below)
2. Two original and two copies of the household register. Home page, borrower page and co applicant page (including spouse)
3. Two copies of the original marriage certificate and one of the marriage information certificate issued by the Civil Affairs Department of the place where the registered permanent residence is located, valid for one month
4
5. Two originals of commercial housing sales contract
6. One of the commercial housing sales (pre-sale) license
7. One of the approval form for new building number
8. Two original and two copies of the registration certificate of the house notice
9. One original and one of the unified invoice for the sale of real estate
10. One original and one of the tax declaration form for real estate transactions of natural persons in Liaoning Province
11. One original and one of maintenance fund and deed tax invoice respectively
the above materials are required for the center and guarantee< The borrower shall apply within 24 months after the issuance of the house notice registration certificate (if there is no house notice registration certificate, the application shall be approved within 24 months after the filing of the commercial housing sales contract). The houses purchased are limited to the houses (except bungalows) within the administrative divisions of the city that can have the ownership certificate of state-owned land houses< The maximum amount of the loan is 300000 yuan; Both applicants and co applicants should deposit the housing provident fund, and the maximum amount of loan is 500000 yuan; The maximum limit for three or more family members to jointly apply for loans is 600000 yuan; The maximum amount of loans in suburban counties shall be implemented in accordance with the provisions
the specific amount calculation formula is: the salary base of the applicant and co applicant's monthly provident fund × Repayment coefficient × 12 months × Loan life
the maximum loan amount shall not exceed 70% of the transaction price of the commercial housing (for the first ordinary self owned housing with a floor area less than 90 square meters, the maximum loan amount shall not exceed 80% of the transaction price of the commercial housing). The minimum term of the loan is one year and the maximum term is 30 years, and both men and women are not allowed to exceed the legal retirement age
for employees who meet the following three conditions at the same time, it can be relaxed to 65 years old for men and 60 years old for women 1) The man is over 50 years old and the woman is over 45 years old 2) Continuous deposit of provident fund for more than 3 years (including 3 years) 3) Apply for provident fund loan for the first time since deposit of provident fund
loan interest rate: the loan interest rate shall be in accordance with the relevant provisions of the people's Bank of China and adjusted with the interest rate adjustment of the people's Bank of China< Application: applicants and co applicants should fill in the application approval form of housing provident fund loan at the personal loan acceptance window of each district management department (hereinafter referred to as the management department) of the housing provident fund center with the loan requirements
2. Audit: the acceptor concts personal credit (including spouse) and material audit according to the loan policy. After entering the information in the form and passing the review, the system outputs the contract text, loan receipt and entrusted dection agreement
3. Signature: the applicant and co applicant sign the above text after handling the bank repayment card (passbook)
4. Guarantee and mortgage: applicants and co applicants register for guarantee and real estate mortgage at the guarantee company window
5. Loan: after the registration of guarantee and real estate mortgage is completed, the management department reviews the loan materials and entrusts the bank to transfer the loan into the account of the development enterprise that has signed the guarantee agreement with the center, and the borrower will get the corresponding receipt from the entrustment bank with the original ID card
6. Repayment: the borrower shall repay the principal and interest of the current month within the time limit agreed in the contract until the loan is fully paid off. One time repayment method can be modified ring the repayment period< Repayment method: the borrower can choose two repayment methods: equal principal and interest method and equal principal method. The formula is as follows:
loan principal × Monthly interest rate × (1 + monthly interest rate) repayment months
monthly repayment amount of equal principal and interest method = - - - -
(1 + monthly interest rate) repayment months - 1
loan principal
monthly repayment amount of equal principal and interest method = - - + (loan principal - paid) Repayment of principal (accumulated amount) × Monthly interest rate
months of loan period
2. Repayment of provident fund: the borrower and his / her spouse can sign the "agreement on entrusted withdrawal of housing provident fund to repay indivial housing provident fund loan" with the center, and the center will dect the principal and interest of the provident fund loan from the fixed balance of the borrower and his / her spouse's provident fund account every month. When the fixed balance is less than the whole period, it will be dected from the bank card
3. Bank card withholding: after the borrower and the entrusted lending bank sign the agreement on entrusted dection of housing provident fund loan, the entrusted bank shall dect the loan principal and interest from the bank card every month, and the borrower shall deposit the current principal and interest in the card before the lending date of each month
4. Penalty for overe loan: the center and the entrusted bank will charge additional penalty interest for the borrower who fails to repay the loan on schele according to the regulations of the people's Bank of China. The center has the right to sue the borrowers who are overe for three consecutive months or six months in total, and record the bad records into the personal credit system
5. Information service: the borrower can sign the personal SMS service application form with the center, and the center will regularly send information such as the access of provident fund, the repayment of provident fund loan, and the overe situation to the borrower's mobile phone
6. Partial prepayment of loan: if the borrower has been repaying the loan for more than one year, he can apply for partial prepayment of the provident fund loan. The principal of each prepayment is not less than 10000 yuan and greater than or equal to 20% of the loan balance. The maximum number of partial prepayment is five times. After partial prepayment, the center will recalculate the monthly repayment amount of the borrower
7. Repay the loan in full in advance: if the borrower can repay the provident fund loan in full in advance after paying off the loan principal and interest, the loan contract between the borrower and the center will be terminated.
