What materials do you need to withdraw the mortgage from the rea

1. This suit measures to local conditions is very simple, in which bank loan money to go to their related staff to ask, and the bank related staff must go to the trading center to handle

2. First go to the bank to get the loan settlement certificate, property right certificate and ID card of the property owner.

3. After paying off all the principal and interest of the loan, you can go to the lending institution to apply for the certificate of other housing items and the certificate of loan settlement. Cancel the mortgage in the real estate transaction center of the district or county where the real estate is located; When handling the cancellation business of house mortgage, it is necessary to fill in a "mortgage Cancellation Application Form", provide the "loan settlement certificate" given by the lending institution to the borrower, as well as the "house ownership certificate" and "house other certificate" or "mortgage certificate" that I need to provide, and go through the mortgage cancellation proceres in the real estate bureau. It is stipulated that the application should be completed within 10 days According to the measures for housing registration, from the date of accepting the registration application, the housing registration agency shall record the application items in the housing register or make a decision not to register within the following time limit: first, 30 working days for the registration of housing ownership within the scope of state-owned land, 60 working days for the registration of housing ownership within the scope of collective land; Second, registration of mortgage and easement, 10 working days; Third, 10 working days for advance notice registration and correction registration; The fourth objection registration, 1 working day. The announcement time shall not be included in the time limit specified in the preceding paragraph. If it is necessary to extend the time limit for registration e to special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the maximum time limit shall not exceed one time of the original time limit. If laws and regulations have other provisions on the time limit for registration, such provisions shall prevail. Legal basis: Article 23 of the housing registration measures, from the date of accepting the registration application, the housing registration agency shall record the application items in the housing register or make a decision not to register within the following time limit: (1) 30 working days for the registration of the ownership of houses within the scope of state-owned land and 60 working days for the registration of the ownership of houses within the scope of collective land 2 Mortgage and easement registration, 10 working days 3 Notice registration, correction registration, 10 working days 4 Objection registration, 1 working day. The announcement time shall not be included in the time limit specified in the preceding paragraph. If it is necessary to extend the time limit for registration e to special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the maximum time limit shall not exceed one time of the original time limit. If laws and regulations have other provisions on the time limit for registration, such provisions shall prevail.

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1、 What kind of mortgage can be used for bank mortgage loan

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real estate. The first thing that bank mortgage can be used to mortgage is real estate, such as personal housing, family housing, real estate factories, shops, etc. With real estate mortgage loan, generally need to evaluate first, after evaluation, can loan to 78% of the evaluation price

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5. In general, the information required for mortgage cancellation is as follows:
1. If you have only registered the contract for the house you purchased, and have not gone through the mortgage registration proceres, you only need to go to the loan bank to fill in the application form for mortgage information for cancellation of contract record (sealed by the loan bank), The buyer should go to the first floor of the administrative Hall of the housing administration bureau to register and cancel the contract with his valid ID card and the form
2. If the house you purchased has gone through the mortgage registration proceres, and the bank has obtained the "other house ownership certificate", you must submit the following materials to go through the mortgage cancellation proceres:
(1) other house ownership certificate
(2) application form for cancellation of other rights
(3) the letter of introction of the lending bank and the ID card and of the handler< (4) house ownership certificate (5) the original and of the owner's identity certificate (in person)
items (1) to (3) are issued by loan bank staff 4) Items to (5) are issued by the property owner. If the owner of the property right can not be present, a notarial power of attorney shall be issued, and the trustee shall be present with his ID card to handle the matter on his behalf (the power of attorney shall indicate the handling of mortgage cancellation proceres).

6. The materials and steps for cancellation of mortgage registration are as follows:
(1) after repayment of the loan, the homeowner can directly go to the bank where you borrowed to apply for repayment. When applying for repayment, be sure to bring this kind of documents, including relevant information, ID card, monthly payment card, bank loan contract and money. For specific matters, please consult the bank< (2) after the repayment, the bank will issue a certificate to the homeowner that the loan has been paid off, and the bank will also stamp a seal on the homeowner's house property certificate that the loan has been paid off. The homeowner will take the house property certificate, his ID card and house property certificate to the local real estate department to cancel the mortgage. In principle, no fee will be charged, but in some places, the corresponding cost will be charged, This is allowed by the rules< (3) after paying off the loan, the real estate bureau will also seal the real estate certificate and cancel the mortgage registration