Is there a time limit to go to the quick compensation center

1. Car friends, if the handling process of this accident has passed the traffic police's responsibility identification, and issued a letter of responsibility identification, and it's time to claim for compensation from the insurance company, you can fill in the relevant insurance documents and provide the corresponding original documents before your business trip. And the applicant is the name of you or your family. Your family can make a claim to the insurance company

2. Whether there is time limit for quick settlement of claims after traffic accidents can be explained from two aspects. On the one hand, if the insured fails to provide relevant materials in time and handle insurance claims in time, the limitation period of action for the insured to claim compensation from the insurer is two years, calculated from the date when he knows or should know the occurrence of the insurance accident. On the other hand, it means the time for the insurer to give the insurance claim. If there are relevant requirements, the insurer should check whether it belongs to the insurance liability in time after receiving the request for payment of insurance benefits from the insured; If the fast claim procere is adopted, the insurance claim shall be settled within three days after the insured provides complete information. If the circumstances are complicated, the approval shall be made within 30 days, unless otherwise stipulated in the insurance contract
1. If the insurer considers that the evidence and information about the claim provided by the insured are incomplete, it shall timely inform the applicant and the insured to provide supplementary information at one time
2. The insurer shall inform the insured of the verification result; If it is an insurance liability, it shall perform the obligation to compensate for the insurance benefits within 10 days after reaching an agreement with the insured to pay the insurance benefits. Where there is an agreement on the time limit for payment of insurance benefits in the insurance contract, the insurer shall perform the obligation of payment of insurance benefits in accordance with the agreement. After the insurer has made the verification in accordance with the provisions of the preceding paragraph, it shall, within three days from the date of verification, issue a notice of refusal to pay the insurance benefits to the insured and explain the reasons
3. If the insurer cannot determine the amount of payment within 60 days from the date of receiving the claim for payment of insurance benefits and relevant certificates and materials, it shall pay in advance according to the amount that can be determined by the existing certificates and materials; After the insurer finally determines the amount of payment, it shall pay the corresponding difference.

3. In order to smooth the road and simplify the handling process of traffic accidents, the traffic management department simplified the handling proceres of both parties in the above situations. The two parties in the accident went to the rapid processing center nearby to solve the problem. Instead of the traffic police team's accident responsibility confirmation letter and compensation certificate, it was replaced by the rapid processing center's agreement, loss order and compensation certificate, with only full responsibility / no responsibility, Different from ordinary traffic accidents, compulsory traffic insurance is used to compensate for the loss of one's own car for the same accident in the rapid processing center.

4. There is a time limit for quick claim settlement, but the time requirements are different in different regions. Some regions require that they go to the quick claim settlement center to handle the relevant proceres within 48 hours, while some regions require that they go to the quick claim settlement center within 24 hours. It's better to consult the local quick claim settlement center
the time limit for quick claim settlement is generally no more than 24 hours. In addition, in the case of quick settlement of claims
first of all, we should pay attention to whether our accident can be solved in this way. If it does not meet the conditions for rapid solution, we can not solve it in this way. We have to wait for the traffic police to solve it.

5.

Yes

within 24 hours after the accident, all parties involved in the accident should agree on the time, bring the driver's license, driving license, vehicle insurance policy, photos and video materials of the accident scene, and drive the accident vehicle to the "center" to perform the express processing process. If the time is overe, it will not be accepted and handled by the local traffic police department

on the day of the start-up of the fast compensation center, its wechat platform was opened simultaneously. The accident parties log in to the platform through the mobile wechat, and move the vehicles after taking photos according to the platform guidance, so as to prevent traffic congestion caused by the accident

extended data

the first road traffic accident fast compensation center in Harbin was officially established. The centre integrates seven agencies, namely, accident liability determination, vehicle loss determination, insurance claims settlement and public assessment, so that the public can handle all businesses involving minor traffic accidents in one stop

in the future, in case of road traffic accidents in Harbin, the loss of vehicles of all parties will not exceed 2000 yuan, no matter whether the parties have disputes or not, the vehicles can be moved to the "quick compensation" center for handling after taking photos by mobile phone. The fastest time for minor traffic accident compensation is 15 minutes

It is understood that the center is located in the southwest of the intersection of Airport Expressway and yangmingtan Avenue in Daoli District, covering an area of 2600 square meters. Twelve insurance companies have settled in and set up service windows. At present, more than 90% of Harbin's vehicle insurance has been covered, and car owners can make insurance claims in the service hall

6.

The "fast compensation center" doesn't work on Saturdays. Except for legal holidays and weekends, it usually doesn't work on Saturdays. The work and rest time of the center is from Monday to Friday

details:

1. the working hours are 9:00-17:00 (winter) and 9:00-17:30 (summer) from Monday to Friday

2. Application of quick compensation: it only causes vehicle damage, does not involve casualties, and all parties have insurance, the amount of single vehicle loss is less than 5000 yuan

3. under the principle of ensuring safety, the party concerned should be instructed by telephone to take photos of the scene of the accident and the parts of the vehicle collision

4. take photos of the scene of the accident and the collision site of the vehicle, dial each other's telephone numbers, and record the driver's license, driving license, insurance company and other information of all parties involved in the accident in the form of photos or words, so as to evacuate the scene quickly

5. go to the express service point of Wutai Mountain scenic area to determine the responsibility for the accident and the loss of vehicles. If the vehicle can not be moved, the road administration department shall be informed in time to clear the obstacles

6. if the party concerned does not agree to leave the scene of the accident and go to the quick compensation service station for treatment, the police on ty shall rush to the scene for treatment

7. when the road police find an accident ring patrol, they quickly investigate the scene and find that the accident is in line with the process of quick treatment and quick compensation. They immediately take photos of the accident scene and the parts where the vehicles collide, record the driver's license, driving license, insurance company and other information of all parties involved in the accident, and leave contact information for each other to evacuate the scene quickly. All parties go to the express compensation service station to determine the responsibility for the accident and determine the loss of vehicles

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7.

The insurance company's quick claim center will arrange personnel to be on ty at the weekend. The specific ty time can be inquired by calling the local quick claim center

rapid claim settlement process of vehicle insurance:

1. Call 95511 to report the accident

call 95511-9 immediately after the accident, and the claim officer will arrange assistance according to your accident situation

2. Accident investigation

the surveyor will provide you with 7x24 hours on-site accident investigation service, confirm the accident insurance liability, loss situation and cost, and recommend the loss repair scheme

3. Confirm the loss repair plan

select the repair method of damaged property, including the selection of vehicle repair plant, etc; In line with the fast claim conditions, customers can go through the fast claim channel, which is completed in 4 steps

4, repair

for vehicle maintenance, it is recommended to choose the repair shop recommended by Ping'an first, which is high quality, convenient and guaranteed

5. Submit claim information

for cases with claims less than 10000 yuan, pure vehicle damage, and no claim settlement by the repair shop, you can enjoy the service of on-site collection of claim information, and other car owners can submit the information to the counter of claim online shop for review

6. After receiving the claim information and reviewing, the case is closed. Ping An will pay you the compensation through bank transfer to complete the claim settlement. Car owners who meet certain conditions can enjoy compensation

extended data

Several Provisions on rapid handling of traffic accidents and rapid settlement of insurance claims:

I. the traffic accidents mentioned in these Provisions refer to the traffic accidents that do not cause casualties on the roads of the administrative areas of the city

accidents outside the road that do not cause casualties shall be handled according to this regulation

(2) in case of any of the following circumstances, the party concerned shall report to the police for handling:

1. The motor vehicle has no license plate, no motor vehicle insurance mark or commercial third party liability insurance certificate, and no inspection mark

2

3. Motor vehicle drivers drink alcohol or take psychotropic drugs or narcotic drugs controlled by the state

4, collision with buildings, public facilities or other facilities

5

6. The party concerned is unable to move the vehicle by himself after the traffic accident

(3) in case of traffic accidents other than those specified in Article 3, either party shall fill in the "confirmation card of the accident facts of the parties involved in the motor vehicle traffic accident" (hereinafter referred to as the "confirmation card", see Annex 1 for the specific style), and move the vehicle to a place that does not hinder the traffic after confirmation and signature by all parties, Negotiate or call the police, and wait for the traffic police to deal with it