Can I make an appointment to go to the claim center
Contact the insurance
1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss
If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness (1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey
(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials
extended data:
1. It is not suitable to evacuate from the scene in five cases of traffic accidents
2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods
3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license
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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations
The parties concerned should protect the scene and immediately report to the police:1
2. The parties have disputes about the facts or causes
3. The motor vehicle has no license plate, no inspection mark and no insurance mark
4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods
1. If the insurer considers that the evidence and information about the claim provided by the insured are incomplete, it shall timely inform the applicant and the insured to provide supplementary information at one time
2. The insurer shall inform the insured of the verification result; If it is an insurance liability, it shall perform the obligation to compensate for the insurance benefits within 10 days after reaching an agreement with the insured to pay the insurance benefits. Where there is an agreement on the time limit for payment of insurance benefits in the insurance contract, the insurer shall perform the obligation of payment of insurance benefits in accordance with the agreement. After the insurer has made the verification in accordance with the provisions of the preceding paragraph, it shall, within three days from the date of verification, issue a notice of refusal to pay the insurance benefits to the insured and explain the reasons
3. If the insurer cannot determine the amount of payment within 60 days from the date of receiving the claim for payment of insurance benefits and relevant certificates and materials, it shall pay in advance according to the amount that can be determined by the existing certificates and materials; After the insurer finally determines the amount of payment, it shall pay the corresponding difference.
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xiaonuo's answer:
Hello
if you want to know whether there is a time agreement for insurance claim settlement, you should first know what the insurance claim is. Insurance claim is the process that the insurance company checks when the insured has an insurance accident or property damage. After checking, if it is confirmed that the cause of the insurance accident is within the scope of insurance contract protection, it will compensate the beneficiary for the insurance money. In the process of insurance claim settlement, there are definite steps and deadline in every link. The time limit of insurance company's claim settlement is very clear. Insurance company claims in the contract is also a time agreement, the insured should be in accordance with the time stipulated in the contract to the insurance company claims. It is clearly stipulated in the insurance law that if the insurance company does not report to the insurance company within two years after the occurrence of the insurance accident to claim compensation for its own insurance money, then the right to claim compensation will automatically disappear after two years. Is there a time for insurance claim settlement? The answer is yes
The time of insurance claim settlement is specified: for those who are under insurance liability, they shall perform the obligation of compensation or payment of insurance benefits within ten days after reaching an agreement with the insured or the beneficiary; If the situation is complicated, the approval shall be made within 30 days, unless otherwise agreed in the contract
different types of insurance need to prepare different claim data, but the claim data is the key. If we can't hand it in at one time and have to make it up later, it will affect the time when we get the claim money& gt;& gt; insurance claim proceres, as well as the information you need to prepare, all of which you need Finally, let's talk about the matters needing attention in insurance claim settlement ~
1
the first step in insurance claim is to report. Generally speaking, the applicant should inform the insurance company within 10 days after the occurrence of the insurance accident. However, e to the different time limits for claims settlement of various types of insurance, the applicant must report the case in time according to the provisions of the insurance contract, so as to prevent the loss of his own interests
2
after reporting the case, the insurance company or salesman will inform the customer whether the accident is within the scope of insurance liability. Customers can also reconfirm by reading the insurance terms, consulting the agent or calling the insurance company's hotline
3. Prepare all necessary documentsno matter what kind of insurance it is, the beneficiary should prepare the original of the insurance policy, the original of the identity documents of the insured and the beneficiary, and fill in the power of attorney if entrusting others to handle the claim proceres
The time for settling insurance claims is stipulated: after receiving the claim for compensation or payment of insurance benefits from the insured or the beneficiary, the insurer shall make timely verification; If the circumstances are complicated, the approval shall be made within 30 days, unless otherwise agreed in the contract
The insurer shall inform the insured or the beneficiary of the verification result; For those who are under insurance liability, they shall perform the obligation of compensation or payment of insurance benefits within 10 days after reaching an agreement with the insured or the beneficiary on compensation or payment of insurance benefits different types of insurance need to prepare different claim data, but the claim data is the key. If we can't hand it in at one time and have to make it up later, it will affect the time when we get the claim money& gt;& gt; Insurance claims proceres, as well as the need to prepare information, these you need Finally, let's talk about the precautions of insurance claims ~
1
the first step in insurance claim is to report. Generally speaking, the applicant should inform the insurance company within 10 days after the occurrence of the insurance accident. However, e to the different time limits for claims settlement of various types of insurance, the applicant must report the case in time according to the provisions of the insurance contract, so as to prevent the loss of his own interests
2
after reporting the case, the insurance company or salesman will inform the customer whether the accident is within the scope of insurance liability. Customers can also reconfirm by reading the insurance terms, consulting the agent or calling the insurance company's hotline
3. Prepare all necessary documentsno matter what kind of insurance it is, the beneficiary should prepare the original of the insurance policy, the original of the identity documents of the insured and the beneficiary, and fill in the power of attorney if entrusting others to handle the claim proceres
