Post epidemic digital currency
On the way to zero, of course, you need to cheat some people in
The digital currency of the central bank is DCEP
the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency
The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous
extended data
Application of digital currency
I. fast, economic and safe payment and settlement
cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed
At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:3. Bill finance and supply chain finance
in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs
reference materials
network digital currency
We need to call the police. This belongs to currency fraud. We can't blindly trust the virtual investment platform that can easily earn a lot of money. Fraud gangs often use "small investment, big income" as t to let investors taste the sweetness first and then increase investment, so as to achieve the purpose of fraud
at present, the so-called "digital currency" in the market is not legal digital currency. The so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud. It is necessary for the general public to raise their risk awareness, invest rationally and prudently, and prevent the interests from being damaged
extended information:
five ways to distinguish whether digital currency is MLM currency. virtual currency does not rely on specific monetary institutions to issue, it is based on a specific algorithm, generated through a large number of calculations, is a decentralized way of issuing. Each different terminal node is responsible for maintaining the same account book, and the maintenance process is mainly to package and encrypt the transaction information by the algorithm, while the MLM currency is mainly issued by a certain organization, and the profit is made by pulling the head
2. Transaction mode. Virtual currency is a kind of sporadic transaction formed spontaneously in the market. After the scale is formed, the third party graally establishes an exchange to complete the transaction. The MLM currency is issued by an institution and traded on its own platform
3. The virtual currency itself is an open source program, maintained in the GitHub community. The parameters and methods of the total amount limit are shown in the open source code. The open source of MLM currency is completely ing other people's open source code, and there is no use of open source code to build programs, so its essence is controlled by the website like Q currency
Whether the source code link is given. The general decentralized digital currency will give the source code link in the prominent position of the official website, so as to show the operation mechanism of the monetary system openly and transparently. What MLM currency focuses on is the transaction process of recharge purchase, not to mention its operation mechanism, and even the website does not have the link address of the source code5. Whether the official website starts with HTTPS. In general, the addresses of the official website and trading website of decentralized digital currency begin with HTTPS. The purpose of this kind of website is to protect users' data from illegal theft. But the official website of MLM currency, trading website and other related websites do not start with HTTPS
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2013-4-29 上午 11:35:10x禽
淡淡的胖次
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So far, digital currency has not been officially launched in China. Before introcing digital currency, we should distinguish two concepts, one is mobile payment, the other is digital currency. There is a big difference between the two. Don't think mobile payment is digital currency. At present, China's mobile payment has been very developed, people know more about Alipay, WeChat payment, China UnionPay Express link, etc. These are just payment methods. They use e-money instead of cash to facilitate business transactions. Digital currency is a new type of currency based on blockchain technology
it can be seen that the issue of digital currency has little to do with the people, which is equivalent to adding another currency. The value of this currency is more stable and can be exchanged in the current currency. The main purpose is to facilitate international trade settlement, which has little impact on ordinary retirees
1. The weakening of the US dollar and the new trend of "de dollarization" in the international community, If the U.S. government bonds default, it will seriously weaken the credit base of the U.S. dollar
2. The functions of RMB investment, financing and trading continued to deepen
since 2010, RMB has been listed directly in 27 countries and regions, including euro, pound, ruble and won. Shanghai foreign exchange trading center has become the eighth largest foreign exchange trading center in the world, matching the trading currency status of RMB
opportunities for China:
1. The cross-border circulation of digital currency is concive to accelerating the opening of China's financial market
compared with the bank account mode of the third-party payment institutions, the people's Bank of China only needs to open a DC / EP wallet for digital currency. If both sides have digital currency wallets in their mobile phones, as long as the mobile phone has power and does not need the network, the transfer or payment can be easily completed with a touch of the mobile phone, and they directly hold the liabilities of the people's Bank of China, which is convenient, fast, safe and anonymous
The success of platform economy model is concive to the sustained growth of China's economythe internationalization of a country's currency ultimately depends on the country's economic strength. The Internet platform economy represented by Alibaba, Tencent and Jingdong has become an important part of the market economy
source: China economic situation report network - [Focus] international economic pattern and RMB internationalization strategy in the post epidemic Era
disk observation
on Thursday, the stock index opened low and fell sharply. The three major stock indexes all closed in the middle and lower line, with a turnover of 915.6 billion in the two cities. Disk observation showed that diversified finance, cultural media, securities trust, hotel tourism and other sectors were the top gainers, while shipbuilding, coal mining, security equipment, insurance and other sectors were the top gainers. There were 61 trading limits and 49 trading limits in the two cities, with a net outflow of 6.4 billion from the north. The Shanghai index fell 1.91% to 3505.18, the Shenzhen composite index fell 3.25% to 14913.21, and the Chuang index fell 3.63% to 3161.86
aftermarket outlook
in the past two days, the market has adjusted. In addition to the technical deviation we suggested two days ago, the main reason is the adjustment caused by the deterioration of liquidity expectation and the deterioration of global epidemic situation. Recently, the liquidity of the inter-bank market has become increasingly tight. The repo rate center continues to accelerate upward. The central bank has also withdrawn funds from the open market for four consecutive days. Today, the repo rate of treasury bonds once soared close to 10%; Overnight, U.S. stocks plummeted, as a result of the emergence of new mutated virus epidemic, as well as the issue of vaccine delivery in Europe and the United States, so that optimism was greatly hit. In addition, the annual report is expected to disclose that the next may usher in a thunder week, and the market may sell off the stocks whose performance is lower than expected. Similar adjustments have also appeared in the last few trading days of January in recent two years. However, in the last week before the Spring Festival, in theory, the central bank will normally turn into the water release cycle. After all, new year needs money. We can pay attention to the day when the central bank's open market operation can be changed. Technically, the short-term top deviation of MACD is further digested by the way of rapid decline, and the Shanghai and Shenzhen stock indexes may further lower the 34 day moving average. It is expected that the Shanghai index will step back on the 3500-3470 point range, which is expected to be stabilized and rebounded by technical support, and it is not suitable to continue to kill blindly in the short term; Under the short-term change of liquidity expectation, we should pay attention to position adjustment and stock exchange, and properly pay attention to the high-quality stocks with small and medium market value whose valuation has reached a historical low level
operation strategy
it is suggested to focus on the trading opportunities of the home economy sector, including games, online ecation, frozen food, chain brands, agriculture, animal husbandry, feeding and fishing, cultural media, digital currency and other sectors Luo Limin, investment consultant of GF Securities, practicing certificate No.: 0260611010126]