Lectures on digital currency

1. digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency.

2. This is not very clear. There is no such meeting in the mainstream currency circle. It could be a meeting hosted by the digital money marketing team. These so-called seminars have no value at all. The mainstream currency circle has now shifted its focus to the blockchain and paid little attention to the virtual currency. Moreover, virtual currency is rarely mentioned in mainstream currency circles, and digital currency is the most mentioned, which generally refers to encrypted digital currencies such as bitcoin, Ruitai currency and Laite currency.

3. There is no such meeting in the mainstream currency circle. It could be a conference hosted by a marketing currency operator. The invited guests are basically the platform's own people, many people actually have no real talent, but they will have a lot of titles, which are worthless
moreover, in the mainstream currency circle, few people mention virtual currency. What they say most is digital currency. In fact, they mean the same thing. The digital currency we often refer to generally refers to bitcoin, Ruitai currency, Laite currency and other encrypted digital currencies.

4. It will be delayed in 2020, and it will be once a year in the future.

5. What is digital currency? Is it the same thing as electronic money and virtual money
the difference between digital currency, electronic currency and virtual currency
in fact, digital currency is a kind of indexed RMB, a legal encrypted digital currency and an alternative currency in the form of electronic currency. Digital currency can be divided into two types: non cryptocurrency (e-gold, XRP) and cryptocurrency (bitcoin)
it can not be completely equivalent to the virtual currency in the virtual world, because it is often used for real goods and services transactions, not limited to online games and other virtual spaces. It is different from Alipay and WeChat, and Alipay, WeChat payment and mobile phone banks are all electronic money, not digital money. The popular digital currencies in 2016 include bitcoin, lightcoin, bitstock, etc. At present, there are thousands of digital currencies issued all over the world
virtual currency refers to the non real currency, especially the currency in the network virtual economy. The issuer is not the central bank, and it can only circulate in a specific virtual environment. In the case of the connection between virtual and reality, virtual currency has its real value. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point, roll counting of Shanda company, u-coin meter ticket launched by Sina (used for igome game), chivalrous Yuanbao (used for chivalrous road game), and grain silver (used for bixue Qingtian game). Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency. For example, bitcoin is illegal digital currency
since the beginning of the year, the relevant person in charge of the people's Bank of China has said that the future of mobile payment is bright, and the central bank is actively studying the relevant research results and practical experience at home and abroad to strive for the early issuance of digital currency. At the digital currency seminar of the people's Bank of China held on January 20, the relevant person in charge of the people's Bank of China disclosed that the central bank has set up a special research team since 2014 to conct in-depth research on the digital currency issuance and business operation framework, key technologies, circulation environment, etc., and strive to launch the digital currency issued by the central bank as soon as possible. At present, the research has achieved phased results
what benefits will digital currency bring to our lives
for this problem, the relevant person in charge of the central bank said that if the digital currency is successfully issued, it will bring many conveniences: it can effectively rece the high cost of the issuance and circulation of traditional paper money, and improve the convenience and transparency of economic transaction activities; It can rece money laundering, tax evasion and other illegal and criminal acts, enhance the central bank's control over money supply and money circulation, better support economic and social development, and help the comprehensive realization of Inclusive Finance; It helps to build a new financial infrastructure, further improve the payment system, improve the efficiency of payment and clearing, and promote the upgrading of economic quality and efficiency. More digital currencies can focus on bitMom

6.

It is not currently available

at present, the Central Bank of China has not issued and approved the digital currency of issuers and investors

However, at the beginning of the year, the central bank held a seminar on digital currency, at which it made it clear that it was necessary to issue digital currency as soon as possible, and the central bank put the issue of digital currency on the agenda

however, so far, the central bank has not issued any digital currency, and Zhou Xiaochuan, the governor of the central bank, said that the time is not ripe to issue digital currency. Moreover, the digital currency issued by the central bank is different from bitcoin, Ruitai, Laite and other digital cryptocurrencies, and the digital currency issued by the central bank is not decentralized

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when the central bank issues digital currency, it needs to establish a basic digital currency system. In this system, the central bank is in charge of the digital currency issuing bank, the commercial bank is in charge of the bank, and the public and indivials hold digital wallets. This is not much different from the existing monetary system in essence, but the managed currency is changed from paper money to digital cryptocurrency

in terms of issuing mechanism, there are two modes:

one is the traditional mode of "central bank commercial bank", that is, the central bank issues digital currency from the issuing bank of the central bank to the Bank of the commercial bank. When an indivial withdraws money from the commercial bank, the digital currency is transferred from the commercial bank to the personal digital wallet

another mode is the "central bank public" mode, that is, the central bank can directly issue digital currency from the currency issuing bank to the digital wallet of the public and indivials. In essence, no matter which issuing mode, money is ultimately held by the public, which is the debt of the central bank to the public

7. PPP is not a digital currency issued by the central bank. At present, China's central bank has not issued and approved the digital currency of issuers and investors. However, at the beginning of the year, the central bank held a seminar on digital currency, at which it made it clear that it was necessary to issue digital currency as soon as possible. The central bank put the issue of digital currency on the agenda. However, so far, the central bank has not issued any digital currency, and Zhou Xiaochuan, the governor of the central bank, said that the actual issue of digital currency is not mature. Moreover, the digital currency issued by the central bank is different from bitcoin, Ruitai, Laite and other digital cryptocurrencies. The digital currency issued by the central bank is not decentralized.

8.

Thank you for your invitation. I am engaged in the blockchain instry, and I can answer your questions

at present, there are more than 10 blockchain instrial parks that have been established or will be established in China, and the more famous one is Hangzhou blockchain Instrial Park, Chongqing Yuzhong blockchain entrepreneurial Instrial Park, Shandong Qing "chain bay", Changsha "Lugu" blockchain Instrial Park, Wuhan "Kelly chain Valley", and other places such as Shanghai, xiong'an, Cheng, Guangzhou, Guiyang have blockchain supporting infrastructure

Hangzhou blockchain Instrial Park

let's talk about the most famous one, Hangzhou blockchain Instrial Park, China. I still remember that at the launching ceremony, Li Xiaolai, the tycoon of the currency circle, not only set up the platform for the blockchain Instrial Park, but also announced the establishment of a 10 billion global blockchain innovation fund, xiongan fund. Hangzhou government even put forward the vision of "building a city of blockchain"

at that time, when many media reported the launching ceremony of Hangzhou blockchain Instrial Park, they said that "10 blockchain future science and technology projects signed on site and settled in Hangzhou blockchain Instrial Park in China". As a result, for quite a long time, there was no enterprise really settled down, and there was a suspicion of seizing policy subsidies

Qing chain Bay

and then Qing chain Bay, this instrial park is actually good. First of all, it has the strong support of the government. In July 2017, at the opinion Conference on the development of block chain instry in North District of Qing, it was proposed to strive to establish a block chain instry highland based on Qing and facing the whole country by 2020. Chain Bay officially settled in North District of Qing on September 13, 2017, It covers an area of more than 40000 square meters

secondly, chain Bay is supported by top universities in China. In May 2018, Qing chain Bay Shuangqing blockchain Application Forum, CO sponsored by Qing chain Bay and Internet Instry Research Institute of Tsinghua University, was held, and nearly 20 "Tsinghua Department" blockchain enterprises settled in chain Bay. So chain Bay is better than Hangzhou blockchain Instrial Park. What's worse is that the competitiveness of Qing is weaker

Changsha "Lugu" blockchain Instrial Park

this instrial park actually has some embarrassment. Where is the embarrassment? Because it was too late to be officially announced, the unveiling ceremony of Changsha blockchain Instrial Park and the launching ceremony of Changsha blockchain incubator were held in Changsha high tech Zone on November 23, 2018. See, last November, when the digital currency market entered the freezing point. Whether practitioners in the blockchain instry are willing to admit it or not, the market will indeed have a great impact. Therefore, the development of Changsha blockchain instrial park can only be said to be out of season

Why do I introce Changsha's blockchain Instrial Park? Because the Changsha government supports blockchain the most. It can be seen that local governments have issued relevant supporting policies, but most of them are part of a package of economic and scientific and technological plans, and most of them only put forward goals without specific measures. Changsha Government has issued a series of supporting policies for blockchain, and the specific amount of subsidies, so Changsha Instrial Park can still look forward to the future development space

Wuhan "Kelly chain Valley" blockchain incubator

this blockchain incubator in Wuhan is my favorite. First of all, from the perspective of location advantage, Wuhan is the center of eight provincial thoroughfares, and the transportation network covers the surrounding provinces; In addition, Hubei is a big province of science and ecation. The ecational resources of Wuhan city are second only to those of Beijing, Shanghai and other cities. It is rich in talents and scientific and technological resources. The development prospect of blockchain is huge

secondly, the strength of Kelly chain valley itself is very strong. By the end of 2020, it will build 120000 square meters of high-quality office space, basically covering 1.5 tier cities, and is expected to invest more than 200 million in venture capital funds. Relying on blockchain technology, it will establish blockchain nodes, provide blockchain enterprise registration, equity registration and transfer services for settled enterprises, and build a leading innovation mode of joint office and enterprise resource sharing based on blockchain technology in China

the blockchain enterprises settled in Kelly chain valley will obtain management consulting services in the incubator, including general business agency services, strategy formulation, management system, human resource management system, market analysis and professional knowledge training. Through the cooperation with the blockchain special committee of China Electronic Chamber of Commerce, Asian SPT Research Association, and other high-end resources in the blockchain instry, the incubator has also established a "blockchain University" personnel training mechanism. In addition to holding blockchain lectures every two weeks, it will also hold various public welfare research and training activities to gather blockchain experts, venture geeks and blockchain enthusiasts, Build a talent highland for the development of China's blockchain instry to make up for the shortage of domestic blockchain talents

in addition, as far as I know, Kelly chain Valley has several blockchain applications. For example, the more famous TD public chain is Kelly chain Valley incubation. Recently, it is still doing the global super node election

the above are several good blockchain instrial parks and incubators in China, I hope they can help you

9. Now other universities are following this trend, allowing students to use bitcoin to pay for their tuition while offering related courses
the most recent addition is the European Institute of management technology (ESMT), which has started to hold digital currency seminars and allow students to use bitcoin to pay tuition fees. Georg garrichs, the CFO of the University, said: "the motivation for us to make decisions is the necessity, because students from distant countries have problems. When their government doesn't want them (students) to transfer funds abroad, there are various reasons, such as high fees, technical problems, or just because of capital control, which makes it difficult for students to remit money to schools“

10.

When people still think that digital currency is a joke in the virtual world of the Internet, Mu Changchun, deputy director general of the payment and Settlement Department of the people's Bank of China, said at the third Yichun community forum of CF40 on August 10,

digital currency

Second, to avoid hype before, people criticized the digital currency because it became a grey Swan after being hyped. Wearing the packaging of blockchain applications, digital currencies such as BTC are virtual currencies created on the basis of blockchain applications

Thirdly, we should assiously integrate into the digital currency era from the perspective of improving the availability and the application intention of the masses, the central bank's selling of digital currency adopts a two-tier business framework,

the decision-making adopts a two-tier framework, which is also to make full use of the resources, talents and technical advantages of commercial institutions, promote independent innovation and market competition

the era of digital currency has come, so don't go against the development trend. The use of digital currency is an inevitable trend. In this situation, we should assiously integrate the authenticity of digital currency. Although it is virtual,

is exchanged by commercial institutions for everyone, it is also very missing, which is real gold and silver. At this time, it seems that the new pattern and new trend are very critical. Try to do something that meets the long-term trend opportunities and integrate into the overall upward opportunities of the sales market