The latest news of Suzhou digital currency test
so, what's the significance of this digital currency? Why do you have to work hard to do this? For most people, it really won't have any impact, but for a small number of people, it will have a great impact. This small group of people are those who engage in illegal activities
for example, if some people are corrupt and accept bribes, they specify that they can't let others put money on the bank card. That means they are directly arrested, but they can't be found with cash. If we restrict the large amount of cash consumption in the future, for example, if you have to spend more than 5000 at one time, you can't use cash, you need to use digital currency. In this way, those who have bribed tens of millions of cash in their families may not want to spend all their money in their lifetime. And their illegal income doesn't go to the society. It's just paper. They still occupy space at home. Once they start to spend money in digital currency, it's easy to find out. That is to say, all our income will be counted. Once they are involved in crimes, it's easy to be caught. At that time, there will be less Telecom fraud, This is the meaning of digital currency
Suzhou will launch the red envelope test of digital RMB, which is expected to appear in the future. However, it is very difficult to really occupy the market, or even replace the mobile payment, because although digital RMB is different from traditional mobile payment, it is still realized with the help of electronic carriers such as mobile phones{ RRRRR}
fully comply with the law of the market, that is to see which way can better meet the needs of consumers, because the market is like this, which is more convenient for customers and more attractive for customers, he chooses which one. As for the emergence of mobile payment for so many years, we are used to it, also did not find any big problems, nothing more than to make more adjustments in the flow of consumption funds, and there is still a long way to go for digital RMB
Ant technology is almost zero cost financing, through various forms of packaging debt, repeated borrowing, and then irresponsibly lend money to young people who have no ability to repay. This is basically bringing the crazy financial crisis of Wall Street in 2008 to China. The real capital market is changeable and more cruel than you think
ant technology's blood sucking through online loans has been picked out by many people. Zhou Xiaochuan, former governor of the Central Bank of China, also said at the Boao Forum of Asia recently that Internet technology giants controlled a large amount of data and market share, formed a monopoly and hindered fair competition, which led to the decline of Alibaba's share price
if Google can freely use users' personal information in financial business, it can also become the largest lending institution in the world. Google doesn't do it because American businessmen are particularly kind, but American policies don't allow it at all
as vice minister of Finance Zhou Jiayi said at the Bund financial conference, science and technology has not changed the nature of relying on credit to use leverage, supported the development of financial technology, insisted on the improvement of science and technology, prevented financial technology from incing excessive financial consumption, and encouraged the winner take all monopoly
now that the digital currency DCEP of "central dad" is on the way, can ma Yun's wishful thinking work well in the future? Let's wait and see< br />
Digital currency, I believe you are no longer unfamiliar. With the continuous implementation of the use of digital currency, digital currency has been graally integrated into the society. In the near future, digital currency is likely to replace paper money. In fact, the so-called digital RMB refers to the legal digital currency not yet issued by the people's Bank of China; Digital money electronic payment & quot DC/EP,Digital Currency Electronic Payment{ RRRRR} although digital currency pilot is only carried out on a small scale now, we believe that digital currency will be closely related to our life and we will not be separated from digital currency before long
Li Bin, director of the macro Prudential administration of the people's Bank of China, disclosed on April 12 that the pilot test of digital RMB will be launched successively in Shenzhen, Suzhou, xiong'an new area, Cheng and the future Winter Olympics scenarios by the end of 2019, and six pilot test areas will be added in October 2020, including Shanghai, Hainan, Changsha, Xi'an, Qing and Dalian at present, the pilot scope of digital RMB has been expanded in an orderly way, and the application scenarios are graally enriched
the number of participants, the number of transactions and the exchange amount of digital RMB pilot test are generally small, and the use scenarios cover many fields, such as living expenses, catering services, transportation, shopping and consumption. At present, digital RMB is generally in the pilot test stage, and there is no timetable for its official launch
extended data
status is equivalent to cash RMB
according to the official definition, digital RMB is the legal tender in digital form issued by the people's Bank of China, which is operated by the designated operating institutions and exchanged to the public. Based on the generalized account system, it supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins. In other words, digital RMB can be simply equivalent to cash RMB, only in different forms, but with the same legal compensation as cash
legal compensation means that any unit or indivial can not refuse to pay all public and private debts in China with digital RMB. For the compensation, the central bank's digital money research institute director Mu Changchun has a more popular explanation in the "get" course. "We see that now the private payment agencies or platforms will set up various payment barriers. WeChat can't use Alipay anywhere, and Alipay can't use WeChat. But for the central bank's digital currency (Digital RMB), as long as you can use electronic payment, you must accept the central bank's digital currency. "
From the end of 2019, digital RMB has been tested in Shenzhen, Suzhou, xiong'an New District, Cheng and the future Winter Olympics. Besides,
you have to pay the tax if you use your spare time to earn money. Anyway, I can't hide money
actually, now you use WeChat Alipay to collect money, don't the country know? I'm just too lazy to check
digital currency certainly has these functions, which is very difficult for large-scale money laundering in the future. For ordinary people, the state doesn't care about you
, and it is more powerful than AI, 5G and so on. Combining the two areas is a powerful weapon for the internationalization of RMB. Its purpose is to end the hegemony of the US dollar
With the rise of blockchain technology, virtual currency has become one of the important application scenarios of blockchain technology. Virtual currency is a kind of virtual encrypted digital currency popular on the Internet Financial point-to-point lending platform. With the expansion of Internet consumption, virtual currency is generated and eventually circulates in a large number of virtual markets. With the development of virtual currency, these currencies can also be used as money for consumption. However, the risk of virtual currency as a currency transaction is very large. In order to prevent the development and spread of virtual currency, the country began to issue digital RMB in China
The advantage of digital RMB is very obvious, its use can greatly rece the waste of paper currency resources, and also facilitate the security of people's mobile consumptionsix pilot test areas will be added to the digital RMB, which are Shanghai, Hainan, Changsha, Xi'an, Qing and Dalian. this is another new area after Shenzhen, Suzhou, xiong'an New District, Cheng and the future Winter Olympic test sites. There are two main reasons why these areas will be added, First, since the digital RMB pilot project, the effect is not ideal. The number of participants, the number of transactions and the amount of money involved in the digital RMB test are not many. Although the relevant parties are actively implementing the digital RMB test, the results are somewhat unexpected; 2、 After the implementation of relevant pilot sites for a period of time, adding some pilot sites can achieve a graal process and lay a better foundation for the real arrival of digital RMB{ RRRRR}
although Alipay and WeChat pay are really convenient for our life, many of them are in the form of charges, and there will be no such fee in the future when digital money arrives. p>
In October last year, Shanghai, Hainan, Changsha, Xi'an, Qing and Dalian were added to Shenzhen, Suzhou, xiong'an New District and Cheng. At present, digital RMB is in an orderly expanding test area. What is the so-called "digital RMB" issued by the Central Bank of China's digital RMB construction; Digital currency;, That is, the electronic version of RMB. Different from virtual currency, Chinese digital RMB has legal benefits, national credit endorsement, legal compensation and legal tender{ RRRRR}