Information development patent digital currency
1. virtual currency may continue to develop for a long time. Due to the high security of virtual currency, it can't be issued at will, and Chinese and foreign people can't identify the user's identity information in the transaction process, a large number of people have a crazy pursuit of virtual currency
2. Virtual currency may be involved more widely in the future. As long as someone recognizes and uses virtual currency, the existence of virtual currency has value
virtual currency has been developing so far, prosperity and bubbles, wealth and dreams, questioning and supervision are all on the way. Investment is risky, so we should be cautious. At present, such playing methods as bitcoin have not been approved by the regulatory authorities. It is suggested that ordinary investors should participate in the game within their ability.
The rise of financial technology promotes the digital and intelligent development of finance, and the form of money is also developing. With the rapid development of information network communication technology, electronic payment has been popularized rapidly, and legal digital currency is also developing< China vigorously promotes digital currency, and the development of digital currency has great positive significance for China's economic development
finally, it is difficult for users to feel the difference between digital RMB payment and third-party payment in their daily consumption. In comparison, the use of digital RMB payment is more convenient than the third-party payment , and digital RMB payment is not limited by the network and payment scenarios. Digital RMB is the financial infrastructure built by the state, and there is no charge for the cashing and redemption of digital RMB. Digital RMB can be used to pay third-party payments. However, for those who need convenient electronic payment, people without financial accounts can also use digital RMB< Digital RMB supports controllable anonymity, which can better protect users' privacy strong>
some patents of the digital currency Research Institute of the people's Bank of China (data source: huijuyun)
what is digital currency? --[ Invention patent] digital currency system
cloud computing is the mainstream direction of the future back-end server, and the digital currency back-end system adopts cloud based solutions
in e-commerce activities, e to different roles, the requirements for digital currency are different: customers require digital currency to be easy to use, safe to store and anonymous; Businesses require digital currency to be certifiable and can be converted into real currency; Banks require that digital currency cannot be illegally used or forged. Therefore, digital currency d-rmb should have the following characteristics:
1. Security: it can prevent any party in business from changing or illegally using digital currency< 2. Non repeated spending: digital currency can only be used once, and repeated spending can be easily detected
3. Controllable anonymity: banks and businesses collude with each other and can't track the use of digital currency, which requires that the system can't link the purchase behavior of e-cash users, so as to conceal the purchase history of digital currency users, but the issuer of digital currency can track the use of digital currency
4. Unforgeability: digital currency that users cannot fake
5. Fairness: the payment process is fair, which ensures that either the two parties succeed in the transaction, or both parties have no losses, so as to prevent one of the parties from suffering losses in the transaction
6. Compatibility: the issue process and circulation of digital currency in d-rmb system should refer to the issue and circulation of physical currency as far as possible
as for digital currency, it should be able to adapt to various use scenarios of existing currency and be freely convertible with existing currency
this patent provides a digital currency system, including central bank digital currency system, commercial bank digital currency system, and authentication system
among them, the central bank's digital currency system is used to generate and issue digital currency, and to register the ownership of digital currency; The digital currency system of commercial banks is used to perform banking functions for digital currency; The authentication system is used to provide authentication for the interaction between the central bank digital currency system and the terminal equipment used by the users of the digital currency, and for the interaction between the central bank digital currency system and the commercial bank digital currency system
schematic diagram of the basic structure of the digital currency system
to achieve a convenient and safe digital currency system, and can be applied to a variety of application scenarios of digital currency in reality< How to convert digital currency into cash[ Invention patent] method and system for converting digital currency into physical cash, The digital currency system of the commercial bank sends the digital currency to the central bank digital currency system, the central bank digital currency system generates a one-time withdrawal code, and then sends it to the user terminal equipment for presentation to the user, and changes the owner information of the digital currency from the user to the central bank
the digital currency system of the commercial bank sends the one-time withdrawal code provided by the user to the digital currency system of the central bank. The digital currency system of the central bank confirms that the one-time withdrawal code is valid, and then increases the cash amount of the commercial bank account, and sends a notice to the digital currency system of the commercial bank that the one-time withdrawal code is valid, After receiving the notice, the digital currency system of commercial banks issues a contribution instruction, in which the contribution instruction is used to control the machine or prompt the user to pay the cash whose amount is equal to the cashed amount manually<
schematic diagram of a method of converting digital currency into physical cash
How can digital currency be consumed online? --[ Invention patent] method and system of online payment using digital currency chip card
this patent is a method and system of online payment using digital currency chip card. A method for online payment using digital currency chip card is provided. The method includes: a user terminal device sends payment information to an acceptance terminal device, and the payment information includes digital currency chip card information and digital currency equivalent to the payment amount; After receiving the payment information, the receiving terminal sends the payment information to the digital currency system of the commercial bank; After receiving the payment information, the digital currency system of the commercial bank sends a request to change the owner to the digital currency system of the central bank; The central bank digital currency system changes the owner of the digital currency to the merchant's commercial bank code after receiving the request to change the owner; The digital currency system of commercial banks changes the account amount of merchants<
the method flow chart of online payment with digital currency chip card in recent years, the commercial virtual currency has been controversial, and more and more people realize that the future development trend of digital currency is legal digital currency issued by central banks based on national credit. At present, China is still in the stage of accelerating the research and development of digital currency. For example, the central bank held a working video conference in the second half of 2019 on August 2, calling for "accelerating the pace of research and development of China's legal digital currency". Recently, the "opinions of the CPC Central Committee and the State Council on supporting Shenzhen to build a leading demonstration zone of socialism with Chinese characteristics" clearly stated that "We support the development of innovative applications such as digital currency research and mobile payment in Shenzhen". Let's wait and see when digital currency will meet you.
preliminary understanding of the basic working principle of computer and its impact on human beings
master basic language and have the ability to read and write programs and debug on computer
initially cultivate logical thinking and the ability to analyze and solve problems. The class hour is 40 ~ 60 hours, and one third of the class hour is required to ensure computer operation< After this conference, computer ecation has been widely carried out in some large and medium-sized cities. For example, in Beijing, computer rooms have been set up in dozens of middle schools, teaching materials have been compiled, and computer teaching experiments have been carried out in key schools< Stable development stage (1986-1991)
in 1986, the State Ecation Commission held the "Third National Conference on computer ecation in middle schools" in Fuzhou. Influenced by the "tool theory" of the fourth World Conference on Computer Ecation held in the United States in 1985, this conference revised the syllabus of 1983 and issued it on October 28, 1987, which is called "the syllabus of computer elective course in general middle school (Trial)". The syllabus adds the teaching contents of three application softwares (word processing, database and electronic form), and the purpose of the course also includes the application of computer
at this stage, provinces and large and medium-sized cities expanded the scale of the experiment. For example, Beijing has set up computer courses in all the middle schools in the urban areas, and computer ecation has been carried out in the key areas in the suburbs, and the pilot of unified examination has been carried out< In October 1991, the State Ecation Commission held the "Fourth National Conference on computer ecation in primary and secondary schools" in Jinan, where Liu Bin, deputy director of the Ecation Commission, made a summary report. This conference is an important milestone in the development of computer ecators in primary and secondary schools in China. The State Ecation Commission attaches great importance to computer ecation in primary and secondary schools. It has established a "leading group for computer ecation in primary and secondary schools" and issued a programmatic document entitled "several opinions on strengthening computer ecation in primary and secondary schools". The whole society also began to pay attention to computer ecation< According to the spirit of this conference, the National Computer Ecation Research Center of primary and secondary schools began to draft the outline of computer curriculum in primary and secondary schools in 1991, which was officially issued in October 1994 after several revisions. The outline has detailed requirements for the status, nature, purpose and content of computer course in primary and secondary schools. It is the first time to put forward the view that computer course will graally become an independent basic science combining knowledge and skills in primary and secondary schools< According to the new outline, the computer course in primary and secondary schools includes five moles:
basic knowledge of computer
basic operation and use of computer
introction of several common computer software
programming language
the application of computer in modern society and its influence on human society< At the same time, it also issued the guiding outline of "computer training" for primary and secondary ecators, which put the work of computer popularization among teachers on the agenda from the administrative and legal aspects< In September 1996, the State Ecation Commission issued the computer ecation software plan for primary and secondary schools (1998-2000), which further promoted the development of computer ecation in China< From 1991 to 1997, great changes have taken place in the development and application of computer technology. First, the hardware CPU has developed from 16 bits to 32 bits; Second, the development of multimedia technology has reached the stage of wide application; The third is the development of the graphical interface operating system and its corresponding application software. The situation requires that the guidance should be adjusted and modified as necessary on the basis of retaining some stable and basic contents of the original outline“ The national computer ecation and Research Center for primary and secondary schools has drafted the "guidelines for computer courses in primary and secondary schools (Revised Draft)", mainly adding graphical operation interface, network communication, multimedia, common tools and software, etc. After the deliberation of the national primary and secondary school textbook examination and Approval Committee, it was officially issued by the State Ecation Commission in October 1997
the new revised draft further clarifies the status, purpose, teaching content and teaching requirements of computer course in primary and secondary schools. And the teaching purpose and content of primary school, junior high school and senior high school are stipulated. There are 5 moles in primary school and 10 moles in middle school, which are divided into three categories: basic moles and basic elective courses< The basic moles are:
basic computer knowledge and operation
operation and use of microcomputer operating system
Chinese character input and Western character processing<
Basic Elective Mole:
data processing and database management system
spreadsheet
log drawing
multimedia basic knowledge and multimedia software application
basic knowledge and operation of Internet<
selection mole:
use of common tools and software
preliminary program design< In October 2000, the Fifth National Conference on computer ecation in primary and secondary schools was held in Beijing. At the conference, Minister Chen Zhili of the Ministry of ecation made a theme report in person. In the face of the world situation, this paper puts forward the grand plan of ecational informatization in China. At the meeting, three documents were distributed, mainly involving three aspects: the teaching of information technology courses, the informatization of teaching management and the distance ecation network in the name of "school to school connection", which is a new milestone in the development of information ecation in primary and secondary schools in China
for information technology courses, one is to improve computer ecation to information technology ecation; The second is to make the curriculum compulsory for junior and senior high schools. That is to say, since 2001, senior high school has been set as a compulsory course; Since 2003, most junior high schools began to set up compulsory courses; Since 2005, information technology ecation has been popularized in primary schools in large and medium-sized cities< In November 2000, the Ministry of Ecation issued the guidelines for information technology curriculum in primary and secondary schools (for Trial Implementation). The new guidelines changed the name of the course to "information technology", revised and supplemented the teaching objectives and contents of primary, junior and senior high schools, especially added the mole of "network and its application".
hospital information system, also known as "hospital management information system", refers to the use of modern means such as computer software and hardware technology and network communication technology to comprehensively manage the flow of people, logistics and finance of the hospital and its departments, To collect, store, process, extract, transmit, summarize and process the data generated in each stage of medical activities to generate various kinds of information, so as to provide a comprehensive, automatic management and various service information system for the overall operation of the hospital
computer application system for information management and online operation in hospital management and medical activities, abbreviated as his. His is an information management system covering all the business and the whole process of the hospital. According to the definition given by Morris f. collen, which is generally accepted by the academic circles, it should be: to collect, store, process patient care information and administration information for all departments of the hospital by using computers and communication equipment A platform for retrieving and communicating capabilities and meeting the functional requirements of all authorized users. Hospital information system consists of medical information system and hospital management information system. The modern hospital information system adopts microcomputer local area network and workstation, and comprehensively uses cybernetics, information theory, artificial intelligence and system engineering< In the early 1960s, the United States, Japan and European countries began to establish hospital information systems. By the 1970s, many large-scale hospital information systems had been built. For example, Stockholm, the capital of Sweden, has set up a central information system Midas for all hospitals in the city, which can process the medical information of 75000 inpatients and outpatients; IBM medical system solutions to be successfully applied around the world; Domestic development is relatively backward. By 2000, systems with independent intellectual property rights and comparable with those of advanced countries in the world have been formed. For example, Huiyuan hospital management information system of Dalian Huiyuan Electronic System Engineering Co., Ltd. has been successfully applied to more than 95% of large hospitals in China. The development trend of hospital information system is to connect all kinds of medical devices directly and connect the hospital information systems of nearby hospitals, even regions and countries into a network. The key problem is to standardize the medical record registration, detection and diagnosis indicators in different systems. In the advanced stage of hospital information system, medical expert system will be widely used, and medical quality supervision and control system will be established to further improve the level of medical treatment and health care
[edit this paragraph] system composition
hospital information system composition refers to the information system directly related to medical activities. It includes medical expert system, auxiliary diagnosis system, auxiliary teaching system, critical patient monitoring system, drug consultation and monitoring system, as well as some special diagnosis and treatment systems, such as CT (computer X-ray tomography), B-ultrasound, ECG automatic analysis, blood cell and biochemical automatic analysis, etc. These systems are relatively independent, forming a special system or controlled by a special computer. They are mainly used for data collection and preliminary analysis. The results can be integrated into diagnosis and treatment files and medical database through online network for doctors to query and call. The diagram above shows the block diagram of the computer diagnosis system. And the information system directly related to hospital management activities. Hospital management information system is to assist decision-making as the main goal, the purpose is to improve the efficiency and level of hospital management and medical work. It includes the following four types of systems: ① administrative management system. It includes personnel management system, financial management system, logistics management system, pharmacy management system, medical equipment management system, outpatient, operation and inpatient appointment system, patient inpatient management system, etc. ② Medical management system. Including outpatient, emergency management system, medical record management system, medical statistics system, blood bank management system. ③ Decision support system. Including medical quality evaluation system, medical quality control system, etc. ④ Various auxiliary systems. Such as medical information retrieval system, medical database system, etc
[edit this paragraph] research frontier
the frontier of hospital information system is the application of cybernetics and systems engineering methods, with the help of various computer application systems to establish medical quality evaluation system and medical quality control system< The main contents of the medical quality evaluation system include: 1) medical quality evaluation. The comprehensive evaluation index of medical quality was calculated to evaluate the medical quality based on the parameters of case type, medical outcome, medical error rate, diagnostic coincidence rate, average length of stay, average medical cost and so on. ② Objective to evaluate the quality of nursing work. Taking basic nursing, operation technology, psychological nursing, ward management, filling in nursing forms, implementing rules and regulations as the evaluation conditions and defining the weight, the mathematical model was established and processed by computer to make the evaluation. ③ Hospital efficiency evaluation. With the average bed working days, actual bed utilization rate, average bed turnover times and average hospitalization days of discharged patients as parameters, weight is defined and comprehensive evaluation index is established to evaluate work efficiency. ④ Objective to evaluate the work quality of medical staff. The mathematical model is established by fuzzy comprehensive evaluation method, and the relative score of each person's work evaluation is calculated by fuzzy matrix
the medical quality control system mainly uses cybernetics and artificial intelligence to manage the medical quality scientifically, and has the functions of retrieval, calculation, monitoring, prediction and judgment. At present, it is mainly used in the following three aspects: ① medical quality control. The main means are computer-aided monitoring and medical expert system to assist doctors in analysis and reasoning, and to put forward guiding suggestions. The items of computer-aided medical monitoring include: human aging degree monitoring system, cardiovascular and cerebrovascular disease prediction system, life index prognosis prediction system, noninvasive intracranial pressure monitoring system, human acid-base balance monitoring system, cardiovascular and cerebrovascular disease Hemorheology JB value measurement system, chronic renal failure prognosis judgment system. ② Medical quality control. Computer aided drug monitoring projects include: drug interaction detection system, pharmacokinetic monitoring system, drug micro detection monitoring system, etc. ③ Clinical laboratory quality control. At present, computer-aided test is mainly used for the quality control of blood routine test and biochemical test.