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ATM machine of digital currency of Central Bank of China

Publish: 2021-03-29 01:25:26
1. In order to make it more convenient for us to use money now, and in other words, to facilitate the circulation of money.
2. DCEP (digital currency electronic payment), the Chinese version of digital currency project, namely digital currency and electronic payment instrument, is the legal digital currency in the research of the people's Bank of China and a kind of digital currency. Digital RMB, issued by the people's Bank of China, is a controllable anonymous payment tool with value characteristics and legal compensation. It is operated by designated operating institutions and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins. As for the research progress, the top-level design, standard formulation, function research and development, joint commissioning and testing have been completed, and the internal closed pilot test will start in April 2020. As of September 15, 2020, DCEP has not been officially launched

warm tips: the above explanation is for reference only
response time: September 16, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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3. China's only national licensed virtual digital currency pilot operation base does not exist. China has reservations about digital currency, and digital currency is still in a gray area in China. China's regulation of digital currency is still a blank. Although the central bank claims to issue its own digital currency, this kind of digital currency is more just the digital currency of RMB, which is totally different from the design principles of bitcoin, Ruitai currency, Laite currency, thousand gold card and other digital cryptocurrencies. The digital currency that the central bank plans to issue puts more emphasis on control, and the central bank needs to have absolute control and issuing power. The central bank is the only operating body.
4.

So far, Hangzhou City, Shenzhen City and Guizhou Province have become the three hot areas of the central bank's digital currency pilot, and the virtual digital currency ATM has not been installed yet

expand answer:

China's digital currency characteristics:

  1. China digital currency is the proct of the combination of traditional currency and the Internet, and is the Internet plus of financial and monetary domain. p>

  2. China's digital currency will be the only digital currency issued by the state in the world so far, with national credit and currency anchor that bitcoin and other digital currencies do not have

  3. China's digital currency can learn from blockchain and other new network technologies to enhance its own security and stability. Blockchain is also a kind of mesh topology, which can rece the task of the central server and has anti-counterfeiting function

  4. China's digital currency relies on a secure and stable Internet. The promotion and application of quantum communication technology is of great significance to the security of China's digital currency

  5. < / OL >

    what is China's digital currency:

    1. China's digital currency is based on the real RMB, not a kind of currency made out of thin air. The two are only different in form, the former is electronic data, the latter is RMB paper money

    2. China's digital currency is a kind of electronic currency created by digital network technology, which also has the main characteristics of network packets

    3. digital currency is an encrypted algorithm, just like a cash note with a unique number, which can not be tampered with< br />

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