February 1, 2019 digital currency
On November 9, 2019, the central bank has not launched digital currency
in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues
in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen
in September 2018, the Institute of digital currency built a trade finance blockchain platform
On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutions 
extended data:
benefits of digital currency
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate. It can also become a new monetary policy tool
at the same time, the central bank can affect the bank deposit and loan interest rate by adjusting the digital currency interest rate of the central bank, and help to break the zero interest rate lower limit
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Zhou Xiaochuan pointed out that as legal tender, digital currency must be issued by the central bank. The issue, circulation and transaction of digital currency should follow the idea of integration of traditional currency and digital currency, and implement the same principle of management. That is to say, q-coin and the like are definitely not good
as for whether to use blockchain technology to create digital currency. Zhou Xiaochuan said that the blockchain technology is an optional technology, but so far, the blockchain still occupies too many resources. Whether it is computing resources or storage resources, it can't cope with the current transaction scale, and whether it can be solved in the future depends on it. Zhou Xiaochuan said that in addition to blockchain technology, the digital currency research team of the people's Bank of China has also concted in-depth research on other related technologies involved in digital currency, such as mobile payment, trusted and controllable cloud computing, cryptographic algorithm, security chip, etc
in addition, Zhou Xiaochuan also mentioned that there is a lot of discussion about "51% attack" (assuming that indivials have 51% of the computing speed of the whole network, they can realize double payment, reverse transactions, paralyze the whole network, and completely lose the transfer function). More specifically, compared with the special currency, bitcoin does not need the central bank. Zhou Xiaochuan mentioned that for the digital currency controlled by the central bank, a series of technical means, mechanism design and laws and regulations will be adopted to ensure the security of the digital currency operation system, which is different from the design idea of bitcoin from the beginning
as for the digital currency timetable, Zhou Xiaochuan said that there is no established timetable. The relationship between digital currency and cash will be parallel and graally replaced for quite a long time. For reference.
The digital currency of Internet of things in China is pyramid selling
China's Internet of things digital currency, namely LCF Internet of things digital currency, is one of the 43 false projects and organizations of national assets unfreezing fraud crimes announced by the Ministry of public security on February 1, 2019
the Internet of things digital currency claims that e to China's dominant position in the future Internet of things, the country will create a "China Internet of things integrated digital currency platform", which is a real national project
statement of the central bank: LCF Internet of things digital currency is a fraud in the name of the central bank. The central bank has clearly stated that the digital currency issued by the central bank in the future:
1. Wechat and wechat group will not be used for digital currency promotion
2. Anyone only needs to go to the bank counter directly to open an account, and the use method is the bank's online banking. There is no need for recommender, wechat report and Internet of things registration
3. No points will be given or exchanged
4. There will be no value-added splitting, so you can buy as much as you want
5. There will be no such identity as group leader, regional manager, regional director and lecturer.
6. The release time has not been specified yet, and it is still in research and development, so it will not be released soon
7. It will only be issued through commercial banks, not through any indivial company
extended information:
a few days ago, the netizen "Shanshui" received a message about "LCF". He was not sure whether there was any fishiness in it, so he asked Weihai evening news for confirmation
the information is as follows: "LCF Internet of things group, specifically, is a comprehensive platform of Internet of things + virtual digital currency + original stock + consumption rebate jointly built by the Chinese government and the Rothschild family. It is a wealth platform tailored for the Chinese people. In the early stage, the Rothschild family made profits of 1 billion and gave points to high-quality members, At present, there is a chance to get 1000-20000 points before the opening, 1 point and 1 LCF = 3 yuan
after the preferential period, the person who gets the number means that he can register as a member. If the registered member succeeds, he can see the company's free bonus points on his own account. What can integral do
the free points can be circulated in the platform for shopping, tourism and insurance. After the official opening, the platform will connect 50000 shops, 100000 kinds of famous and high-quality procts at home and abroad, 100 types of grounding gas insurance, and 500 boutique tourism routes. Early gift points, we are zero investment, zero risk, do not pay a cent yo
the reporter consulted the Economic Investigation Department of Weihai Public Security Bureau. The economic investigation department said that the project has been confirmed as suspected of illegal pyramid selling and fraud by the police in many places in China, and its communication mode conforms to the definition of pyramid selling. The main targets are housewives and middle-aged and old men who don't know much about the Internet
through the registration of free virtual points, posts and other incentives to join the organization, and constantly develop offline, in exchange for the so-called virtual points. After entering the group, first modify the nickname, report personal data, and brainwash through text, lectures, voice sharing, and then carry out fraud. When people encounter this kind of information, they must be alert and not fall into a trap
source of reference: Network Internet of things digital currency project
source of reference: People's network Ministry of Public Security announced 43 false projects and organizations of national assets thawing fraud crime
source of reference: Qilu network Weihai police to remind you: "LCF project" is not reliable, don't believe it
in fact, the country has been studying the field of digital currency, and digital currency and blockchain are the future development trend. As for when to issue, we can only say that when the time comes, it will be issued naturally. We need to ensure the steady operation of the financial economy.
2019 August 21st, the official account of WeChat central bank released two articles on digital currency.
The board of directors of the digital currency overseas special zone of the Internet of things in China is not a unit, but a fictitious fake company. This pyramid scheme has been exposed in news reports. Please do not be deceived