January 1, 2020 digital currency

1.

On November 9, 2019, the central bank has not launched digital currency

in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues

in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen

in September 2018, the Institute of digital currency built a trade finance blockchain platform

On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutions

extended data:

benefits of digital currency

the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate. It can also become a new monetary policy tool

at the same time, the central bank can affect the bank deposit and loan interest rate by adjusting the digital currency interest rate of the central bank, and help to break the zero interest rate lower limit

2. It's not illegal to issue digital currency in China. It doesn't need the next three years. Now people have already issued digital currency. For example, Ruitai, bitcoin, Yuanbao and sandcoin are all digital currencies issued by domestic companies. But if not

3. Digital currency novice, I don't suggest fighting alone. It's better to have a teacher to lead you. At present, I feel that we can start with bitcoin, Ethereum, ecell, Leyte, etc., which are all good.

4. So far, no country has tried out digital currency. Instead, swindlers have issued more than 700 kinds of worthless digital currency. They can also trade on the exchange opened by swindlers and buy RMB to lose money. They can make a lot of money by buying the currency issued by these swindlers. They repeatedly stress how much money they can make in a year and what the rate of return is, But never mention how these profit returns come from.

5. One is to invest in BTC, for example. At present, there are three channels to choose from:

1. Direct trading, which depends on the market and price difference to earn income, has great risks and consumes more time and energy

2. Become a miner, get bitcoin at the cost price, and then sell it in the market. But now the cost of miner is too high, and there is a lot of investment in the early stage

3. The income of bitcoin's financial management will be less than the first two, but it is better than stability and safety. It means the same as the bank's Fund. At present, AEX's financial supermarket, coin an Bao of coin an, and OK's Yu coin Bao are popular in the market. AEX's financial supermarket has the debt transfer function that other platforms don't have. If you invest on it, your capital transfer will be more flexible

indivials prefer the third.

6. The currency has rebounded and raised again. I like this kind of digital currency very much, but I can't find a good platform all the time?

7. 2020 should not be so fast, but in the long run, China's digital currency will replace RMB in the future

8. N card BCD is the most cost-effective, followed by eth

9. It should not, because under special circumstances, cash is more reliable than digital currency. For example, there is no flow or mobile phone. Currency in circulation has a history of thousands of years in China, and it can not be replaced overnight