Authentication of digital currency
The digital currency of the central bank is DCEP
the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency
The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous
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Application of digital currency
I. fast, economic and safe payment and settlement
cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed
At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:3. Bill finance and supply chain finance
in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs
reference materials
network digital currency
Basic routine: the "trading market" of MLM digital currency is basically controlled by specific institutions. In order to attract investors' investment in the early stage, the currency price may be very high. Once the time is ripe, it will be sold intensively, and the price will plummet, and the investors will lose all their money
There are three characteristics of digital money MLM:1. Digital money is a real proct, and it is highly packaged
2. The participants can get a head pulling reward, and the prize is the digital currency itself
3. Digital currency will appreciate with the increase of participants in the scam. In the cycle of digital currency appreciation, the number of participants who can obtain digital currency will also increase, and the participants, including the lowest level participants, will also gain, but in the cycle of devaluation, the bottom level participants often lose a lot
in 2017, the Internet Finance Association of Jiangsu Province issued the "internet pyramid selling identification guide", which named 26 so-called digital currencies as illegal pyramid selling projects covered or suspected to be covered with digital currency. They are: treasure money, Baichuan money, SMI, MBI, mark money, Diablo money, mmm, Fuda compound wealth management, carat money, V treasure, Vicat money, petroleum money, Huaqiang money, CB aiib Hong Kong Group, Yuansheng, Morgan money, beta money, WorldCom, u money, Jubao, 21st century fox, Wanxi wealth management, Wanfu money, Wuxing money, Yi money, Zhonghua money, etc
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five ways to distinguish whether digital currency is pyramid selling currency:
1. Issuance mode
virtual currency does not rely on specific monetary institutions. It is proced by a large number of calculations according to specific algorithms, and is a decentralized issuance mode. Each different terminal node is responsible for maintaining the same account book, and the maintenance process is mainly to package and encrypt the transaction information by the algorithm, while the MLM currency is mainly issued by a certain organization, and the profit is made by pulling the head
2. Transaction mode
virtual currency is a kind of sporadic transaction spontaneously formed in the market, which is graally completed by a third party establishing an exchange after the scale is formed. The MLM currency is issued by an institution and traded on its own platform
3. Implementation method
virtual currency itself is an open source program, which is maintained in GitHub community. The parameters and methods of the total amount limit are shown in the open source code. The open source of MLM currency is completely ing other people's open source code, and there is no use of open source code to build programs, so its essence is controlled by the website like Q currency
4, whether to give the source code link
General decentralized digital currency will give the source code link in the prominent position of the official website, so as to show the operation mechanism of the monetary system openly and transparently. The MLM currency focuses on the transaction process of recharge purchase, but does not mention its operation mechanism. Even the website does not have the link address of the source code
5, whether the official website starts with HTTPS
generally, the addresses of the official website and trading website of decentralized digital currency start with HTTPS, and the purpose is that this kind of website can well protect the user's data from illegal theft. But the official website of MLM currency, trading website and other related websites do not start with HTTPS
the other is the private + raised currency which has not been listed in the secondary market and is currently in the ICO stage. This kind of identification will be difficult. First of all, you should be familiar with the white paper of the project. Secondly, let's see what the landing scene is like and what the later plan is.
if you don't understand digital currency, you'd better not touch it. The water of digital currency is very deep. Digital currency is even more chaotic, deception is repeated. If you are interested, you can first learn about the crowdfunding project token on coin Ying China platform.
If it is around 2017, with the last round of bitcoin's super bull market, maybe many counterfeit currencies are indeed MLM currencies in essence. However, after so many years of washing up and the corresponding regulatory crackdown, the proportion of MLM in the digital money market has been relatively rare. However, it is undeniable that 9% of digital currencies are still deceptive, but they are no longer in the mode of pyramid selling to carry out the corresponding money circulation and leek cutting
if you really want to invest in a high-risk digital money market, it is recommended that you do not choose the so-called new currency, including a series of counterfeit currencies, and choose the top 10 digital currencies directly according to the current market value ranking for a corresponding transaction, In this way, the probability of losing money will be greatly reced, and all the principal will not be lost completely. Moreover, if you choose to trade, in view of the current market share, it is suggested that you should give priority to several formal trading platforms in the head, and the probability of running away is low< br />
German DAX index is an important stock index in Germany. Deutsche B & 246; A blue chip index launched by the US stock exchange group. The index includes 30 major German companies. DAX index is an important security index in Europe as well as London Financial Times Index. It is also one of the important indexes in the world securities market
the German DAX index is traded through the xetra trading system. If you want to buy the German stock index, you can open a stock account of the European futures and Options Exchange and contact the securities companies in France and Germany
the trading time of German DAX index is 15:00-23:30 Beijing time; Winter time is from 16:00 Beijing time to 00:30 the next day. Many traders declare before the official opening or order overnight after the closing, which helps investors estimate the opening price of the next trading day
DAX index is the most valued stock price index in Germany, but it is only composed of 30 kinds of blue chips, which is considered too narrow to be used as an indicator of the overall performance of the stock market. Like S & P 500, CAC-40 and London financial times 100, DAX30 is a market weighted average rather than a simple average
But different from other indexes, DAX30 tries to reflect the total return of German stock market, while other indexes only reflect the change of market price. The DAX30 index takes into account dividend income and nominally reinvests all dividend income (as a proportion of constituent stocks) in stocksin this way, even if the German stock price does not change, the DAX30 index may still rise e to dividend income. DAX30 index futures and options contracts are listed on the European futures and Options Exchange (Eurex)