Double eleven digital currency

1. The calculation force obtained is that of URU

2.

It's totally acceptable, and it's very supportive of such policy and monetary innovation

As a general equivalent in material exchange, money is a process of continuous innovation. From primitive human shell money, to Qing copper money, to standard copper money, to gold and silver, then to paper money, and now to electronic money, the change of money is always accompanied by the development of human civilization

In the figure above, we can clearly see the direction of currency development. All currencies are for trading, so currency must be towards the characteristics of unification, standard, low loss, convenience and coordination

e to the limited number of early shell coins, it was not easy to get them, so bronze shell coins were proced to supplement shell coins. In ancient society, because of the undeveloped system of smelting, it was impossible to make copper coins of the same size and unified system. With the social progress to a variety of procts, when the economy is developed, e to the size and style of copper shell is not unified, so there must be a unified currency, so there will be a unified style of all kinds of currency, such as knife coin, cloth coin and so on. Later, because there were many kinds of coins, such as Dao coin and bu coin, which were not concive to circulation, they were replaced by a kind of copper coin. The copper coin has the same style, and it is more convenient to carry and circulate than copper shell. With the emergence of copper coins, large denominations of money, precious gold and silver ingots added large denominations. Metal currency is not convenient to carry, so it will proce such bills as "Jiaozi" and "Yinpiao". In the end, paper money will replace bills and become formal currency. Then, e-money appeared. In fact, WeChat wallet, Alipay and bank card consumption are all forms of electronic money. p>

the emergence of e-money has brought a lot of convenience to the security of transactions and property. The main reasons are as follows:

first, the loss of money is reced, and paper money often has some circulation loss, such as loss or damage. Electronic currency, as it is only a string of passwords, will not have such a problem

Second, the transaction is more transparent. Electronic money makes personal information more transparent and transactions more transparent. This can effectively combat corruption, but also can effectively control currency crime

Thirdly, e-money accelerates the circulation of money. It improves the circulation value of money and increases the existence of money

In the near future, of course, there are also some problems with e-money

First, how to issue e-money? What is the legal standard of the occurrence

Second, the monitoring and management of e-money is not complete

at this stage, e-money and paper money must exist at the same time, and it will take some time to fully use e-money. And in this process, the various institutions of e-money will be graally developed and completed

3. With the approval of the State Council, the people's Bank of China decided to stop the circulation of the fourth set of RMB 100 yuan, 50 yuan, 10 yuan, 5 yuan, 2 yuan, 1 yuan, 2 jiao notes and 1 jiao coins (hereinafter referred to as the fourth set of RMB partial bonds) in the market from May 1, 2018. It is hereby announced as follows:
1. Specific information about the fourth set of RMB partial bonds
(1) the fourth set of RMB 100 notes. Its main color is blue and black. On the front, there are reliefs of Mao Zedong, Zhou Enlai, Liu Shaoqi and Zhu De. On the back, there are the main peaks of Jinggangshan
(2) the fourth set of RMB 50 notes. The main color is black tea, the front design is the portrait of workers, farmers and intellectuals, and the back design is the Hukou of the Yellow River
(3) the fourth set of RMB 10 notes. Its main color is black and blue, with the head portraits of Han and Mongolian people on the front and Mount Everest on the back
(4) the fourth set of RMB 5 notes. The main color is brown, the front is Tibetan and Hui characters, the back is Wuxia of the Yangtze River< (5) the fourth set of RMB 2 notes. Its main color is green, the front design is the head portrait of Uygur and Yi people, and the back design is the South sky pillar of the South China Sea< (6) the fourth set of RMB 1 notes. Its main color is crimson, with Yao and Dong characters on the front and the Great Wall on the back< (7) the fourth set of RMB 2 jiao notes. Its main color is blue and green, the front is the head portrait of Buyi and Korean people, and the back is the national emblem< (8) the fourth set of RMB dimes. Its material is aluminum magnesium alloy, the front pattern is national emblem, national name, Chinese Pinyin national name, year, the back pattern is chrysanthemum, denomination
the second and fourth centralized exchange period of some RMB bonds is from May 1, 2018 to April 30, 2019. During this period, the holders can go to the business outlets of various banking financial institutions for exchange
3. After the centralized exchange period, some holders of the fourth set of RMB bonds can go to the banking financial institutions selected by the branches of the people's Bank of China for exchange.

4. China's mobile phone ID number is not the key to

payment convenience.

users in China are required to input mobile phone numbers and bind bank cards when they register for payment of software accounts. In real name authentication network requirements, ID card numbers and home addresses must be clearly written into account numbers. Such "transparent" personal information is easy to be exploited by hackers or not. p>

therefore, every double 11 or shopping festival, businesses will explain to customers repeatedly through videos, details pages, proct cards and other channels, if someone contacts the refund or cash back by phone, these are all means of fraud, and you should never believe them

in social news, the public is often warned that when single women shop online, they must not discard the express box with their home address printed at will, otherwise they are easy to be targeted by criminals and become the main target of burglary; In the purchase of goods, because of express service complaints are often found in the social news, become the focus of attention and discussion

with the blessing of big data statistics, an online user's clothing, food, housing and transportation are all recorded and analyzed through mobile payment . People often joke that the mobile phone seems to have a monitor installed in the brain, where to go, what to eat and what to buy without searching, and the shopping software will actively recommend it to you, In fact, this is the result of big data operating behind the scenes

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credit card

in fact, mobile payment, credit card and cash payment are just a way of people's life and consumption. there is no one better than who, but how to achieve a more secure and comprehensive payment mode. I believe that in a long period of time, mobile payment, credit card and cash payment are all just a way of people's life and consumption Credit card payment and cash transaction will continue to participate in people's consumption and shopping

in the future, perhaps mobile payment will become more common, but the development of a society depends not only on whether it can be more convenient, but also on whether it can simultaneously build infrastructure, laws and regulations and life supporting facilities related to people's livelihood to eliminate potential security risks; Whether it can accommodate the consumption pattern of the whole society, and give the vulnerable groups e humanistic care