ICBC digital currency
I went to ICBC to apply for a bank card a few days ago. Did I sign a contract with ICBC
don't be deceived by false propaganda
In early 2014, the Central Bank of China set up a special research group on legal digital currency to demonstrate the feasibility of issuing legal digital currency by the central bank. On January 29, 2017, the central bank officially established the digital currency Research Institute. After the successful development of the prototype of legal digital currency, the digital currency Research Institute of the people's Bank of China has tried to deploy institutions in many parts of the country, and through the integration with R & D institutions and instries, it has achieved the research results of financial development technology. In 2018, the digital currency Research Institute of the people's Bank of China successively settled in Nanjing and Shenzhen. In 2019, the people's Bank of China announced that digital currency will be piloted in Shenzhen, Suzhou, Cheng and xiong'an
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the research on Shenzhen's support for digital currency began in 2016
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on October 6, 2017, the Management Committee of xiong'an new area held a special meeting to study the big data management system and mechanism and the basic idea of "digital xiong'an" construction, and fully promote the construction of "digital xiong'an". Soon after the meeting, all kinds of enterprises were inspired to build xiong'an new area into a "test ground" for innovation
on October 14, 2017, Peng Yijie, vice president of ant financial services and partner of Alibaba group, and his party went to xiong'an new area to report the blockchain construction plan. Peng Yijie's evaluation of xiong'an new area is: the best soil for building blockchain. On November 8 of the same year, xiong'an New District held a docking meeting with Alibaba group. Alibaba and ant financial services will undertake the construction of digital xiong'an blockchain infrastructure platform, and are expected to take the lead in testing the water in the rental scene
on November 23, 2017, Tencent and xiong'an new area signed a strategic cooperation agreement on financial technology, and both sides established Tencent (xiong'an) financial technology laboratory to test big data risk control system, Tencent cloud based blockchain services and other financial black technologies in the new area
on April 21, 2018, xiong'an New District of Hebei Province issued the outline of the planning for xiong'an New District of Hebei Province, which proposed to develop high-end high-tech instries, and lay out the R & D and test of blockchain, terahertz, cognitive computing and other technologies in advance. Blockchain has been written into the outline of xiong'an New District Planning in Hebei Province. A technology with advanced influence and far-reaching significance begins to grow together with a rising Digital City shouldering historical mission
on June 8, 2018, China Academy of information and communication signed a strategic cooperation agreement with xiong'an new area. The two sides will build a scientific research base in the field of information and communication in xiong'an new area, and provide comprehensive support services such as development strategic planning, standards and policy formulation for the construction of the new area, focusing on 5g, instrial Internet, artificial intelligence, blockchain, network security, military civilian integration, information technology and so on In the field of Internet of vehicles and other fields, Beijing Tianjin Hebei high tech innovation comprehensive service platform and innovation and entrepreneurship demonstration base will be built to promote instrial innovation and development
on June 28, 2018, xiong'an New Area officially signed a strategic cooperation with 360 group. 360 group will give full play to its advantages in network security, big data, artificial intelligence, blockchain and other technical fields to provide comprehensive network security services for the construction of a safe and reliable "digital xiong'an"
on July 23, 2018, xiong'an group of China signed a memoranm of understanding with consensys, a blockchain technology company. Joseph Rubin, the founder of consensys, etc., made suggestions to xiong'an group of China on how to use blockchain technology, hoping to apply his knowledge and experience in blockchain ecosystem to xiong'an's projects and support xiong'an's innovative development mode
on December 21, 2018, Hebei xiong'an branch of Bank of communications was opened. The branch will rely on the head office's professional R & D team and strong R & D strength, rely on financial business processing, artificial intelligence, blockchain, big data, cloud computing and other financial technology platforms, constantly innovate the financial business model, and make greater contributions to the construction of green xiongan, smart xiongan and digital xiongan
on May 8, 2019, ICBC Technology Co., Ltd., a wholly-owned subsidiary of ICBC, opened its business in xiong'an new area and became the headquarters of banking financial technology company in xiong'an new area. ICBC technology and Management Committee of xiong'an new area signed the memoranm of financial technology cooperation, and Management Committee of xiong'an New Area officially started the operation of xiong'an resettlement fund management blockchain platform, which will apply the block chain technology of ICBC to realize the whole process chain management of original files of resettlement and fund penetrating allocation
on December 25, 2019, Everbright Bank and digital city company of China xiong'an group will jointly build a "digital financial technology laboratory" in xiong'an new area. Guided by the strategic needs and information construction of xiong'an new area, it will graally build a highland of blockchain commercial application research, technological innovation and talent cultivation
on March 31, 2020, xiong'an blockchain laboratory was officially unveiled. Xiong'an blockchain laboratory has three major goals: to become a new highland of blockchain research and application, an open frontier innovation base, and to explore a new model of laboratory economy. At the third anniversary of the establishment of xiong'an new area, xiong'an blockchain laboratory has special significance, which marks that the innovative practice of xiong'an New Area's blockchain has entered the stage of organization and large-scale landing, and marks a new chapter in the synchronous planning and construction of digital city and physical city in xiong'an new area
xiong'an new district is a digital city forest that has been cultivated from the seed, which is naturally suitable for the central bank's digital currency pilot. Shanghai xiongan, Shenzhen, Cheng on the left and Suzhou on the right are looking forward to the central bank's digital currency pilot projects in these four places, which will spread to the world
ICBC savings card:
1. By brand: smart card, wealth management gold account card, ICBC wealth management gold account card
2. According to card functions, there are chip cards (including single chip card, magnetic stripe chip composite card) and magnetic stripe cards
3. According to the types of joint names, there are financial friends card, military security card, Funong smart card, etc
4. According to the issuing regions, there are national and regional savings cards< According to the interest free repayment period, it can be divided into credit card and quasi credit card
2. According to credit rating, it can be divided into black gold card, white gold card, gold card and general card, etc
3. According to account currency, it can be divided into RMB card and al currency card (including multi currency card)
4. It can be divided into UnionPay card, visa card, MasterCard, express card, JCB card and Dalai card by brand
5. According to the issuing object, it can be divided into personal card and corporate (business) card, and personal card can be divided into primary card and secondary card< According to the information carrier, it can be divided into magnetic stripe card, chip card and magnetic stripe chip review card
(answer time: June 13, 2019, in case of business change, please refer to the actual situation.)
recently, with the rising share price of ICBC, the market value of ICBC has made a new breakthrough, surpassing Wells Fargo and ranking second in the world! Among them, net profit ranked first in the world<
everyone, I wish you happiness
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list of the top five banks in the global market value, dominated by the United States and China. The latest market value of JPMorgan Chase in the United States is 303.3 billion US dollars, ranking first, while instrial and Commercial Bank of China is up one place, ranking second with a market value of 263.9 billion US dollars, surpassing Wells Fargo. In addition, CCB ranked fifth with a market value of 209.8 billion US dollars<
although the market value of ICBC ranks second, the net profit of ICBC ranks first, and CCB ranks second, with a profit margin of about 40%. JPMorgan Chase, the world's largest bank, has a net profit of about 25%, which can only rank third. In terms of static P / E ratio, ICBC and CCB are not high at around 6%, while the major US banks are basically maintaining around 12%
can ICBC become the world's largest bank< Instrial and Commercial Bank of China was established on January 1, 1984. On October 27, 2006, it was successfully listed on the Shanghai Stock Exchange and the stock exchange of Hong Kong on the same day. It is the largest commercial bank in China, providing a wide range of financial procts and services to 5.32 million corporate customers and 496 million indivial customers worldwide. At present, the net profit of instrial and Commercial Bank of China has reached the first place in the world, and has increased year after year. According to this trend, it will be sooner or later for instrial and Commercial Bank of China to surpass JPMorgan Chase and become the largest bank in the world!
e-cash process is a very important electronic payment system, which can be seen as the electronic or digital simulation of real money. E-cash exists in the form of digital information and circulates through the Internet. But it is more convenient and economical than real money. Its simplest form includes three main bodies: business, user and bank; And four security protocol processes: initialization protocol, withdrawal protocol, payment protocol, deposit protocol
a bank account is a large customer information number, which refers to the bank account number (also known as the main customer information number) under a single large customer information number. It refers to an account, a medium, a password and a statement.
e to the emergence of digital currency, a new type of Monetary Fund, virtual monetary fund, has emerged in the field of Monetary Fund. It is also called digital money fund. For example: BlackRock digital money fund, also known as BLC digital money fund.
It is recommended that ICBC Jufu is a monetary fund managed by ICBC, with high yield ratio, high proct and flexibility, which can be withdrawn and purchased at any time
the withdrawal will arrive on the same day
ICBC Jufu: This belongs to the monetary fund, which is a high liquidity Monetary Fund provided by ICBC. It combines the consignment business of monetary fund with the real-time arrival service of redemption funds, with low risk, and takes into account the profitability and liquidity of funds, which is concive to the expansion of the scale of indivial basic customer group and the increase of the bank's savings deposits
monetary fund is an open-end fund that gathers idle social funds, which is operated by the fund manager and kept by the fund trustee. It is specialized in investing in money market tools with low risk. Different from other types of open-end funds, it has the characteristics of high security, high liquidity, stable returns and "quasi savings"
e to the emergence of digital currency, a new type of monetary fund appears in the field of Monetary Fund virtual Monetary Fund
income: the 7-day annualized rate of return is more than 4%. The 7-day annualized rate of return is released daily, with daily interest and monthly rolling interest
"ICBC Jufu" is an exclusive financial service of "cash management" and "investment and financial management" launched by Credit Suisse, a handmade Bank of Zhejiang instrial and commercial bank
I. purchase fully automatic
sign a contract with ICBC Jufu, purchase automatically for you every working day, and confirm on T + 1 working day. Starting from 100 yuan, the threshold is low, and the single day purchase limit is as high as 10 million yuan. If you redeem more than 100 yuan on that day, you will not buy it automatically
Second, the redemption can be realized in real time. Support 7 × 24 hours to initiate redemption, and the single day redemption limit is as high as 30 million yuan. There are many redemption channels, including ICBC's online banking, mobile banking (characteristic columns of branches) and telephone Third, there is income every day. Daily income details can be inquired through ICBC online banking and mobile banking (characteristic column of branch) At the end of each quarter, all principal and interest will be automatically redeemed for you, and the funds will arrive at the end of each day. The next working day for you to interest automatically buy again, compound interest investment income is higherthe withdrawal will arrive on the same day.