New era of digital currency
Publish: 2021-05-02 15:42:17
1. As early as 2014, the people's Bank of China has set up a special research group to study the central bank's digital currency. Until today, the central bank's digital currency has a real sense of landing. China may become the first economy to issue sovereign digital currency, and 2020 is expected to be the first year of global central bank digital currency
the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.
what is the use of central bank digital currency
from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions, and it could have done it
for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency
for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency
when will central bank digital currency become popular
according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level
many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.
the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.
what is the use of central bank digital currency
from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions, and it could have done it
for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency
for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency
when will central bank digital currency become popular
according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level
many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.
2.
Digital currency has been issued in some cities in China, but it will take some years for it to be popularized{ RRRRR}
3. It takes a while for digital currency to be popularized in an all-round waydigital currency is to turn paper money into a number that people can see on the Internet, which is more convenient for people to operate as long as we use the mobile phone in our daily life, we can complete a series of commodity transactions without using the Internet. At that time, it will be the real realization of a mobile phone that can travel all over the world
3.
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< / UL >5. Digital currency is the abbreviation of digital currency. It is an alternative currency in the form of electronic currency
both digital gold coin and password currency belong to digiccy. It can not be completely equivalent to the virtual currency in the virtual world, because it is often used for real goods and services transactions, not limited to online games and other virtual space. At present, the central bank does not recognize or issue digital currency, and digital currency does not have to have a benchmark currency. The popular digital currencies in 2015 include bitcoin, Leyte coin, Ruitai coin, thousand gold card, etc. At present, there are thousands of digital currencies issued all over the world
China's central bank is also planning to launch its own digital currency, but the design concept of this digital currency and bitcoin are different from nature. The key point of the digital currency to be manufactured by the central bank is the control right, which can also be said to be the digitization of paper currency< Bitcoin, of course, is the hottest one. In addition to bitcoin, there are also:
1. Litecoin is similar to bitcoin. It is also an encrypted digital currency, and its price has risen sharply recently. It is a P2P open source digital currency, which can be regarded as a branch of bitcoin. However, although it is based on bitcoin protocol, it does not require very high computing power, Lightcoin's algorithm is derived from the algorithm designed by Dr Colin Percival for tarsnap secure online backup service (backup for Linux and other open source operating systems).
2. Namecoin is also based on bitcoin, which is another open source branch. Namecoin is a distributed DNS protocol, It is able to change the website name (such as ifeng.com) that can be understood by human beings into the address that can be understood by machines. As its own DNS, this currency can operate outside the normal Internet, so it can be free from the control of ICANN.
the monetary value and domain name of namecoin are stored in the block chain records of users, limiting the total number to 21 million.
3 Peercoin
peercoin is a peer-to-peer variant of bitcoin, which can improve mining efficiency and security, and improve safeguard measures to avoid group mining. Now, group mining has been regarded as a potential defect of bitcoin. According to the statistics of emerging currencies by coinmarketcap.com, peercoin is currently ranked fourth in the market value of digital currency.
4 Primecoin
primecoin is a cryptocurrency similar to bitcoin, but it uses a completely independent mining algorithm. Bitcoin uses hashcash algorithm, while prime coin uses long Cunningham chains to create the value of money, which is a prime number sequence named after mathematician AJC Cunningham, But prime is different. Every time a primecoin is mined, the mining difficulty will increase slightly, and the process is much more stable.
5. Feathercoin
feathercoin is designed and released in April 2013, and can adjust the mining difficulty more frequently than litecoin, Novacoin is another P2P digital cryptocurrency. The difference between novacoin and most other currencies is that it integrates protection mechanism in the currency core to identify illegal mining activities.
the total number of novacoin is limited to 2 billion, which is considerable. If necessary, the total number can be adjusted upward.
7 Infinitcoin
released in June 2013. It is a by-proct of litecoin. According to the mining situation and the total number of currencies, infinitcoin can frequently adjust the mining difficulty ratio.
8. Megacoin was only released in the fourth quarter of 2013 and imitated bitcoin in the initial stage. The total number of megacoin is limited to 42 million, which can be mined out like other virtual currencies, This is exactly what other digital currencies lack.
9. Quarkcoin was released in 2013 and is still in its infancy. The security part of quarkcoin deploys 9 independent loops of encryption and adopts 6 different algorithms
both digital gold coin and password currency belong to digiccy. It can not be completely equivalent to the virtual currency in the virtual world, because it is often used for real goods and services transactions, not limited to online games and other virtual space. At present, the central bank does not recognize or issue digital currency, and digital currency does not have to have a benchmark currency. The popular digital currencies in 2015 include bitcoin, Leyte coin, Ruitai coin, thousand gold card, etc. At present, there are thousands of digital currencies issued all over the world
China's central bank is also planning to launch its own digital currency, but the design concept of this digital currency and bitcoin are different from nature. The key point of the digital currency to be manufactured by the central bank is the control right, which can also be said to be the digitization of paper currency< Bitcoin, of course, is the hottest one. In addition to bitcoin, there are also:
1. Litecoin is similar to bitcoin. It is also an encrypted digital currency, and its price has risen sharply recently. It is a P2P open source digital currency, which can be regarded as a branch of bitcoin. However, although it is based on bitcoin protocol, it does not require very high computing power, Lightcoin's algorithm is derived from the algorithm designed by Dr Colin Percival for tarsnap secure online backup service (backup for Linux and other open source operating systems).
2. Namecoin is also based on bitcoin, which is another open source branch. Namecoin is a distributed DNS protocol, It is able to change the website name (such as ifeng.com) that can be understood by human beings into the address that can be understood by machines. As its own DNS, this currency can operate outside the normal Internet, so it can be free from the control of ICANN.
the monetary value and domain name of namecoin are stored in the block chain records of users, limiting the total number to 21 million.
3 Peercoin
peercoin is a peer-to-peer variant of bitcoin, which can improve mining efficiency and security, and improve safeguard measures to avoid group mining. Now, group mining has been regarded as a potential defect of bitcoin. According to the statistics of emerging currencies by coinmarketcap.com, peercoin is currently ranked fourth in the market value of digital currency.
4 Primecoin
primecoin is a cryptocurrency similar to bitcoin, but it uses a completely independent mining algorithm. Bitcoin uses hashcash algorithm, while prime coin uses long Cunningham chains to create the value of money, which is a prime number sequence named after mathematician AJC Cunningham, But prime is different. Every time a primecoin is mined, the mining difficulty will increase slightly, and the process is much more stable.
5. Feathercoin
feathercoin is designed and released in April 2013, and can adjust the mining difficulty more frequently than litecoin, Novacoin is another P2P digital cryptocurrency. The difference between novacoin and most other currencies is that it integrates protection mechanism in the currency core to identify illegal mining activities.
the total number of novacoin is limited to 2 billion, which is considerable. If necessary, the total number can be adjusted upward.
7 Infinitcoin
released in June 2013. It is a by-proct of litecoin. According to the mining situation and the total number of currencies, infinitcoin can frequently adjust the mining difficulty ratio.
8. Megacoin was only released in the fourth quarter of 2013 and imitated bitcoin in the initial stage. The total number of megacoin is limited to 42 million, which can be mined out like other virtual currencies, This is exactly what other digital currencies lack.
9. Quarkcoin was released in 2013 and is still in its infancy. The security part of quarkcoin deploys 9 independent loops of encryption and adopts 6 different algorithms
6.
With the continuous development of Internet and computer technology, whether it is the third-party payment or automatic settlement function, it has brought great convenience to people's life. Recently, another good news is that the era of digital currency is coming. Major banks have successively joined the digital currency pilot work of the central bank. The good news of digital currency appears frequently. The digital currency wallet launched by CCB app is currently being tested, which is one step closer to the official use of digital RMB
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