Central bank digital currency demonstration video

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

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Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2. Is a way of payment, WeChat, Alipay, the biggest drawback is private enterprises, your money to leave your bank card, it is not yours, they can seal your account, the account has your property, they say occupy, no mercy, the central bank will not say occupy, is illegal imprisonment, do not say occupy, WeChat can be suspected of breaking the law. Don't think that if you have less money, they don't covet it, they just don't have a chance. Don't think how good ma Yun and Ma Huateng are. They are businessmen, and you are the same. You don't care if a lot of money passes by you

3. DCEP (digital currency electronic payment), the Chinese version of digital currency project, namely digital currency and electronic payment instrument, is the legal digital currency in the research of the people's Bank of China and a kind of digital currency. Digital RMB, issued by the people's Bank of China, is a controllable anonymous payment tool with value characteristics and legal compensation. It is operated by designated operating institutions and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins. As for the research progress, the top-level design, standard formulation, function research and development, joint commissioning and testing have been completed, and the internal closed pilot test will start in April 2020. As of September 15, 2020, DCEP has not been officially launched

warm tips: the above explanation is for reference only
response time: September 16, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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4. No, the address can be fixed, but some people, in order to improve security, may create a new wallet when sending bitcoin to others, and then send it from the new wallet. In addition, the new wallet address is free and can be built unlimited.

5. Although I haven't seen it, I'm sure I'll let it go, but the content is to recruit people to carry out research. After all, bitcoin's blockchain technology is hot. The official website of the central bank is very good. Accurate and timely information updates should be our preferred way to understand the business of the central bank.