Central bank explores digital currency
digital currency is abbreviation of digital currency. It is an alternative currency in the form of electronic currency. Digital gold coin and cryptocurrency (bitcoin, DCT) belong to digiccy
stock is the certificate of ownership issued by a joint-stock company, which is a kind of valuable securities issued by a joint-stock company to each shareholder as a certificate of shareholding in order to raise funds and obtain dividends and dividends. Each share represents the ownership of a basic unit of the enterprise. Behind every stock is a listed company. At the same time, every listed company will issue shares.
On November 9, 2019, the central bank has not launched digital currency
in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues
in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen
in September 2018, the Institute of digital currency built a trade finance blockchain platform
On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutions
extended data:
benefits of digital currency
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate. It can also become a new monetary policy tool
at the same time, the central bank can affect the bank deposit and loan interest rate by adjusting the digital currency interest rate of the central bank, and help to break the zero interest rate lower limit
Digital RMB, issued by the people's Bank of China, is a controllable anonymous payment tool with value characteristics and legal compensation, which is operated by designated operating institutions and exchanged with the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins
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the central bank's version of digital currency will first be applied to the bill market. The central bank's version of digital currency is different from the traditional digital currency. The central bank's version of digital currency has monetary attributes.
in fact, the final analysis is the ideological difference between the poor and the rich. In our cognitive range, the poor must be those who work for the factory from morning to night. They wear old clothes, drag their bony bodies, and their dark skin is stimulated by the sun day after day. With a little salary, you will feel very satisfied. In their bones, they ideologically position themselves as workers who can only work for others. When they accept the endless pain every day, they will only comfort themselves silently. We have no knowledge, and it's good to have this job
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the rich have money, financial freedom and a wide range of ways. Even if they are short of money sometimes, it is easy to borrow. Even if someone flatters you and sends you to the door automatically to solve their urgent needs, the rich have good connections, and their natural vision is broad. That is to say, they have more knowledge, and the rich also have courage, forthright and generous, and the more they will gather contacts, So as to form a virtuous circle. That is to say: the more you have, the more you get. So as to achieve wealth expansion and greater accumulation< br />
I believe many people have heard of the "28 principle", which means that 20% of the people hold 80% of the wealth, while 80% of the people only hold 20% of the wealth
In addition, the ecation levels of the poor and the rich differ greatly e to their different family backgrounds. For example, the English level of some of my colleagues and I now differ greatly. I can't understand what foreigners say, but others can communicate normally. Therefore, the rich have more capital to invest in ecation, thinking and time accumulation, while the poor tend to habitually seal up a little money