RMB digital currency for the elderly
Digital RMB is coming! What is the impact on people's lives
secondly, many people think that digital RMB has special functions of anti money laundering and anti-corruption because of its traceability. I think that's half right. The introction of digital RMB really has a deterrent effect on money laundering. With the participation of blockchain technology, relevant departments can effectively find the source of funds, So as to effectively curb money laundering
however, it may not be so easy to crack down on corruption. Some corrupt elements may turn their money into a house and put it in the name of their relatives, but you can't find it, or some corrupt elements may put their corrupt money directly at home, and law enforcement agencies can't find it at all. Unless, like India's Modi, the old version of large banknotes will be voided and replaced with new banknotes. In the replacement, it is necessary to show the proof of the legal source of the huge amount of property
thirdly, digital currency can also help poverty alleviation and provide national welfare. During the epidemic period, China has formulated a lot of welfare policies for enterprises and indivials. However, e to inaccurate information and unimpeded channels, it is unable to benefit every enterprise and indivial. If we use the digital RMB channel, we believe that every enterprise and indivial will benefit directly. In this way, we can save time cost and channel operation cost without going through a third party. In addition, if we lay out the digital RMB well in advance, the state can distribute benefits to the people more directly and quickly, and it can also be accurate to the indivial. These will give our country is vigorously layout of the circular economy has played a role in boosting
Digital RMB is coming! What is the impact on people's lives
fourthly, digital RMB will play a positive role in import and export trade and lay a solid foundation for RMB internationalization in the next step. In addition to the use of digital RMB in import and export trade, it can also expand the influence of digital RMB in the world. In addition, China now has tens of millions of Chinese and overseas Chinese all over the world, who will play a positive role in the promotion and circulation of digital RMB. With the increasing status of RMB internationalization, the introction of digital RMB is more concive to the promotion and use of RMB in the world, and lays the foundation for RMB internationalization
of course, some people worry that if the network is cut off or the mobile phone has no signal, then digital currency can not be used, which is an irresistible accident. The central bank should take this into account before launching the digital Renminbi. In this regard, we believe that RMB banknotes and coins will not withdraw from circulation for a long time in the future. In the future, digital RMB and banknotes will coexist for a long time. Therefore, people can rest assured that the introction of digital RMB by the central bank will not affect people's daily life.
Digital RMB
& lt; Digital RMB & quot; In fact, it means that we use digital transactions, and we use less and less paper RMB. Now everyone uses the way of electronic transactions such as credit cards, bank cards, WeChat and Alipay. p>
in fact, many elderly people have crossed the era of swipe card and directly entered the era of swipe code payment. Code scanning payment behavior has been widely accepted by many elderly people. After all, it is simple to operate and easy to use. It only needs a smart phone. Old people usually refuse to carry bank cards for fear of losing them
at present, central banks are still cautious in issuing digital currency, and no country really issues digital currency. China's central bank is also in the stage of discussion and Research on digital currency, which is far away from the issuing time
the life of retirees is similar to & lt; Digital currency & quot; It doesn't matter at all. Don't trust some hype and use your pension fund to buy digital currency; Investment & quot;, In fact, these are all frauds. Retirees should be more careful. They would rather be in trouble than be cheated
Data RMB has begun to enter people's lives, and digital currency will completely change people's lives in the following aspects:
finally, digital RMB will also facilitate the use of the elderly and other special groups for the elderly and those who exclude the use of intelligent terminals, the central bank should consider more non-contact and passive payment means in digital currency, facilitate the payment and settlement of the group by brushing face, fingerprinting and other means, set certain rules for dection and settlement by taking the settlement account as the child's sub account, so as to facilitate the elderly and provide information to their children at the same time. Similar experience should be not only from the payment link, but also from the perspective of software color, font size and human-computer interaction psychology
So far, digital currency has not been officially launched in China. Before introcing digital currency, we should distinguish two concepts, one is mobile payment, the other is digital currency. There is a big difference between the two. Don't think mobile payment is digital currency. At present, China's mobile payment has been very developed, people know more about Alipay, WeChat payment, China UnionPay Express link, etc. These are just payment methods. They use e-money instead of cash to facilitate business transactions. Digital currency is a new type of currency based on blockchain technology
it can be seen that the issue of digital currency has little to do with the people, which is equivalent to adding another currency. The value of this currency is more stable and can be exchanged in the current currency. The main purpose is to facilitate international trade settlement, which has little impact on ordinary retirees
Digital RMB is to digitize the paper RMB, and then store it in the digital RMB app. When it is used, it does not need to be online for offline payment as cash. And Alipay needs to transfer money through the bank, and the last operator is the bank. Br />
Digital RMB can rece the cost of circulation when issuing, while the amount paid in Alipay is the paper currency that has been circulated in the market, so the cost has not decreased. p>
secondly, the use of digital RMB is not afraid of people using counterfeit money to deceive the elderly
now digital RMB has not been widely popularized, so the corresponding app can't be found in the application market, but I believe it will be applied to the general group soon< br />