Visa digital money consumption
Publish: 2021-05-03 03:35:29
1. Yes, they are: US dollar (US dollar), Hong Kong dollar (Hong Kong dollar), euro, British pound, Japanese yen, Australian dollar, Singapore dollar, new Taiwan dollar, Macao dollar, Korean dollar, ruble, Canadian dollar, 1592 Swiss franc, 004 New Zealand dollar, 2225 and so on. International credit card (foreign currency card): at present, there are six major credit card organizations in the world, MasterCard and JCB of MasterCard, visa and American Express (Visa International) of American Express and Diners Club of UnionPay. The cooperative banks are: Instrial and Commercial Bank of China, Bank of China, construction bank, agricultural bank, China Merchants Bank, instrial bank, HSBC, Standard Chartered Bank and Bank of East Asia. The common foreign currency of international credit card is US dollar set. There are MasterCard and JCB of MasterCard, visa and American Express of American set. Most of the foreign currency of credit card is converted in US dollar, but the bank will convert from Euro or pound sterling into US dollar at the time of settlement, which may cause a little cost e to the exchange rate difference. In addition, many banks also offer special currency or multi currency credit cards. Such as RMB Euro credit card, or multi currency credit card. The foreign currency of this kind of credit card is directly settled into RMB, which saves the exchange rate cost caused by intermediate conversion. Dual currency card refers to the credit card with both RMB account and foreign currency account. Generally, the top right side of the card is pasted with the "UnionPay" logo, and the bottom right side is pasted with the logo of visa, JCB or Mastercard. At present, visa or Mastercard al currency credit card can be used in more than 200 countries. When the al currency credit card is used for domestic consumption, it adopts RMB settlement. When the card is used abroad, it will automatically enter the foreign currency settlement system. According to the different types of cards, it will be converted into US dollars or Euro first, and then converted into local currency for settlement when the card is used in non US dollars or euro, When repaying the loan, we need to convert it again. Because of the currency conversion, we have to charge 1% to 2%. When returning for repayment, you need to exchange money first, and then there will be a currency conversion fee. The main function of full currency is to avoid currency conversion fee and to handle the transaction demand of all currencies. No matter where you spend, you can repay in RMB directly after you return home. In addition, the bank's all currency international card usually gives you a high amount of travel accident insurance. ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar consumption, ICBC US dollar credit card consumption, ICBC Shenzhen US dollar consumption, ICBC Shenzhen US dollar credit card, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen Euro credit card consumption, buy computer appliances and sell me to convert cash to achieve cash flow
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc., and major domestic commercial banks also have international credit card business, You can easily apply for credit card at the bank counter. It should be noted that there is no interest on deposit in international credit card. International credit card foreign currency card foreign credit card Hong Kong card visa Taiwan credit card MasterCard American Express foreign credit card please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro of ICBC's al currency credit card can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. It's like the installment card of home decoration of China Construction Bank; Instrial and Commercial Bank of China Peony special installment card (installment direct home decoration card); ICBC Yidai credit card, ICBC Yidai debit card, ICBC Yidai savings card; Bank of communications easy to enjoy the loan, these credit cards can only be swiped in the bank's special merchants. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank's credit card purchases in US dollar, Hong Kong dollar and euro, instrial bank's foreign currency card withdraws cash from China Merchants Bank's international card, Hong Kong Credit Card swipes, Shenzhen Bank of China Construction Bank's foreign currency card consumes, Hong Kong dollar card buys goods, easy to enjoy credit consumption, Shenzhen instrial and commercial bank's easy to enjoy credit card swipes, Shenzhen Bank of communications easy to enjoy credit consumption, instrial and commercial easy to enjoy credit card withdraws cash, Shenzhen instrial and Commercial Bank Yidai credit card to buy goods and then cash out. After the overseas credit line of China CITIC Bank is swiped, cash * will be given to you, and ICBC credit card will be US dollar, Hong Kong dollar, euro, pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar to help you swipe one set * * one set in the supermarket to realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs
Master Card: Master card MasterCard is an international organization, whose basic goal is to communicate the bank card information exchange between domestic and foreign members, and to facilitate issuers to enter the bank card and traveler's check market and seek development regardless of their size
MasterCard is a household name all over the world. However, thirty years ago, it was only a domestic card in the United States. Its popularity lies in the fact that MasterCard International organizations have been providing cardholders with the latest and most complete payment services in line with the belief of serving cardholders, so it is recognized by cardholders all over the world. How to choose a credit card when traveling abroad can make overseas consumption more cost-effective, which is really a bit particular. Credit card experts said that the choice of which bank's credit card is not very different, the most important thing is to distinguish between al currency card and foreign currency card. Double currency card and UnionPay card can save money by PK: when the cardholder uses the double currency credit card abroad for consumption, he has to pay 1% - 2% of the total transaction amount as a one-time currency conversion fee, and at the same time, he has to bear the exchange rate risk. At present, most of the al currency credit cards provided in China are settled in RMB and US dollar. If the cardholder can't settle in US dollar or RMB in the place where he travels, and uses al currency credit cards overseas, he needs to convert the local currency into US dollar for settlement. After returning to China, when repaying in RMB, we have to convert US dollars into RMB. In this way, there may be two times of exchange rate conversion, there is a certain risk of exchange rate fluctuations, which may bring some exchange rate losses to cardholders. Experts suggest that in overseas areas that have opened RMB card business, it is best to choose UnionPay card. Because, through the UnionPay channel, the consumption amount will be directly converted into RMB according to the exchange rate, so there will be no exchange fees. This process only involves one exchange rate exchange process, paying the least RMB. UnionPay card has only one exchange rate exchange, which can relatively rece the exchange rate loss of cardholders. Shenzhen credit card consumption in US dollars, card consumption, East Asia credit card consumption, Shenzhen traffic easy to enjoy loan consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen foreign currency card consumption, international card consumption, Hong Kong credit card consumption, credit card consumption in US dollars, Hong Kong dollar card consumption, Hong Kong dollar card consumption, foreign currency card consumption, International foreign currency card MasterCard; Visa visa; American Express and JCB card in US dollar or Hong Kong dollar, euro, Japanese yen, Australian dollar, Korean won, Swiss franc, new Taiwan dollar and so on. However, overseas, visa and master have more outlets and are more convenient to use than UnionPay. Choose the right foreign currency card to rece exchange rate loss: UnionPay network has not been fully spread, in some countries and regions, not every merchant can use UnionPay card. At this point, it's necessary to have a visa, MasterCard or JCB card in hand. In order to avoid the currency conversion fee generated by overseas credit card, we need to choose the appropriate foreign currency credit card before traveling abroad. Credit card experts suggest that when a cardholder swipes a credit card abroad, it is best to choose a foreign currency card with the same local currency as far as possible. If you want to travel to Europe, you'd better choose Euro card, Japanese yen card and Hong Kong dollar card. Foreign currency cards are classified according to currency. The most common ones in China are US dollar card, Hong Kong dollar card, Euro card and Japanese yen card. Choosing the right foreign currency card can rece the loss of exchange rate. In countries and regions where the common currency is not US dollar, such as Europe, when using the card for consumption, the recording currency is the local currency. Few banks have issued all currency cards. I don't know whether you want to ask about all currency or multi currency cards. China Merchants Bank has issued all currency cards without annual fee. The cards only support visa lines, which are applicable to foreign countries. As long as visa lines can be used, they are free of exchange fees. Usually, if the al currency card, such as MasterCard, non US dollar card will charge a handling fee, according to 1% exchange to the US dollar account, of course, you can still return RMB
the UnionPay line, that is, UnionPay POS, can be used to swipe the card.
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc., and major domestic commercial banks also have international credit card business, You can easily apply for credit card at the bank counter. It should be noted that there is no interest on deposit in international credit card. International credit card foreign currency card foreign credit card Hong Kong card visa Taiwan credit card MasterCard American Express foreign credit card please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro of ICBC's al currency credit card can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. It's like the installment card of home decoration of China Construction Bank; Instrial and Commercial Bank of China Peony special installment card (installment direct home decoration card); ICBC Yidai credit card, ICBC Yidai debit card, ICBC Yidai savings card; Bank of communications easy to enjoy the loan, these credit cards can only be swiped in the bank's special merchants. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank's credit card purchases in US dollar, Hong Kong dollar and euro, instrial bank's foreign currency card withdraws cash from China Merchants Bank's international card, Hong Kong Credit Card swipes, Shenzhen Bank of China Construction Bank's foreign currency card consumes, Hong Kong dollar card buys goods, easy to enjoy credit consumption, Shenzhen instrial and commercial bank's easy to enjoy credit card swipes, Shenzhen Bank of communications easy to enjoy credit consumption, instrial and commercial easy to enjoy credit card withdraws cash, Shenzhen instrial and Commercial Bank Yidai credit card to buy goods and then cash out. After the overseas credit line of China CITIC Bank is swiped, cash * will be given to you, and ICBC credit card will be US dollar, Hong Kong dollar, euro, pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar to help you swipe one set * * one set in the supermarket to realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs
Master Card: Master card MasterCard is an international organization, whose basic goal is to communicate the bank card information exchange between domestic and foreign members, and to facilitate issuers to enter the bank card and traveler's check market and seek development regardless of their size
MasterCard is a household name all over the world. However, thirty years ago, it was only a domestic card in the United States. Its popularity lies in the fact that MasterCard International organizations have been providing cardholders with the latest and most complete payment services in line with the belief of serving cardholders, so it is recognized by cardholders all over the world. How to choose a credit card when traveling abroad can make overseas consumption more cost-effective, which is really a bit particular. Credit card experts said that the choice of which bank's credit card is not very different, the most important thing is to distinguish between al currency card and foreign currency card. Double currency card and UnionPay card can save money by PK: when the cardholder uses the double currency credit card abroad for consumption, he has to pay 1% - 2% of the total transaction amount as a one-time currency conversion fee, and at the same time, he has to bear the exchange rate risk. At present, most of the al currency credit cards provided in China are settled in RMB and US dollar. If the cardholder can't settle in US dollar or RMB in the place where he travels, and uses al currency credit cards overseas, he needs to convert the local currency into US dollar for settlement. After returning to China, when repaying in RMB, we have to convert US dollars into RMB. In this way, there may be two times of exchange rate conversion, there is a certain risk of exchange rate fluctuations, which may bring some exchange rate losses to cardholders. Experts suggest that in overseas areas that have opened RMB card business, it is best to choose UnionPay card. Because, through the UnionPay channel, the consumption amount will be directly converted into RMB according to the exchange rate, so there will be no exchange fees. This process only involves one exchange rate exchange process, paying the least RMB. UnionPay card has only one exchange rate exchange, which can relatively rece the exchange rate loss of cardholders. Shenzhen credit card consumption in US dollars, card consumption, East Asia credit card consumption, Shenzhen traffic easy to enjoy loan consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen foreign currency card consumption, international card consumption, Hong Kong credit card consumption, credit card consumption in US dollars, Hong Kong dollar card consumption, Hong Kong dollar card consumption, foreign currency card consumption, International foreign currency card MasterCard; Visa visa; American Express and JCB card in US dollar or Hong Kong dollar, euro, Japanese yen, Australian dollar, Korean won, Swiss franc, new Taiwan dollar and so on. However, overseas, visa and master have more outlets and are more convenient to use than UnionPay. Choose the right foreign currency card to rece exchange rate loss: UnionPay network has not been fully spread, in some countries and regions, not every merchant can use UnionPay card. At this point, it's necessary to have a visa, MasterCard or JCB card in hand. In order to avoid the currency conversion fee generated by overseas credit card, we need to choose the appropriate foreign currency credit card before traveling abroad. Credit card experts suggest that when a cardholder swipes a credit card abroad, it is best to choose a foreign currency card with the same local currency as far as possible. If you want to travel to Europe, you'd better choose Euro card, Japanese yen card and Hong Kong dollar card. Foreign currency cards are classified according to currency. The most common ones in China are US dollar card, Hong Kong dollar card, Euro card and Japanese yen card. Choosing the right foreign currency card can rece the loss of exchange rate. In countries and regions where the common currency is not US dollar, such as Europe, when using the card for consumption, the recording currency is the local currency. Few banks have issued all currency cards. I don't know whether you want to ask about all currency or multi currency cards. China Merchants Bank has issued all currency cards without annual fee. The cards only support visa lines, which are applicable to foreign countries. As long as visa lines can be used, they are free of exchange fees. Usually, if the al currency card, such as MasterCard, non US dollar card will charge a handling fee, according to 1% exchange to the US dollar account, of course, you can still return RMB
the UnionPay line, that is, UnionPay POS, can be used to swipe the card.
2. Online consumption is also included in the proportion of consumption times
visa cards charge an annual fee in principle< However, each bank has a free policy,
each bank has different consumption times
I don't know what kind of visa card you are.
visa cards charge an annual fee in principle< However, each bank has a free policy,
each bank has different consumption times
I don't know what kind of visa card you are.
3. Pay back according to the dollar on the bill.
4. Visa single label credit card has no currency conversion fee in mainland China
1. First of all, it is necessary to find the POS machine that can go through the visa channel to swipe the visa single label card
2. When you swipe the card, the merchant receives RMB (similar to when you swipe the card in Korea, the merchant receives Korean won)
3. After visa receives the payment request in local currency (RMB in China and won in South Korea), it will convert it into US dollars through visa internal exchange rate, and send the US dollar bill to CITIC Bank, the issuing bank
4. After receiving the US dollar bill, the card issuing bank will use the internal exchange rate of the card issuing bank to convert it into RMB for entry. 2. That is, the bill that will eventually be seen, realizing the conversion from local currency to local currency
5. There is a time difference between the two conversions, which is usually completed on the same day of the trading day, unless there is a cross day in the middle.
1. First of all, it is necessary to find the POS machine that can go through the visa channel to swipe the visa single label card
2. When you swipe the card, the merchant receives RMB (similar to when you swipe the card in Korea, the merchant receives Korean won)
3. After visa receives the payment request in local currency (RMB in China and won in South Korea), it will convert it into US dollars through visa internal exchange rate, and send the US dollar bill to CITIC Bank, the issuing bank
4. After receiving the US dollar bill, the card issuing bank will use the internal exchange rate of the card issuing bank to convert it into RMB for entry. 2. That is, the bill that will eventually be seen, realizing the conversion from local currency to local currency
5. There is a time difference between the two conversions, which is usually completed on the same day of the trading day, unless there is a cross day in the middle.
5. Domestic visa cards are visa / UnionPay al currency cards. In foreign countries, it's better to choose UnionPay, that is, UnionPay online credit card, which has no service charge; If visa swipes the card, the exchange rate conversion fee is about 0.5%; If you withdraw cash, it is generally 1% of the handling charge, plus a basic charge of about 20 yuan.
6. Visa RMB US dollar al currency credit card can be directly used on the POS of UnionPay abroad, and then it will be directly recorded in RMB without exchange charges. If you consume us dollars overseas through visa, you will directly enter them into the account in US dollars without exchange charges. If it is in other currencies of consumption, it will be converted into US dollars for entry, and there will be a 1.5% exchange fee. If your card is platinum card or above, there will be no such problem, because the platinum credit card of CCB will directly convert foreign currency into RMB for entry, and there is no exchange fee
visa single identity credit card can only be consumed overseas on visa POS machine, but your consumption can be directly converted into RMB for entry without exchange charges
so you can consider that if your al ID credit card is platinum credit card, it is the most convenient to use. If it is a general gold card or general card, it is recommended that you use UnionPay for those who have UnionPay abroad, and visa for those who have no UnionPay.
visa single identity credit card can only be consumed overseas on visa POS machine, but your consumption can be directly converted into RMB for entry without exchange charges
so you can consider that if your al ID credit card is platinum credit card, it is the most convenient to use. If it is a general gold card or general card, it is recommended that you use UnionPay for those who have UnionPay abroad, and visa for those who have no UnionPay.
7.
If you use visa or MasterCard or JCB payment channel, you will consume us dollars, and there is a foreign exchange settlement fee
there are two kinds of expenses for visa card abroad: service charge and exchange rate charge. Visa ordinary card with UnionPay and visa al logo, in the overseas card consumption, take UnionPay line, there will be no fees. If you take the international organization line, the currency you swipe is the currency contained in the card itself, such as US dollar (RMB US dollar al currency card), and there is no handling charge. You need to pay US dollar back or deposit RMB to purchase foreign exchange when repaying. If the currency used is not the currency of the card itself, such as Japanese yen, Korean won, etc., the international organization will charge 1.5% of the exchange fee for currency conversion. After entry, the amount converted into US dollars will be recorded, including the exchange fee
extended data
credit card, also known as credit card. It is a kind of non cash transaction payment method, which is a simple credit service
credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers. Consumers with credit cards can shop or consume in special commercial service departments, and then settle accounts with merchants and cardholders. Cardholders can overdraft within the specified amount
references visa_ Network
8. If it's a visa single label credit card issued by a domestic bank, it can't be used in China, it can only be used abroad. If it's a visa + UnionPay double label card, it can be used both at home and abroad.
9.
Domestic credit cards are generally issued by UnionPay, as long as the UnionPay logo is available. Visa credit card, if it is a credit card issued by a domestic bank, then it is a al currency card and can be used abroad. At least you have a US dollar account
of course, if what the landlord said should be a foreign currency credit card, then the visa logo should be used in China, but the money you withdraw should be a US dollar account, and then you can exchange it into RMB
{rrrrrrr}
usually, such cards are domestic UnionPay cards and foreign visa cards (of course, if foreign countries support UnionPay, they can also brush UnionPay cards). If you want to brush visa cards in China, you need corresponding tools to support separate visa cards. Generally, China's POS machine is UnionPay channel, that is to say, it is impossible to run smoothly, But some hotels or Starbucks have visa channel machines that can be brushed
but swiping visa card in China means that visa will convert RMB into US dollars after receiving the payment request, and then convert US dollars into RMB when returning the credit card. After two currency conversions, the exchange rate difference and currency conversion fee will be lost
10. First of all, you have to understand the meaning of bitcoin and the nature of currency in circulation. Bitcoin is not controlled by the state, and the power holders of various countries can not collect the folk wool by issuing bitcoin like their own currency. In the short term, countries will certainly restrict it. So far, bitcoin has been traded with people and enthusiasts. The maximum number of bitcoins is 2100W, which is equivalent to the proportion of 350 people with a bitcoin. In the future, it must be value-added. But keep in mind that the currency in circulation is the currency. If you are short-term cash out, it is not recommended, or it is recommended to hold for a long time.
Hot content