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Has the digital currency of the people's Bank of China been p

Publish: 2021-05-03 06:04:05
1. The Chinese version of CBDC is described as digital RMB, which is issued by the people's Bank of China, operated by designated operators and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, and has value characteristics and legal compensation
what we call DC / EP is the Chinese version of the central bank's digital currency, translated as "digital currency and electronic payment instruments"
the center for International Settlements (BIS) and the Committee on payment and market infrastructure (CPMI), two authoritative international organizations, jointly concted two questionnaires on more than 60 central banks in 2018 and 2019. The content of the questionnaire includes the work progress of central banks on digital currency, the motivation of studying digital currency and the possibility of issuing digital currency. 70% of central banks said they are (or will be) involved in the research of digital currency
response time: October 13, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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2. If we change the soup or not, the form of paper money depends on the development trend of the times. If you really want to replace the legal currency, I believe Yang Ma's attitude is still very firm. Just look at bitcoin.
3. Central bank issued digital currency (CBDC) refers to the legal digital currency issued by central banks in various countries
the bank for International Settlements (BIS), known as the "Central Bank of the world's central banks", issued a report on September 17, 2017, saying that the policy decision of whether the central bank provides digital alternatives for cash is the most urgent in a country with declining cash flow, such as Sweden, but all central banks must finally face the choice of whether the issuance of CBDC meets their own needs.
4.

Recently, the central bank has made new progress in issuing digital currency. It is understood that the blockchain based digital bill trading platform promoted by the central bank has been successfully tested, the legal digital currency issued by the central bank has been put into trial operation on the platform, and the digital currency Research Institute of the central bank will be officially listed after the Spring Festival. This means that the people's Bank of China will be the first central bank to issue digital currency and carry out real application in the world

5. In 2016, the central bank did not issue digital currency, but in 2016, the central bank led a digital currency seminar in Beijing. The relevant person in charge of the central bank said that digital currency should be launched as soon as possible. But later, Zhou Xiaochuan, the Central Bank of Hangzhou, said that the time for issuing digital currency is not ripe, and it may take ten years. Moreover, the design concept of the digital currency to be issued by the central bank is different from that of the digital cryptocurrency such as bitcoin, Ruitai coin and Laite coin, which is not a decentralized digital currency.
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