Beijing digital currency Salon
"Investment is risky, so be cautious when entering the market." the same is true of digital currency investment
< H2 > I. channels for digital currency investors to understand the project: < UL >instry community (e.g. wechat group, telegraph group, currency group, etc.)
instry media (e.g. golden finance, currency world, Babbitt community, block instry)
offline activities (e.g. blockchain instry summit, blockchain offline salon, blockchain cocktail party Blockchain project roadshow site, etc.)
instry tycoons (get some project information through communication with instry tycoons)
investment institutions (many good projects are aimed at investment institutions, not at outside indivials, so digital currency investors can contact with some investment institutions, Get the latest projects)
and so on
here, the blockchain instry will introce eight aspects to screen and identify blockchain projects:
1, white paper
the first thing to look at is the white paper of the project, which is very important. Usually, the white paper of the project will show the instry demand background, technical background, team information, instry pain points solved, investor relations and the future development plan of the project, etc. When you read the white paper carefully, you will have a clear understanding of the projects you invest in
2, team, consultant and platform boss
we know that investment projects in the investment field, in many cases, will look at people, and investment projects are mostly the founders and teams of investment projects. The blockchain technology talent market is very scarce. Under normal circumstances, there should be senior technical experts in the excellent team. Users must know the relevant information through multiple channels when looking at the project team members. If the project has a star or instry tycoon platform, you should be careful to avoid exaggeration or false publicity of the project
3, whether the project application solves the problem
after having a general understanding of the project, we need to combine with the real background of the instry where the project is located to deeply analyze whether the project has solved some problems of the instry, and whether the application scenario of the project is real and feasible. If the viewpoint of the project is far from the needs and problems of the instry, you should be careful about this project
4. Project code submission Review
users who know a little bit about technology can see the degree of team code submission. If they come out to raise funds without even code, the risk of the project is great
5, the degree of technological innovation of the project
on the level of technological innovation, we need to see whether the project gives full play to the technical advantages of the blockchain, whether there is innovation and whether it is open source. Generally, open source projects will be uploaded to githob. As for the common problems at the bottom of the blockchain, how the project side solves and plans them
6. Pay attention to the fund-raising situation of the project
we can have an in-depth understanding from the following aspects: whether the total amount of fund-raising of the project is reasonable, whether there is excessive additional issuance, whether the token allocation of the project is reasonable, whether there is a record on the official website, whether the team members make fraud, etc
7. Online trading platform
we can also make lateral judgment through the online trading platform of the project. In general, the well-known trading platform has a strong review on the project. If the project is launched on a small trading platform, or even a trading platform that has never heard of, it needs to be treated with caution
8. Refer to the opinions of the third-party project rating agencies
at present, there are not a few third-party project rating agencies in the market. We can refer to the suggestions and opinions of the third-party project rating agencies on the project as a channel for us to understand the project. It is possible that the project rating agencies have different scoring systems for projects, but their final results will not have a big gap, which can be referred by many parties
How to invest in digital currencyafter understanding and determining the project to be invested through various channels and means, we should look at the progress stage and fund-raising situation of the project. Here, the block instry reminds you that when you want to participate in the project investment, please contact the official or officially authorized service provider of the project to avoid being cheated by criminals
At noon, 31 year old Guo Yang (not his real name) had just finished his morning technical meeting, and then he had seven or eight hours of technical discussion waiting for him. He rarely had time to get out of his work and have a meal with his friends. When he heard the other party say "blockchain technical director's annual salary is 1.5 million", his hand trembled and the bowl almost turned over
Zhang Zuoyi's goal now is to complete the transformation of blockchain technology in other scenarios in the same way. He said that as the team has done more and more, we can see that there are more than 300 online brands, and there are nearly 8000 procts. Just like building blocks, he is building his cooperation relationship on the basis of the cooperation of some brands
Guo Yang is also full of ambition at the moment. At 9 p.m., he finished his shift and had dinner with friends in the company canteen. While talking about the latest progress of the blockchain project, he experienced the ups and downs of the blockchain instry and heard some sad or happy news. On the contrary, he felt that the blockchain technology had more vitality and was worth exploring. Thinking of this, I feel that my ambition has been released by my current work, and I am looking forward to establishing a career that really belongs to blockchain technology
1 - Decentralization: because the blockchain relies on each node to achieve system maintenance and ensure the authenticity of information transmission, it is based on distributed data storage without centralized management by a certain center, Therefore, the attack and tampering of a node will not affect the healthy operation of the whole network
2-DE Trust: the establishment of a connection between any two nodes does not need to trust each other's identity, and the data exchange between the two sides does not need the basis of mutual trust. Since all nodes in the network can act as "supervisors", there is no need to worry about fraud
3 - extensible: blockchain is an underlying open source technology, on which various kinds of extension, decentralized and distrusted applications can be realized<
4 - anonymization: the two sides of data exchange can be anonymous, and the nodes in the network can exchange data without knowing each other's identity and personal information
5 - Security and reliability: because the activities between any nodes are supervised by the whole network, and the database adopts distributed storage, for hackers, first, they can't disguise and cheat, Second, we can't control the network only by conquering a node.
China is the first country in the world to use paper money, but after a few centuries, the popularity of mobile payment makes some analysts predict that China may also be the first country to stop using paper money
according to China based iResearch, in 2016, the total commodity value of third-party mobile payment increased by 200% over the same period last year, reaching 38 trillion yuan (about 5.6 trillion US dollars)
as Chinese consumers are increasingly away from physical stores, China's rapidly expanding e-commerce market also supports the growth of cashless systems
Ben Cavender, director of China market research group, said: "I think it is very likely that China will become the first cashless country or one of the first cashless societies in the next 10 years."< According to Cavender's estimation, China's mobile payment market has exceeded that of the United States by 40 to 50 times
cashless mobile payment
Alipay was founded by Alibaba, the e-commerce giant, and now owned by Affiliated Companies ant ant suit. WeChat payment is a popular instant messaging service under Tencent, with hundreds of millions of users, both of which are the main payment platforms in China.
in Beijing, it is difficult to find a proct or service that cannot be purchased with a mobile phone
in the fresh proce market, vendors display bar codes on tables full of fruits and vegetables for customers to scan and pay, although many shoppers seem to prefer cash
some restaurants in the capital no longer accept banknotes, while taxis, street dining cars and hairdressing salons often offer mobile payments
according to a report released in April by the better than cash alliance supported by the United Nations, mobile payment accounted for 8% of total retail payments in 2015 and is expected to reach 12% by 2020. But in China, cash payment is still the main payment method, although it is not as good as before
the better than cash alliance predicts that the proportion of cash in retail payments will drop to 30% by 2020. In 2010, the figure was 61%
one of the main attractions of mobile payment is convenience. People can carry little cash or no cash, and avoid the problem of their debit or credit cards being rejected e to the limited number of terminals at the store's point of sale< According to Martin utreras, vice president of emarketer, the relatively short history of using bank cards in China also makes it easier for consumers to accept new technologies. In China, many people have never owned any automated financial instruments in any way. The first thing they do is to use mobile payment. "
conversion
although mobile payment can bring a lot of convenience, some people are still reluctant to switch to cashless system, especially the elderly
for example, there is a 63 year old woman surnamed song who sells hand-made sunflowers and toys on a pedestrian overpass in Beijing. She likes cash and accepts mobile payments because some customers don't have cash
she said, "cash is more convenient for me because I'm getting older and have poor eyesight."
to be successful, payment providers are expanding their business, offering consumer and business credit scores, short-term loans and even investment procts. This change is in line with the Chinese government's policy of promoting consumer spending and increasing access to financial services for ordinary people
Alibaba and Tencent are also using their strong technology and financial resources in overseas markets to target Chinese tourists and develop China's emerging payment market
earlier this month, Tencent and German payment company Wirecard jointly launched WeChat in Europe, which has already been able to use Alipay.
however, people pay more and more attention to the security of mobile payment. It has been reported that criminals replace real barcodes with forged barcodes, and the software carried by these forged barcodes steals personal information or users' bank accounts
according to the better than case alliance, the authorities are still trying to maintain a "balance between innovation and regulation", and they are more active in taking measures to rece financial risks and fraud< "At present, the government has no tendency to slow down the introction of mobile payment," Cavender said
summary
with the development of the Internet and the formation of people's idea of pursuing convenience and simplicity, mobile payment will become more and more popular, which is a big trend. With the development of this trend, maybe one day, China, as the first country to use paper money, will become the first country to stop using paper money.
When it comes to okex, many people may have doubts. What is this? Company? What do you do? But if we talk about digital asset trading, I believe many people understand it. In fact, okex is a kind of digital asset trading platform, and it is also one of the world's famous digital asset trading platforms. This platform is mainly for global users to provide currency and derivatives trading services of bitcoin, lightcoin, Ethereum and other digital assets. People who speculate in money will understand, because they basically buy and sell digital money on this platform{ RRRRR}
Longyang Road Station
walk to Longyang Road Station
Longyang Road Station
18 station
take Metro Line 2 and get off at Xujing east station (Exit 1)
Xujing east station
70m
walk to Shanghai National Convention and Exhibition Center
Shanghai National Convention and Exhibition Center