Digital currency payment system

1.

1. The concept range is different. bitcoin is a kind of digital currency, and the concept of digital currency covers bitcoin

However, some digital currencies have independent issuers

The biggest difference between bitcoin and other virtual currencies is that the total quantity of bitcoin is very limited and it has a strong scarcity. The monetary system used to have no more than 10.5 million in four years, after which the total number will be permanently limited to 21 million

digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy. Bitcoin is a digital currency

digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold

today's digital currencies, such as bitcoin, lettercoin and ppcoin, are electronic currencies created, issued and circulated by means of check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency

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illegal digital currency

in recent years, "virtual currency" represented by bitcoin, Ethernet currency and Leyte currency has been traded centrally on some Internet platforms. With the help of financial technology, the price of these "currencies" has graally spread to investment, financing and other financial fields, which has aroused wide attention from all walks of life

not long ago, the people's Bank of China and other seven ministries and commissions jointly issued the announcement on preventing the financing risk of token issuance, which clearly regulated the relevant behaviors. Experts pointed out that "virtual currency" is not legal tender (legal currency) issued by monetary authorities, but a specific virtual commodity in essence

therefore, it is undoubtedly a great legal and economic risk to think that "virtual currency" has or will have the nature of legal tender and to carry out speculation, network fund-raising, lending and financing

2. Alipay and so on are only electronic payment methods. The money used in the transaction is coming through bank accounts, that is, the money in Alipay actually corresponds to a banknote, and the digital money is money. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence< In addition, digital currency is different from virtual currency. For example, the well-known Q coin and the money recharged in various games are virtual currency. These virtual currencies can only be purchased with real currency, but cannot be converted into real currency

in the world, bitcoin is probably the most famous digital currency, in addition to "Wright coin", "Dog Coin" and "Yuan Bao coin" in China

however, there is no centralized issuer for these digital currencies, and anyone is likely to participate in the manufacturing and global circulation. The digital currency of the central bank is the legal currency issued by the central bank, encrypted and supported by national credit. It is understood that at present, the research and development of the prototype system of legal digital currency is in progress. As for when China's legal digital currency will be launched, there is no timetable.

3. Digital currency trading platforms include bithum, bitmex, okex, coin security, Huo coin, hitbtc, digifinex, ZB, etc

warm tips:
1. The above explanations are for reference only, without any suggestions
2. Before investing, it is recommended that you first understand the risks existing in the project, and clearly understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
response time: October 20, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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4. The more famous ones are okex, Huangma hmarl, bitmex and so on. I use Huangma hmarl. In fact, there are many kinds of digital currency exchanges, mainly including legal currency trading, digital currency and digital currency derivatives trading, mainly currency trading. They all support 100 times high leverage and can be long or short, which is more suitable for bitcoin investors to hedge risks.

6. Once you install a hobbit wallet on your computer or mobile phone, it will generate your first hobbit address, and it can generate more addresses whenever you need.

7. At present, there is no final conclusion. In the past 17 years, it has been stipulated that it is illegal. However, the national laws already have a sense of supervision in this aspect, and some relevant policies and regulations will soon be issued to regulate and regulate the blockchain, which means that there will be legal blockchain in the future.

8. As a digital asset security payment system based on blockchain technology, currency payment is the only comprehensive solution for digital asset security payment. The enterprise version of currency payment provides enterprises with more reliable, safe and unified digital asset payment services. It is an open asset payment platform that provides exclusive blockchain asset scenario services, multi chain and cross chain management, asset batch processing and public-private key mixed signature management; The personal version of currency payment is the application of personal digital asset comprehensive wallet, which solves the inconvenience of multi currency management, complicated low-frequency exchange transaction process, security and other problems, and provides a strong infrastructure for the field of digital currency; Currency payment pbaas platform is positioned to solve the basic construction service of blockchain digital asset payment, accurately dock with application developers, simplify the construction and operation and maintenance of blockchain payment system, rece the development cost of combination of digital asset and application, and provide efficient, open, safe and convenient payment platform facilities
currency payment comprehensively solves the problems of digital asset holding, transaction and security management of enterprises, indivials and developers, and further promotes the application and development of digital assets, so as to promote the healthy development of blockchain.

9. Blockchain + digital currency opens "different" payment methods
with the continuous development and progress of society, great changes have taken place in our lifestyle, such as mobile payment and online shopping, which have brought great convenience to our life. Since the birth of online shopping, online payment has become a part of our life
online shopping is convenient, but it is also through the middle of a "invisible" process of payment, such as we bought something on the Internet, first pick out what you love, then you have to pay the problem:
now most people use Alipay is the way of payment, then first Alipay will receive payment request. Then it initiates the protocol to the network, saves the information to the database, and forwards the request to the bank. When the Alipay account shows that the dection is successful, it will have to be connected to the bank through the Internet. Then the buyer will confirm receipt after receiving the goods, so that the buyer will dect the money before transferring to the seller's account. Not only is the transaction process too cumbersome and complex, it is clear that the transaction between the two parties has to go through a series of links. More importantly, once the intermediate payment link collapses, the whole transaction will stop, and the subsequent operation is really troublesome

in fact, the popular explanation is that when I want to buy something, I give the money to the middleman and ask him to help the seller. If the middleman makes any mistakes, it may lead to the situation that the money can not be recovered and the goods can not be obtained
is there any way to simplify the transaction process and improve the transaction efficiency? Yes, the current hot blockchain technology and digital currency payment can better solve the above problems:

blockchain has become one of the hot topics in the past two years. Blockchain can replace the existence of these third-party services:
first, blockchain can not be tampered with. Every transaction will be distributed to each block for record keeping, Then use cryptography to verify, any malicious damage or record deletion will be found, so the whole process of shopping will be seen. Blockchain strengthens the trust, traceability and transparency in the transaction, making our transaction faster and more convenient<

the second is the unique payment characteristics of digital currency:
the decentralization of digital currency can eliminate the intervention of the third party, and there is no need to worry about the problems of the third party, resulting in the whole transaction payment process can not continue
the point-to-point transmission of digital currency saves the time link in the whole payment process and realizes fast payment, so that both parties can receive money quickly and save time
openness and transparency of digital currency: except for cash transactions, all transactions based on online payment are just a series of numbers, and all transactions of digital currency are open and transparent. You can check the transaction records of all payments, which can ensure the security of the overall commodity payment
and like China's booming WeChat, Alipay and other payment platforms, cross-border payment has been realized, but there is a problem that fees will be more expensive than domestic payments, and the settlement cycle will be longer than domestic. In general, efficiency will be slow, time is long, and hand renewal is expensive. Digital money will make traditional transactions "no longer traditional". That will also make cross-border payment more efficient: digital currency is not subject to the "constraints" of any country or bank. Based on blockchain technology, it can just bypass this centralized system with low handling charges, and its point-to-point transmission transaction characteristics can effectively improve the current problems of long-time and high cost of cross-border payment

the times have been developing, and the way of life is constantly improving. Online shopping and payment are born from our development, with both advantages and disadvantages. Then we will try our best to push everything in a better direction
digital currency is on the rise. Although the current digital currency is not perfect, many countries have begun to use digital currency as a payment method. Due to the various characteristics of digital currency, bitcoin, Ethernet, Las Y2, QTP (wechat ID: yingbivc), ASEC and other digital currencies are being actively used. They can not only simplify the traditional online payment transaction process, but also circulate payment around the world and rece exchange rate issues such as handling charges. Don't just look at digital currency with one eye. Maybe in the near future, it will open the era of digital currency full payment!

10. When it comes to which third-party payment channel you choose, what is the payment channel and what is the third-party payment channel
it refers to the specific provider of payment acceptance ability or the channel Party of three-party jump, as well as the acquiring party and clearing party. In mainland China, there are banks, UnionPay, third-party payment companies, etc. Third party payment company channel, in fact, refers to the payment channel of third party payment
if we only choose one of the third-party payment channels, is the choice a little narrower? As long as we can provide this kind of service, can we all know about it, especially their advantages and disadvantages
third party payment company started in 2012, and has grown rapidly in recent years, especially Alipay WeChat, which occupies more than 9 of the market share. However, after the people's Bank of China has been cut off from direct links, the central bank's high paying policy has been continuously launched. The market space and profit mode of the third party payment have been compressed and the competitiveness is becoming smaller and smaller. In addition to having their own scenes, except for their own models (WeChat, Alipay), the advantage of the third party payment is flexibility, demand, service, agility and flexibility.
and then there is the bank, which has always served the people and has all financial attributes. Banks can do a lot of things that third-party payment can't do, and the bankers are big and big. In mainland China, they are supported or supported by the state or the government or the local government, especially after the introction of digital currency, which further promotes the market position in payment, Third party payment is also a channel for further downsizing. Although the bank's compliance requirements are high and the cooperation is troublesome, what it can do is no problem. What's more, the bank can provide more content and support
from the above introction, it can be seen that bank payment channels are more in line with the trend of national financial policies. In fact, how to choose depends on your own needs and situation.
now, Wanrui Weiguan has established an open platform for digital life, established channel cooperation with many banks, and provided payment channel jump services for many partners, We don't have to do the technical docking of complex technologies with major banks. It costs a lot of time and technology. We can use it through direct cooperation. I hope this answer can help you