Ministry of commerce documents digital currency
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
there are natural differences between radar currency and bitcoin, Leyte currency, doggy currency and Ruitai currency. These mainstream currencies have their own application scenarios.
The main differences between digital RMB and electronic payment are as follows:
1. Digital currency belongs to legal currency, while electronic payment is only a means of payment
in fact, digital currency is the legal currency of our country, which is exactly the same as the paper currency used in our daily life
but the existence of digital currency is electronic, not paper money
but electronic payment is not money, just a means of payment. Alipay, WeChat and other payment methods, they are only legal tender payment. P>
two, digital money supports RMB account loosening lotus function
from the intuitive perception of consumers, using central bank digital money to pay and use WeChat and Alipay payment, experience is not very different. But it's different in nature. WeChat and Alipay are only payment tools. The two channels still use the balance of personal bank cards. Digital currency is the legal currency in the form of digital issued by the people's Bank of China, which has the characteristics of currency stability and security, and is equivalent to cash. Moreover, digital RMB has the nature of legal compensation, and can pay all public and private debts in China. No unit or indivial can refuse to accept it when they have the conditions to accept it. Moreover, digital RMB supports al offline payment. Even when both parties are offline, digital people can pay like paper money. For example, when two people's mobile phones have personal digital wallets, even when there is no signal or network, a series of operations such as transfer and payment can be completed by touching two mobile phones
compared with traditional banknotes and coins, they are easy to be forged anonymously, and have the risks of money laundering and terrorist financing. On the one hand, digital RMB can keep the property of cash, while meeting the needs of portability and anonymity; On the other hand, the people's Bank of China can grasp the full amount of information, analyze the transaction data and capital flow by using big data, artificial intelligence and other technologies, prevent and crack down on money laundering, terrorist financing, tax evasion and other illegal and criminal acts, and effectively maintain financial stability
It should be unreliable. According to the official website of the Ministry of Commerce, the Ministry of Commerce issued a notice on printing and distributing the overall plan for comprehensively deepening the innovation and development pilot of service trade. In & lt; Comprehensively deepen the pilot tasks, specific measures and division of responsibilities for innovative development of trade in services; Part of the proposal: in the Beijing Tianjin Hebei, Yangtze River Delta, Guangdong, Hong Kong and Macao Bay area and the central and western regions with the conditions to carry out digital RMB pilot. The people's Bank of China formulates policies and safeguard measures; First, Shenzhen, Cheng, Suzhou, xiong'an new area and other relevant departments of the future Winter Olympic Games scene will assist in the promotion, and then expand to other regions as appropriate
the Chinese people's Bank of China issued the official account of the people's Bank of China, Yi Gang, President of the Chinese people's Bank of China in &ldquo. Two sessions & quot; During the interview. In this paper, aiming at digital RMB, Yi Gang said that at present, the research and development of digital RMB follows the principles of stability, safety, controllability, innovation and practicality. First, it concts internal closed pilot tests in Shenzhen, Suzhou, xiong'an, Cheng and the future Winter Olympic Games scenes, so as to test the theoretical reliability, system stability, functional usability, process convenience Scene applicability and risk controllability. However, the current pilot test is only a routine work in the process of research and development, which does not mean that the digital RMB will be officially launched. There is no timetable for its official launch
it's better not to use the paid accelerator first, but try the free accelerator first. For example, ipmana, Linglong or Duoo will see how it works, and then decide whether to buy a paid accelerator
you can try Duoo first, link: ddz.so/bay. For domestic acceleration, many nodes are free to use, you can use them if you can, or you can change them if you can't. Ipmana's words go to the official website, but it doesn't seem to work very well recently.