Central bank digital currency limit
in addition, transaction
the central bank's digital currency does not need to be traded
just like ordinary cash, it's just digitized. How can we trade RMB or digital currency
have you been cheated
some people use digital currency as a cover to cheat people,
now there are too many
Digital RMB is different from paper money, but now digital RMB is graally in everyone's view. Before that, we used paper money. When we got the paper money in our hands, we would feel that money is real. But now, many people don't have this concept of money, and it is because of this that the lives of young people are affected
With the progress of the times and the development of society, people's life has changed a lot. In the past, our money is basically paper money, especially when we pay wages, with a thick pile of money in our hands, we are very excited. And when we use it, we are also careful. When we watch the money decrease one by one, we feel that our life can't continue after the money is used up. Therefore, many people are very careful in their life. But now the digital RMB has replaced the paper currency RMB. As long as people have a mobile phone, they will walk around the world, and they don't need to carry the paper currency Therefore, we must know how to make rational use of money, whether it's money in front of numbers or paper money. Only in this way can our life become betterthere is no country in the world for the legal thing. It is legal to explicitly support or legally mark the digital currency exchange
it just acquiesces in its existence, and it doesn't object to its existence
not only refers to fire currency, but also includes other exchanges
as for most users who say that accidents such as plugging in and pulling out the network cable are really obscene, but this phenomenon exists in most exchanges. It will be serious a few years ago, but now it will be much better, although it will happen occasionally
digital currency exchange, because there is no z.f endorsement, almost relies on its own integrity management and graally accumulates with Hukou stele
at present, on the non trumpet, fire coin ranks first in terms of user activity and 24-hour trading volume
the most authoritative certificate is the MSB digital currency license. Most of the major exchanges want or have obtained this certificate<
the US MSB license is a kind of financial license that is supervised and issued by the US Treasury Department. It mainly deals with businesses and companies related to money services, including the transactions and issuance of multi-channel currency and virtual currency, as well as foreign exchange, international remittance and so on. Companies engaged in the above-mentioned related businesses in the United States must apply for MSB license to operate legally. It is also a license that all companies that want to operate digital currency business in the United States must have
the above are my views for reference only
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Regulations on the administration of RMB of the people's Republic of China (promulgated by order No. 280 of the State Council of the people's Republic of China on February 3, 2000, first amended according to the decision of the State Council on amending some administrative regulations on July 29, 2014, and second amended according to the decision of the State Council on Amending and repealing some administrative regulations on March 19, 2018)
Chapter I General Provisions Article 1 These Regulations are formulated in accordance with the law of the people's Republic of China on the people's Bank of China for the purpose of strengthening the administration of RMB, maintaining the reputation of RMB and stabilizing the financial order
Article 2 the term "RMB" as mentioned in these Regulations refers to the currency legally issued by the people's Bank of China, including banknotes and coins
those engaged in the design, printing, distribution, circulation and recycling of RMB shall abide by these regulations
Article 3 the legal currency of the people's Republic of China is RMB. No unit or indivial may refuse to pay all public and private debts within the territory of the people's Republic of China in RenminbiArticle 4 the unit of RMB is yuan, and the subsidiary units of RMB are Jiao and Fen. One yuan is ten Jiao, and one Jiao is ten Fen. RMB shall be paid in its denomination
Article 5 the people's Bank of China is the competent authority of the state for the administration of RMB and is responsible for the organization and implementation of these regulations Article 6 all units and indivials should take good care of RMB. It is forbidden to damage the RMB and obstruct its circulation Chapter 2 design and printing article 7 the new version of RMB shall be designed by the people's Bank of China and submitted to the State Council for approval Article 8 RMB shall be printed by special enterprises designated by the people's Bank of China Article 9 enterprises that print RMB shall print RMB in accordance with the RMB quality standards and printing plans formulated by the people's Bank of China Article 10 an enterprise printing RMB shall hand over all qualified RMB procts to the RMB issuing treasury of the people's Bank of China, and destroy all unqualified RMB procts in accordance with the regulations of the people's Bank of China Chapter II design and printing article 11 the original version and model of RMB printing shall be sealed up by the people's Bank of China after use Article 12 the special materials, technologies, processes, special equipment and other important matters for printing RMB are state secrets. Enterprises and relevant personnel printing RMB shall keep state secrets; Without the approval of the people's Bank of China, no unit or indivial is allowed to provide it to the outside worldArticle 13 except for the enterprises designated by the people's Bank of China to print RMB, no unit or indivial shall develop, , introce, sell, purchase or use the anti-counterfeiting materials, anti-counterfeiting technologies, anti-counterfeiting processes and special equipment unique to the printing of RMB. The relevant administrative measures shall be formulated separately by the people's Bank of China
Article 14 RMB sample currency is a standard sample for testing the printing quality of RMB and identifying the authenticity of RMB, which shall be printed by the enterprises printing RMB in accordance with the regulations of the people's Bank of China. The words "sample currency" shall be printed on the sample currency of RMB
Chapter III issuance and recovery Article 15 RMB shall be uniformly issued by the people's Bank of China Article 16 the people's Bank of China shall report to the State Council for approval to issue a new version of RMBthe people's Bank of China shall announce the issuing time, denomination, pattern, style, specification, main color and main features of the new version of RMB
the people's Bank of China shall not pay the new version of RMB to financial institutions before the issuance announcement of the new version of RMB
Article 17 If it is necessary to change the printing materials, technology or process of RMB e to anti-counterfeiting or other reasons, it shall be decided by the people's Bank of Chinathe people's Bank of China should announce the issuing time, denomination and main features of the revised RMB
the people's Bank of China shall not pay the revised RMB to financial institutions before the issuance announcement of the revised RMB
Article 18 the people's Bank of China may issue commemorative coins as neededcommemorative coins are limited issue RMB with specific themes, including ordinary commemorative coins and precious metal commemorative coins
Article 19 the theme, denomination, pattern, material, style, specification, issue quantity and issue time of commemorative coins shall be determined by the people's Bank of China; However, if the theme of commemorative coins involves major political and historical subjects, it shall be reported to the State Council for approvalthe people's Bank of China shall announce the theme, denomination, pattern, material, style, specification, issue quantity and issue time of commemorative coins. The people's Bank of China shall not pay commemorative coins to financial institutions before the announcement of issuance of commemorative coins
Article 20 the people's Bank of China shall set up a RMB issuance Treasury, which shall be responsible for the custody of RMB issuance funds. The director of the RMB issuing treasury at all levels shall be the governor of the people's Bank of China at the same level
the RMB issuance fund is the RMB that is not in circulation kept in the RMB issuance treasury of the people's Bank of China
The allocation of RMB issuance funds shall be handled in accordance with the provisions of the people's Bank of China. No unit or indivial may use the RMB issuance fund in violation of regulations, or interfere with or hinder the allocation of the RMB issuance fund Chapter III issuance and recovery Article 21 the suspension of circulation of a specific version of RMB shall be reported to the State Council for approval and announced by the people's Bank of Chinaa financial institution handling the business of deposit and withdrawal of RMB shall, in accordance with the provisions of the people's Bank of China, accept and exchange the RMB that has ceased to circulate and deposit it with the local people's Bank of China
the people's Bank of China shall not pay the stopped RMB to financial institutions, and financial institutions shall not pay the stopped RMB to other countries
Article 22 financial institutions handling RMB deposit and withdrawal business shall, in accordance with the provisions of the people's Bank of China, exchange the incomplete and defaced RMB for the public free of charge, find fault with the incomplete and defaced RMB, and deposit it with the local people's Bank of China
the people's Bank of China shall not pay the incomplete or defaced RMB to the financial institutions, and the financial institutions shall not pay the incomplete or defaced RMB to the outside
Article 23 the people's Bank of China shall be responsible for the recovery and destruction of the RMB that has ceased to circulate and the incomplete or defaced RMB. Specific measures shall be formulated by the people's Bank of China
Chapter IV circulation and protection article 24 a financial institution handling the deposit and withdrawal business of RMB shall, in accordance with the principle of reasonable need, handle the adjustment business of RMB bonds Article 25 illegal trading in and circulation of RMB is prohibited. The sale of commemorative coins shall comply with the relevant provisions of the people's Bank of China Article 26 the following acts of damaging RMB are prohibited:(1) intentionally damaging RMB
(2) making, ing, buying and selling RMB drawings (3) using RMB patterns on publicity materials, publications or other commodities without the approval of the people's Bank of China (4) other acts that damage RMB as stipulated by the people's Bank of Chinathe RMB patterns mentioned in the preceding paragraph include enlarged, reced and RMB patterns of the same size
Article 27 the circulation of RMB sample currency is prohibited. The measures for the administration of RMB sample currency shall be formulated by the people's Bank of China Article 28 No unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the marketArticle 29 a quota management system shall be implemented for the entry and exit of Chinese citizens and the entry and exit of foreigners to carry RMB, and the specific quota shall be stipulated by the people's Bank of China
Article 30 it is forbidden to forge or alter RMB. It is forbidden to sell or buy counterfeit or altered RMB. Smuggling, transportation, possession and use of counterfeit or altered Renminbi are prohibited Chapter IV circulation and Protection Article 31 Units and indivials who hold counterfeit or altered RMB shall promptly submit them to the people's Bank of China, the public security organ or the financial institution handling the business of deposit and withdrawal of RMB; Anyone who discovers that another person has forged or altered RMB shall immediately report to the public security organArticle 32 The People's Bank of China and the public security organs shall confiscate the counterfeit or altered RMB, stamp it with the word "counterfeit currency" and register it; If the holder has any objection to the authenticity of the RMB confiscated by the public security organ, he may apply to the people's Bank of China for authentication. The public security organ shall hand over the confiscated forged or altered RMB to the local people's Bank of China
Article 33 If a financial institution handling the business of deposit and withdrawal of RMB finds a large number of forged or altered RMB, a new version of forged RMB or other clues of manufacturing, selling, forging or altering RMB, it shall immediately report to the public security organ; If the amount is small, two or more staff members of the financial institution shall take it in person, stamp it with the word "counterfeit currency" and register it. The holder shall be issued with the collection certificate uniformly printed by the people's Bank of China and be informed that the holder can apply to the people's Bank of China or the business organization of a wholly state-owned commercial bank authorized by the people's Bank of China for appraisal. The people's Bank of China shall formulate specific measures for the collection and identification of counterfeit and altered Renminbifinancial institutions handling RMB deposit and withdrawal business shall hand over the collected forged or altered RMB to the local people's Bank of China
Article 34 The People's Bank of China and the business institutions of wholly state-owned commercial banks authorized by the people's Bank of China shall provide the service of identifying the authenticity of RMB free of charge
if the RMB stamped with the word "counterfeit currency" is identified as genuine currency, it shall be exchanged by the people's Bank of China or the business organization of a wholly state-owned commercial bank authorized by the people's Bank of China according to the denomination; If the money is identified as counterfeit, it shall be confiscated by the people's Bank of China or the business organization of a wholly state-owned commercial bank authorized by the people's Bank of China
the business organization of a wholly state-owned commercial bank authorized by the people's Bank of China shall hand over the confiscated forged or altered RMB to the local people's Bank of China
Article 35 financial institutions handling the business of deposit and withdrawal in RMB shall take effective measures to prevent foreign payments in forged or altered RMB. Financial institutions handling the business of RMB deposit and withdrawal shall provide the service of identifying the authenticity of RMB free of charge at their business places Article 36 counterfeit and altered RMB shall be destroyed by the people's Bank of China Article 37 the RMB anti-counterfeiting discriminator shall be manufactured according to the national standards. The people's Bank of China, together with relevant departments, shall formulate and assist in organizing the implementation of the national standard for RMB anti-counterfeiting discriminator< Article 38 RMB shall not be circulated under any of the following circumstances:
(1) incomplete or defaced RMB that cannot be exchanged
(2) RMB that has ceased to circulate Chapter V Penalty Provisions Article 39 in case of any of the following circumstances, the people's Bank of China shall give a warning, confiscate the illegal gains and impose a fine of not less than one time but not more than three times the illegal gains; in case of no illegal gains, a fine of not less than 10000 yuan but not more than 100000 yuan shall be imposed; To the directly responsible person in charge and other directly responsible persons