Seminar on digital currency of Agricultural Bank of China
Large deposit certificate refers to the bookkeeping large deposit certificate issued by the Agricultural Bank of China to the customers of indivials, institutions and other non-financial institutions. It is a kind of financial proct of bank deposit. It belongs to general deposit and is included in the protection scope of deposit insurance fund. It is protected by the "deposit insurance regulations". Certificates of deposit are general deposits, which are covered by deposit insurance funds and protected by the deposit insurance regulations. There are three points to remind:
(1) redemption risk: if the bank redeems according to the agreed conditions, the depositor may not be able to pay the interest according to the agreed time limit when the proct is issued
(2) information transmission risk: if the effective contact information registered by the depositor at the time of subscribing for the proct changes and is not informed in time, or e to other reasons of the depositor, the Agricultural Bank of China is unable to contact the depositor in time, it may lead to information asymmetry
(3) force majeure risk: e to natural disasters, social unrest, war, strike and other force majeure factors, the subscription of this deposit proct may fail, the transaction may be interrupted, and the fund liquidation may be delayed
before or ring the sale of indivial certificates of deposit, you can apply to the business outlets for quota reservation. After the appointment is successful, you should go to the counter or online bank to subscribe for the certificate of deposit before the e date of the appointment. Otherwise, at the end of the e date of the appointment, the system will automatically release the reservation amount of the certificate of deposit to the proct sales amount. There are two types of large deposit certificates: withdrawal in advance and withdrawal at maturity:
1. Each issue of large deposit certificate will determine whether it can be withdrawn in advance, which needs to be focused on. For indivial certificates of deposit that can be withdrawn in advance, in case of partial withdrawal in advance, the retained amount after withdrawal shall not be less than the starting amount of subscription. If the retained amount is lower than the starting amount of subscription, the account of the large deposit certificate shall be cancelled. If the retained amount is not lower than the starting amount of subscription, the interest of the retained amount shall still be calculated according to the interest rate on the original Subscription Date. Please refer to the proct specification for specific agreement
2. On the day when the large deposit certificate is e, if the account status is normal, the system will automatically cancel the account in batches, and the principal and interest will be transferred to the current main account of the corresponding debit card
warm tips: if you need to withdraw large deposit certificate on behalf of the agent, you need to provide the valid ID card and original deposit certificate of the agent and the principal at the counter
1. Please open settings → permission management → recording → ABC handheld bank, and change to allow
2. Please turn on settings → sound → Dolby number / headset DTS sound effect / dial-up keyboard touch sound effect / lock screen prompt tone / screen capture prompt tone / SWS mode / Karaoke effect, and turn it off
3. Please insert kbao, restart the phone and log in again
(answer time: September 29, 2020, in case of business change, please refer to the actual situation.)
you need to go to the branch of ABC,
you can also register the simplified version through online banking.
(1) time type dynamic password: the dynamic password displayed by the k-command when the customer directly presses the "time" key at the bottom right. This kind of dynamic password can only be used in the k-order maintenance transaction (k-order status management, k-order correction) of personal online banking / handheld banking / telephone banking
(2) dynamic password of payment type: the dynamic password displayed in the order k after the customer presses the "payment" key first, then enters the transaction amount, and finally presses the "confirm" key. This password needs to be used with caution by customers. Only when making payment and other moving account transactions, our bank will ask customers to enter this password
(3) ordinary dynamic password: the customer enters the challenge value (composed of several digits) on the K command, and after pressing the "confirm" key, the K command displays the dynamic password. Please input the challenge value correctly and generate the dynamic password according to the system prompt. ABC system temporarily provides the following two kinds of challenge codes (the system has a clear dynamic password to obtain prompt information): first, the last six digits of the maintained account number, such as the payee's maintenance transaction, the challenge code is the last six digits of the payee's account number; Second, the 6-digit challenge code of the system.
Hello, you can operate in personal palm bank. The specific steps are as follows:
1. Select "forget password" on the login page, as shown in the figure below:
(answer time: October 11, 2020, in case of business change, please refer to the actual situation.)