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Digital currency partner of the people's Bank of China

Publish: 2021-05-04 15:29:35
1.

As of September 2019, the central bank's digital currency has not been issued

the development history of the central bank's digital currency is as follows

in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues faced

in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen

in September 2018, the Institute of digital currency built a trade finance blockchain platform

On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutions

on August 2, 2019, the central bank said at the second half of 2019 work video conference that it would speed up the research and development of legal digital currency

on August 10, 2019, Mu Changchun, deputy director of the payment and Settlement Department of the central bank, said at the Yichun forum of 40 people of China finance that "the central bank's digital currency can be said to be ready"

on August 18, 2019, the CPC Central Committee and the State Council issued their opinions on supporting Shenzhen to build a leading demonstration zone of socialism with Chinese characteristics, which mentioned supporting innovative applications such as digital currency research in Shenzhen

on August 21, 2019, the official micro blog of the people's Bank of China released two articles on digital currency. One is fan Yifei, vice president of the people's Bank of China, who was published in January 2018, talking about some considerations of digital currency of the people's Bank of China. The other is mu Changchun, deputy director of the Department of payment and settlement, who delivered a speech in Yichun on August 10

extended data:

practical significance

the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate

can also become a new monetary policy tool. At the same time, the central bank can affect the bank's deposit and loan interest rate by adjusting the central bank's digital currency interest rate, and help break the zero interest rate lower limit

operation system

fan Yifei, vice governor of the people's Bank of China, said in the article that the digital currency of the people's Bank of China should adopt a two-tier operation system. This model does not change the relationship between creditor's rights and debt of currency in circulation, does not change the existing money supply system and al account structure, does not constitute a competition for commercial banks' deposit currency, and does not increase commercial banks' dependence on the interbank lending market

will not affect the lending ability of commercial banks, and will not lead to the phenomenon of "financial disintermediation". At the same time, because it does not affect the existing monetary policy transmission mechanism, it will not strengthen the pro cyclical effect under the pressure environment, and it can improve the convenience and security of payment, and it also has the credit advantage of central bank endorsement

2.

On November 9, 2019, the central bank has not launched digital currency

in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues

in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen

in September 2018, the Institute of digital currency built a trade finance blockchain platform

On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutions

extended data:

benefits of digital currency

the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate. It can also become a new monetary policy tool

at the same time, the central bank can affect the bank deposit and loan interest rate by adjusting the digital currency interest rate of the central bank, and help to break the zero interest rate lower limit


3. China will implement the central bank to set up money and the market to set up money coexistence Payment institutions. Who said that? Zhou Xiaochuan, governor of the people's Bank of China, said this
4. As if it were
the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud. The general public should raise their risk awareness, invest rationally and prudently, and prevent their interests from being damaged
the legal currency of China is RMB. RMB shall be uniformly printed and issued by the people's Bank of China. No unit or indivial may refuse to pay all public and private debts within the territory of China in RMB. The general public should establish a correct concept of currency, take good care of RMB and jointly maintain the normal circulation order of RMB
the functions of the monetary gold and silver Bureau of the people's Bank of China include the formulation and implementation of relevant monetary issuance and gold management measures; Undertake RMB management and anti-counterfeiting work.
5.

On July 8, the digital currency Research Institute of the people's Bank of China formally reached a strategic cooperation agreement with didi travel to jointly study and explore the scene innovation and application of digital RMB in the field of intelligent travel. The two sides hope to promote the platform ecological construction of digital RMB in diversified travel scenarios through the establishment of cooperative relationship

didi travel said that under the guidance of relevant departments, it will cooperate with the digital currency Research Institute to strictly implement the guidelines put forward by the Party Central Committee and the State Council to improve the ability of financial services to the real economy, and promote the integrated development of the digital economy and the real economy

this article comes from the author of car home, which does not represent the standpoint of car home

6. How can you use "dig" to get the legal money of a country? Then the country's finance and macro-control will be in a mess. Don't listen to the bullshit of those who engage in pyramid schemes
7.

ACU (average concurrent users) average number of online players at the same time

PCU (peak concurrent users) has the highest number of simultaneous online players

online game, English name is online game, also known as "online game", referred to as "online game". It refers to a sustainable indivial multiplayer online game with Internet as the transmission medium, game operator server and user computer as the processing terminal, and game client software as the information interaction window, which aims to achieve entertainment, leisure, communication and virtual achievement

on the evening of December 5, 2016, the Ministry of Culture issued the notice on standardizing the operation of online games and strengthening the supervision ring and after the event, which clearly stipulated for the first time that the virtual currency and virtual props of online games cannot be exchanged for legal tender. On the evening of August 30, 2018, the Ministry of ecation and other eight departments issued a notice on the implementation plan for comprehensive prevention and control of myopia among children and adolescents, proposing total amount control of online games

the difference between online games and stand-alone games is that players must play multiplayer games through Internet connection. Generally, it refers to a collection of game procts in which multiple players operate characters and scenes in a virtual environment according to certain rules to achieve the purpose of entertainment and interaction

and the single game mode is mostly man-machine combat. Because it can't connect to the Internet and the interaction between players is poor, but it can carry out limited multiplayer combat through LAN connection. The birth mission of online games is "to improve the quality of life of global human beings through online game services in Internet services"

The birth of online games enriches human life and promotes the progress of global human society. It enriches the spiritual world and material world of human beings, improves the quality of human life and makes human life happier

8.

Sun Yuchen was born in 1990. The post-90s mobile social application accompanies me, chairman and CEO3 of app, founder and chairman and ceo4 of Ruibo. He holds a master's degree from the University of Pennsylvania and a bachelor's degree from Peking University. Since its establishment in 2014, the company has received several rounds of tens of millions of US dollars investment from many institutions including IDG, xinzhongli, qingkong, Kechuang, fashion group and Zhongke capital. The investors and shareholders include several CEOs of Listed Companies in China and the United States, with a valuation of billions of RMB. 1 World Economic Forum (Davos Forum) global outstanding youth, was rated as Forbes 2015 China's 30 entrepreneurs under the age of 30. In 2015, he became the only post-90s student among the first batch of students of Hupan university founded by Ma Yun

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