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CCB digital currency accounts

Publish: 2021-05-04 20:35:35
1.

digital currency wallet is not classified, it's just a menu . On August 29 this year, China Construction Bank added & lt; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus in fact, the concept of digital currency has been mentioned for several years. Although is just a test, this activity makes people excited. Is it true that the digital currency that they are thinking about will be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over. At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially released

moreover, the digital currency Research Institute of the people's Bank of China has indicated that it can realize the circulation of digital currency between different user clients in the transaction process through technical solutions, generation of new digital currency, cancellation of old digital currency, etc

2. Class I account refers to the account opened through the traditional bank counter and meeting all the strict requirements of the real name system. Simply put, it's a savings card or a debit card in your hand. Its functions include deposit, purchase of financial procts, withdrawal of cash, transfer, consumption and payment
class II accounts can't deposit or withdraw cash or transfer to unbound accounts, and the daily payment limit of such accounts is 10000 yuan. Credit cards, for example
class III households are mainly used for fast payment, such as flash payment, secret free payment, etc. they can only handle small consumption and payment, and can not handle other businesses. The indoor balance is not more than 1000 yuan. Class II and class III households do not have physical cards. For class II and class III accounts, the main purpose is to effectively control the capital risk of customers.
3. The difference between class I card, class II card and class III card of China Merchants Bank is as follows:
class I account: savings card (including electronic one card, which means one card without physical certificate), settlement passbook and wealth account (new account opening is not accepted). It is a well-known debit card
class II account: All China Netcom account (without physical card), savings card (class II),
class II account I financial management account (new account opening is not accepted) is mainly used for financial management and limited payment and settlement
class III account: one net account (Class III account, no physical card) supports transfer and all one flash links of China Merchants Bank
warm tips: the same customer can only open one class I account (excluding credit card) in China Merchants Bank, if class I account has been opened, You can apply for one Netcom account (non physical card) or class II account. The total number of class I, class II and class III accounts of the same customer in our bank is not more than 4

(response time: January 6, 2020, please refer to the official website of China Merchants Bank for the latest business changes.)
4.

Class I:

1. Class I is a fully functional account, which is a well-known debit card. It can handle deposit, transfer, consumption payment, purchase investment and wealth management procts, withdraw cash, etc., with unlimited scope and amount of use

Personal income, large amount transfer, bank securities transfer, payment and payment of medical insurance, social insurance, pension and provident fund should be handled through class I account

class II:

1. Class II households can handle deposits, purchase financial procts such as investment and wealth management procts, limit consumption and payment, and limit transfer of funds to unbound accounts. After the bank counter, self-service equipment and on-site face-to-face identification of the bank staff, class II accounts can also handle cash deposit and withdrawal, unbound account fund transfer business, and issue bank card entity cards

2. Among them, the daily accumulative limit of transferring funds and depositing cash of class II account is 10000 yuan, and the annual accumulative limit is 200000 yuan; The total daily limit of consumption and payment, transfer of funds to unbound account and withdrawal of cash is 10000 yuan, and the total annual limit is 200000 yuan

5. Nanhai Guicheng administrative service center is behind Nanhai Public Security Bureau or Nanhai District government
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