Digital currency and psychological factors
because the value growth of online gold is different from other digital currencies, it is mainly e to the value superposition of more and more businesses, rather than the price growth brought by interpersonal transactions. Because of the value-added property of online gold, businesses and consumers are more willing to accept it. Such a virtuous circle is the main factor to promote the net gold to rise but not fall. Since the price of online gold is determined by market transactions, it will not be controlled by the market like stocks,
Yin Zhentao, deputy director of the law and Finance Research Office of the Financial Research Institute of the Chinese Academy of Social Sciences, said that digital currency faces two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process
Zhao Zhanzhan, a special researcher of intellectual property research center of China University of political science and law, believes that digital currency has anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
according to the notice on preventing the financing risk of token issuance, there is no approved digital currency trading platform in China. According to China's digital currency regulatory framework, investors have the freedom to participate in digital currency transactions at their own risk
warm tips: the above information is for reference only. Before investing, it is recommended that you first understand the risks existing in the project, and understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
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bond funds are mainly invested in fixed income financial instruments such as treasury bonds and financial bonds, which are also called "fixed income funds" because their investment procts yield relatively stable returns
according to the proportion of investment in stocks, bond funds can be divided into pure bond funds and partial bond funds. The difference between the two is that pure debt funds do not invest in stocks, while partial debt funds can invest in a small number of stocks. The advantage of partial debt fund is that it can allocate assets flexibly according to the trend of stock market, and share the opportunities brought by stock market under the condition of risk control
generally speaking, bond funds do not charge subscription or subscription fees, and the redemption rate is also low
monetary fund is an open-end fund. According to the types of financial procts invested by the open-end fund, people divide the open-end fund into four basic types: Equity Fund, hybrid fund, bond fund and Monetary Fund. The first two types belong to the capital market, and the latter is the money market
monetary funds mainly invest in bonds, central bank bills, repurchase and other highly secure short-term financial procts, also known as "quasi savings procts", whose main characteristics are "worry free principal, convenient demand, regular income, daily income, monthly dividend"
monetary funds only invest in the money market, such as short-term treasury bonds, repo, central bank bills, bank deposits and so on, with little risk. Its liquidity is second only to the bank's current savings, and its income is calculated every day. Generally, the income is carried forward into fund shares in a month, and the income is slightly higher than that of a year's fixed deposit, and the interest is tax-free. The principal of monetary fund is relatively safe, and the expected annual yield is 3.9%. It is suitable for liquid investment tools and is an alternative to savings.
1. The factor of investment supply and demand is actually not independent, and investors' demand for digital currency is also affected by various news factors. However, from the price surge of last year, in the absence of obvious policy and other news, The admission of investors and investment institutions will also promote the price growth
2. Policy factors are also important factors affecting the price of digital red packets. In the past, the implementation and formulation of policies in South Korea, Japan, the United States and China have affected the price trend of bitcoin
3. The real financial factors and the instability of the real financial world make the demand for digital assets rise from time to time. For example, the Chinese government's policy adjustment, the brexit of the UK, the setback of the global stock market at the beginning of 2018 and other events all give play to the hedging characteristics of digital currency
4. Technical factors. Although the security of digital currency has been highly respected in its development, several technical crises still occurred in its development history. For example, bitfinex, the largest bitcoin dollar exchange, was attacked by hackers and stole 120000 bitcoin, and bitcoin fell by 25% in the following six trading days
5. Good news and bad news will affect the fluctuation of currency value
6. The market trend will be affected by the actions of the leading enterprises in this field, platforms, digital currencies with large market share, leaders with great influence in the market, etc
besides, choosing a good project can avoid risks to a certain extent. For example, HNB, the next generation of decentralized blockchain economy, is a reliable project. It relies on the real economy, and at the same time uses value exchange to continuously create endogenous value. It uses blockchain to build an economy, so that everyone can participate in it and get returns through labor, instead of relying on currency speculation.
When people still think that digital currency is a joke in the virtual world of the Internet, Mu Changchun, deputy director general of the payment and Settlement Department of the people's Bank of China, said at the third Yichun community forum of CF40 on August 10,
digital currency
Second, to avoid hype before, people criticized the digital currency because it became a grey Swan after being hyped. Wearing the packaging of blockchain applications, digital currencies such as BTC are virtual currencies created on the basis of blockchain applications
Thirdly, we should assiously integrate into the digital currency era from the perspective of improving the availability and the application intention of the masses, the central bank's selling of digital currency adopts a two-tier business framework,the decision-making adopts a two-tier framework, which is also to make full use of the resources, talents and technical advantages of commercial institutions, promote independent innovation and market competition
the era of digital currency has come, so don't go against the development trend. The use of digital currency is an inevitable trend. In this situation, we should assiously integrate the authenticity of digital currency. Although it is virtual,
is exchanged by commercial institutions for everyone, it is also very missing, which is real gold and silver. At this time, it seems that the new pattern and new trend are very critical. Try to do something that meets the long-term trend opportunities and integrate into the overall upward opportunities of the sales market