Why do we need central bank digital currency
Publish: 2021-03-29 14:41:55
1.
digital currency can be understood as the digitalization of RMB, which has two obvious advantages: "no account payment" and "no network payment". After Facebook launched Libra this year, the central bank's digital currency has also stepped in. We see both challenges and opportunities
in a word, digital currency is still RMB in fact, but some changes have taken place in its form. We say that digital currency is of great significance. It not only enhances the security and controllability, but also makes counterfeit currency "invisible". In addition, the issuance of the central bank's digital currency is also concive to the central bank's more convenient and transparent management
2. The issue of digital currency has many benefits and is imperative. According to the central bank, digital money and paper money will coexist for a long time to come. When people go to the bank to withdraw money, they can not only withdraw cash directly, but also exchange it into digital currency. In Xiaobian's opinion, the establishment and issuance of digital currency system can not only make people's transactions more convenient and safe, but also graally weaken the proportion of paper money in the real circulation, which will also have a positive impact on the electronic disk of postal money card
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. In the new environment of payment and circulation, the traditional paper money will become a symbol of an era and a memory of people. The paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer coins will also stimulate their prices to rise in this situation. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management, which is worth looking forward to Sohu)
however, digital currency does not have to be used for payment. Some domestic application-oriented digital currencies have begun to find another shortcut and come out with a different truth. For example, coin Ying China crowdfunding project token; Puyin group launched the tea based digital currency Puyin.
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. In the new environment of payment and circulation, the traditional paper money will become a symbol of an era and a memory of people. The paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer coins will also stimulate their prices to rise in this situation. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management, which is worth looking forward to Sohu)
however, digital currency does not have to be used for payment. Some domestic application-oriented digital currencies have begun to find another shortcut and come out with a different truth. For example, coin Ying China crowdfunding project token; Puyin group launched the tea based digital currency Puyin.
3. It is an inevitable trend for the central bank to prepare to issue digital currency. bitcoin, as the representative of digital currency, is in the forefront of the exploration of currency form. Most countries in the world love and hate bitcoin, especially China's bitcoin launched a series of attacks, but bitcoin is still standing, showing strong vitality
however, the digital currency that the central bank plans to issue has the monetary attribute and has the credit endorsement of the central bank. The central bank's version of digital money will first be applied to the bill market. It is still difficult for the central bank to popularize the digital currency in China, because the degree of economic development is different across the country
at the same time, there are some applied digital currencies in China. For example, the Puyin digital currency launched by Puyin group is a standard digital currency with credit endorsement of related tea assets.
however, the digital currency that the central bank plans to issue has the monetary attribute and has the credit endorsement of the central bank. The central bank's version of digital money will first be applied to the bill market. It is still difficult for the central bank to popularize the digital currency in China, because the degree of economic development is different across the country
at the same time, there are some applied digital currencies in China. For example, the Puyin digital currency launched by Puyin group is a standard digital currency with credit endorsement of related tea assets.
4. The central bank has never launched or planned to launch any digital currency
all the digital currencies claimed to be launched by the central bank are frauds
all the digital currencies claimed to be launched by the central bank are frauds
5. The central bank's plan to issue digital currency is a decision made according to the development of the times
the simplest example is that city people love to use third party payment tools WeChat and Alipay to pay the bills, and the cash payment is decreasing. The third party payment is more and more popular among young people. In Europe, some developed economies are trying paperless trading. Moreover, bitcoin and other digital currencies will circulate in China after 2013, and the central bank will be inspired to issue digital currencies
in addition to the digital currency to be issued by the central bank, there are actually many application-oriented digital currencies, such as the tokens of crowdfunding projects on the European crowdfunding platform.
the simplest example is that city people love to use third party payment tools WeChat and Alipay to pay the bills, and the cash payment is decreasing. The third party payment is more and more popular among young people. In Europe, some developed economies are trying paperless trading. Moreover, bitcoin and other digital currencies will circulate in China after 2013, and the central bank will be inspired to issue digital currencies
in addition to the digital currency to be issued by the central bank, there are actually many application-oriented digital currencies, such as the tokens of crowdfunding projects on the European crowdfunding platform.
6. From many angles, digital currency has more advantages than disadvantages
first of all, digital currency can rece cash transactions, rece the pressure on bank personnel, and also rece the waste of money printing resources. In general, it echoes with green earth, energy conservation and environmental protection
secondly, digital currency can improve transaction efficiency and complete the efficient transformation from human to computer
finally, digital currency is a new way to support its development, which helps China to lead the world in digital currency and enhance its influence in the world.
first of all, digital currency can rece cash transactions, rece the pressure on bank personnel, and also rece the waste of money printing resources. In general, it echoes with green earth, energy conservation and environmental protection
secondly, digital currency can improve transaction efficiency and complete the efficient transformation from human to computer
finally, digital currency is a new way to support its development, which helps China to lead the world in digital currency and enhance its influence in the world.
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