Whose is ABS digital currency
As of September 2019, the central bank's digital currency has not been issued
the development history of the central bank's digital currency is as follows
in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues faced
in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen
in September 2018, the Institute of digital currency built a trade finance blockchain platform
On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutionson August 2, 2019, the central bank said at the second half of 2019 work video conference that it would speed up the research and development of legal digital currency
on August 10, 2019, Mu Changchun, deputy director of the payment and Settlement Department of the central bank, said at the Yichun forum of 40 people of China finance that "the central bank's digital currency can be said to be ready"
on August 18, 2019, the CPC Central Committee and the State Council issued their opinions on supporting Shenzhen to build a leading demonstration zone of socialism with Chinese characteristics, which mentioned supporting innovative applications such as digital currency research in Shenzhen
on August 21, 2019, the official micro blog of the people's Bank of China released two articles on digital currency. One is fan Yifei, vice president of the people's Bank of China, who was published in January 2018, talking about some considerations of digital currency of the people's Bank of China. The other is mu Changchun, deputy director of the Department of payment and settlement, who delivered a speech in Yichun on August 10
extended data:
practical significance
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate
can also become a new monetary policy tool. At the same time, the central bank can affect the bank's deposit and loan interest rate by adjusting the central bank's digital currency interest rate, and help break the zero interest rate lower limit
operation system
fan Yifei, vice governor of the people's Bank of China, said in the article that the digital currency of the people's Bank of China should adopt a two-tier operation system. This model does not change the relationship between creditor's rights and debt of currency in circulation, does not change the existing money supply system and al account structure, does not constitute a competition for commercial banks' deposit currency, and does not increase commercial banks' dependence on the interbank lending market
will not affect the lending ability of commercial banks, and will not lead to the phenomenon of "financial disintermediation". At the same time, because it does not affect the existing monetary policy transmission mechanism, it will not strengthen the pro cyclical effect under the pressure environment, and it can improve the convenience and security of payment, and it also has the credit advantage of central bank endorsement
the first country to recognize bitcoin as legal was Germany, which first defined bitcoin as an alternative currency. Of course, in the future, sovereign digital currencies may be popular, and digital cryptocurrencies such as bitcoin, Ruitai coin, Laite coin and vitality coin will become a supplement.
Hello, OBB is a digital asset issued by the international pass foundation and supported by the international pass laboratory. At the same time, the international pass foundation plans to rapidly promote the construction of community exchange stations all over the world
OBB has a wide range of applications.
Universal real estate
OBB digital certificates can be used in Beijing, Qing, Yichun, Sanya, Dalian, Shandong Tai'an, Inner Mongolia, Thailand, Vietnam Ho Chi Minh City, Spain, Laos and other places. When OBB is used all over the world, it can be directly dected from the consumer's own account
Universal vehicles
obtaining OBB token in the OBB system is characterized by decentralization, anonymity, unimpeded use in the platform digital world, and not belonging to any country or financial institution. Except Heilongjiang Province, you can use the vehicles of universal platform anywhere in the world, which solves the problem of cross provincial car purchase
Compared with paper money, OBB has great advantages in shopping at supermarkets, shopping malls and cash payment. It can not only make shopping anytime, anywhere, conveniently and quickly, but also enjoy the same proportion of shopping discount for supermarkets, shopping malls and cash payment, simplify the shopping process and have a happy shopping experience at the same timeshopping in districts and cities
OBB has strong global community support, which enables OBB users to shop in convenient stores in districts and cities all over the country. So that you and your family are not affected by the weather and traffic environment, you can enjoy a convenient life at home
tourism
OBB digital token international trading platform supports cash withdrawal function for major tourist attractions in China, which can be converted into RMB for withdrawal according to the latest exchange rate, so as to ensure that OBB consumers can realize cash in time
however, the digital currency of Puyin is a standard digital currency, which is supported by related entity assets, and the appreciation of tea assets will also benefit users.
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