Settlement time of digital currency transaction

1. As early as 2014, the people's Bank of China has set up a special research group to study the central bank's digital currency. Until today, the central bank's digital currency has a real sense of landing. China may become the first economy to issue sovereign digital currency, and 2020 is expected to be the first year of global central bank digital currency

the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.

what is the use of central bank digital currency

from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions, and it could have done it

for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency

for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency

when will central bank digital currency become popular

according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level

many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.

2. At the same time as the contract, the current digital asset options are divided into weekly, Bi weekly and quarterly options

3. The time is not fixed. On November 13, 2019, the people's Bank of China issued the announcement on issuing or promoting legal digital currency in the name of the people's Bank of China. The people's Bank of China has not issued legal digital currency (DC / EP), nor authorized any asset trading platform to conct transactions. The people's Bank of China started to study legal digital currency in 2014 and is still in the process of research and testing. Neither "DC / EP" nor "DCEP" traded in the market is legal digital currency, and the launch time of legal digital currency transmitted through Internet is inaccurate information

response time: July 14, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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4. The rise and fall of digital currency depends on the overall situation of the market, the price of large orders and the progress of the project side. Digital currency has a special purpose for investors, such as silktrader. Coin circle is all-weather, there is no closed market or closed market, 24 hours can be carried out.

5. Vpay wallet, or Vpay, is a fully open network payment platform. It is almost the same as Alipay or WeChat. The difference is that Vpay is developed on the basis of block chaining technology. It can smoothly achieve point to point cross border transfer without any fee. Mark & Chen, founder of vpay digital assets; Milo Marc Mino, a former technology executive at Google, was born in the United States in 1976 and graated from California State University of technology with a bachelor's degree in physics. From April 2008 to October 2011, I was in charge of Google x Department of Google. From January 2013 to may 2016, I worked as a manager in project ara Department of Google. In 2009, he was awarded the top ten outstanding young people in the United States. In 2012, he won the IEE "outstanding technical achievement award". In 2014, he won the 13th Steve Award for American business. In 2015, he published a research report on cryptography in time, the most authoritative magazine in the United States, which made outstanding contributions to international enterprises and carried out confidentiality work for the U.S. military. In 2016, vpay labs was founded. The technical team carried out optimization on the basis of reborn coin opencoin algorithm, and successfully developed vpay digital assets mining with circulation computing power. In 2017, vpay app was launched to create a new fast, safe and borderless payment tool.

6.

In a sense, it can really be compared with gold. But bitcoin is a deflationary currency, which makes it somewhat similar to gold. The new gold g every year in the world is far behind the expansion of economic scale, let alone the circulation of legal currency. Therefore, the continuous appreciation of gold can also be seen as the continuous depreciation of legal currency relative to gold

however, in the recent global economic turmoil, when the stock price and oil price fell sharply, we found that the market's safe haven funds did not flow to bitcoin, the price of bitcoin fell sharply, but the price of gold was very strong

this shows that bitcoin as & lt; Digital Gold & quot; This status has not been recognized by the global mainstream. Because the price of bitcoin is the result of the game in the global market, a small number of determined users actually have no effect on the price of bitcoin. In my opinion, the mainstream market does not recognize the hedging property of bitcoin, which just shows that bitcoin has huge risks

I think the biggest risk of bitcoin in the future is not quantum computer cracking encryption algorithm, because this risk is graally accumulated, and only need to replace the existing algorithm with more advanced anti quantum encryption algorithm. This is a normal technology upgrade, and does not affect the value of bitcoin

the biggest risk of bitcoin comes from its consensus, that is, the constant total amount of 21 million is actually realized through code, and the logic of halving every four years is also realized through code. If the upper limit of 21 million is cancelled in the future, for example, it will not be halved after this halving (around April 2020), and inflation will continue at a constant rate, that is, changing a few lines of code, It's very simple

seeing this, senior people in the currency circle will certainly laugh at me for worrying about nothing, because if we break the consensus, bitcoin will no longer be bitcoin, it will be worthless

7. You asked this question. If you lose money in buying stocks, can you still get it back? Bitcoin investment is ups and downs, I advise you to be cautious!

8. Eulo modifies the underlying network transmission protocol, one is to make the information transmission confirmation of ordinary network faster, the other is to make the transmission of cross-border network break through some restrictions and solve the problem of cross-border payment in complex network environment. In this way, the transaction cycle can be greatly reced, and the whole transaction process is simpler and faster.

9. These so-called digital currencies are all classified as pyramid schemes in China, and it is strongly recommended that they should not participate in the transaction, otherwise they will definitely be useless.