Patent application of central bank digital currency

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

extended data

Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2. Okex is a fraud platform. Don't be cheated. I'll sort out the pictures and send them to you to avoid being cheated

3. It should be the digital currency coin purse appearance patent, it should be the design of a purse appearance.

4. Patent is a kind of document issued by the government or regional organizations on behalf of several countries according to the application. This kind of document records the content of the invention creation, and proces such a legal state in a certain period of time, that is, the patented invention creation can only be implemented by others with the permission of the patentee under normal circumstances. In China, patents are divided into three types: invention, utility model and design.

5. Digital secret refers to others, one is virtual money on the network

6. Alibaba Group Holding Co., Ltd., digital currency Research Institute of the people's Bank of China, printing science and Technology Research Institute of the people's Bank of China and many other companies have applied. You can go to some patent inquiry websites to learn more

7. The idea behind Goldman's patent is to build a system that uses digital currency to settle securities transactions. Initially, the patent was applied in December 2015. The content of the patent includes using setlcoin to exchange for digital shares of enterprises such as Google or Microsoft, and using the currency to exchange for other encrypted electronic currencies