1. digital currency is likely to change the current world monetary pattern and become the mainstream of currency in the future
the essence of money is a tool to measure the price, from the most primitive shells, later copper coins, gold and silver, and now paper money. They do not have the value attribute, but when people give it the value measurement standard, it acts as a tool to measure the value. They are credit currencies. It is because of the strong credit endorsement of the state that the public recognizes them as the medium of goods exchange
this also means that you can go out later without anything. As long as you have money in your digital currency, you can buy anything you need. Later, with the development of the Internet of things, everything will be connected, and your clothes, shoes and bags may become the carrier of digital currency
at present, digital currency is still in the exploratory stage, and its use is still to download app, and then use it. Recently, Shenzhen has issued several rounds of red packets, each user can get 200 yuan red packets, which can be used in designated shopping malls, supermarkets, restaurants and many other places, and some enterprises use it to pay wages, and large-scale pilot will be implemented in the future
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2. Let's first explain digital currency. The real digital currency is issued by the state, based on the national credit, and stored in the form of electronic data. This is the national legal currency that can be circulated. So far, no country has issued digital currency, so has China. Therefore, anyone claiming to be a digital currency issued by the state is a fraud. The function of legal digital currency is the same as that of paper currency. So there is no concept of investment. Just imagine, would you spend 100 yuan to buy a ten yuan RMB?
bitcoin is still a
virtual currency, not a real currency. Bitcoin is an encryption algorithm based on the
blockchain, and the calculation results are obtained. The biggest characteristics are decentralization, uniqueness and finiteness. Because of these characteristics, it is impossible for a country to use bitcoin as legal tender. So I have no objection to using bitcoin as a target of speculation. But if bitcoin is promoted as a digital "currency", I think it is suspected of cheating, because it does not have the characteristics of national legal tender. Some people in the world are willing to accept bitcoin transaction. I think it is actually a "barter" transaction, not a real currency transaction. At present, bitnet exchange can provide the most trading pairs, and investors can participate in leveraged trading and perpetual contract trading.
3. The issue of digital currency has many benefits and is imperative. According to the central bank, digital money and paper money will coexist for a long time to come. When people go to the bank to withdraw money, they can not only withdraw cash directly, but also exchange it into digital currency. In Xiaobian's opinion, the establishment and issuance of digital currency system can not only make people's transactions more convenient and safe, but also graally weaken the proportion of paper money in the real circulation, which will also have a positive impact on the electronic disk of postal money card
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. In the new environment of payment and circulation, the traditional paper money will become a symbol of an era and a memory of people. The paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer coins will also stimulate their prices to rise in this situation. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management, which is worth looking forward to Sohu)
however, digital currency does not have to be used for payment. Some domestic application-oriented digital currencies have begun to find another shortcut and come out with a different truth. For example, coin Ying China crowdfunding project token; Puyin group launched the tea based digital currency Puyin.
4. Knowledge based military, intelligent weapons, digital battlefield, information war and deterrence strategy have become the basic trend of military development in the 21st century, and the discipline comprehensiveness is more prominent. In the future, any solution to military war problems, science and technology problems, social development problems and environmental problems will be highly comprehensive, and almost all disciplines and specialties can become the research objects of national defense science and technology. In 1993, the U.S. Department of defense launched an action to jointly formulate a defense science and technology plan, and proposed to the Joint Chiefs of staff the 2010 joint operations vision, the joint operations science and technology plan, the defense technology field plan, and the basic research plan, covering almost all military related science and engineering fields. The basic research program alone covers 12 disciplines, including physics, chemistry, mathematics, computer science, electronics, materials science, mechanics, marine science, earth science, atmospheric space science, biological science and cognitive neuroscience. We should change our traditional thinking, build an advanced and reasonable discipline system of national defense science and technology, create a world-class university with our military characteristics, and enrich and develop national defense science and technology in accordance with the development mode of "military, comprehensive, research and open". The characteristics of military confrontation are distinct“ The rule of "there is a spear, there is a shield". Science and technology itself is a double-edged sword, while national defense science and technology have more distinctive military antagonism: reconnaissance and anti reconnaissance, stealth and anti stealth, jamming and anti-jamming, guidance and anti guidance, destruction and anti destruction, virus and anti-virus; Tank anti tank, missile anti missile, aircraft carrier anti aircraft carrier, satellite anti satellite; Air attack and anti air attack, landing and anti landing, blockade and anti blockade; Information attack and defense, electronic countermeasure, missile attack and defense, system of systems countermeasure; Weapon informatization and information weaponization, new concept weapon and new concept weapon all embody two aspects of one problem. New concepts of weapons emerge one after another. New concept weapon is a historical category, and its breakthrough is of milestone and epoch-making significance. In the era of cold weapons, it is difficult to divide attack and defense when short soldiers fight; In the era of hot weapons, the combination of attack and defense, long-range mobility; In the era of nuclear weapons, it is extremely powerful and can deter qu bing. In the future battlefield, there will be too many new concept weapons: kinetic energy weapons such as electromagnetic energy launchers and electrothermal guns, which use electric pulse power as energy to break through the speed limit of conventional artillery systems; Laser weapons, high-power microwave weapons, particle beam weapons and other directional energy weapons have changed the traditional thinking of "gun, gun and bullet", and realized the dream of "gun without bullet, zero hour flight, direct aiming"; Gene weapons can destroy a certain race or a certain kind of people; The infrasonic weapons hide the killing machine in the silent place, which makes it more difficult for people to defend; There are also micron / nano weapons, digital intelligent robot forces... The new concept of weapons is the broad sense of weapons, which regards all means beyond the traditional military field, but still can be used in war operations as weapons. In the era of information network, man-made stock disaster, hacker intrusion, false intelligence and power failure can be included in the new concept of weapons. The new concept of weapon provides direction for the new concept of weapon, and the new concept of weapon makes the new concept of weapon fixed. New concept weapon is the concentrated embodiment of military knowledge innovation and military technology innovation. In the era of knowledge military with the rapid development of national defense science and technology, new concepts of weapons beyond the modern era emerge in endlessly, and new concepts of weapons beyond the future will continue to emerge. The al-use of military and civilian is increasingly obvious. Modern high technology is almost all al-purpose technology, with the characteristics of strong versatility. The progress of science and technology in the field of information and the Kosovo war show that the boundary between the army and the people is becoming more and more blurred. The basic science and technology involved in national defense science and technology include infrared technology, low light level technology, laser technology, radar technology, optical fiber technology, photoelectric inertial technology, integrated optical technology, computer technology, communication technology, artificial intelligence technology, virtual reality technology, and management technology. Most of them are highly versatile technologies, It can support the development and transformation of many kinds of weapon systems, and has distinct al-use characteristics. Dual use, mutual promotion, is a direction. On the one hand, in the design phase of the new system, civil technology, procts, practical experience and capabilities should be used as much as possible, and the economic bearing capacity should be fully considered; On the other hand, many key technologies of national defense are being developed or matured in the commercial and international fields. Therefore, the proction of military procts and civilian procts will rely on the same instrial base as much as possible to give full play to the advantages of economies of scale and technological innovation of civilian instry. At the same time, the military system and national defense departments will also maintain stable scientific research funds, maintain investment in key defense science and technology fields, carry out high-quality basic research, cultivate future scientific and technological teams and "smart buyers", promote cooperation between scientific research institutions inside and outside the military, accelerate technology transfer, and selectively use technology to meet social needs.
5. The role of digital currency:
1. First of all, the central bank's digital currency can provide a huge data base for monetary policy and macro Prudential policy, so that the regulatory authorities can collect real-time trading books of different frequency and different institutions according to their needs, and it is complete and real. This information advantage can help the central bank use policy tools more accurately and flexibly
Secondly, the central bank's digital currency technology can track the flow of funds and help the regulatory authorities to comprehensively monitor and assess financial risks. Finally, the central bank's digital money technology is concive to the transmission of interest rate of monetary policy. Digital currency technology supports "point-to-point" payment and settlement, which can improve the liquidity of market participants. Only the digital currency of the central bank, which is generally accepted by the whole society, can radiate this advantage to the participants of different financial markets, so as to improve the liquidity of financial markets. This will make the term structure of interest rate smoother and the transmission mechanism of interest rate smoother
extended data:
digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects: because it comes from some open algorithms, digital currency has no issuing subject, so no one or institution can control its issuing; Because the number of algorithm solutions is fixed, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency; Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough
6. Digital currency
unlike virtual currency, digital currency is neither bitcoin nor q-coin! That is to say, it is different from virtual currencies such as bitcoin and Ethernet
virtual currency can only be closed in circulation on the network, just like Tencent's q-coin and Huixin cloud software collaborative instry ecological chain platform, they can only be used for their own procts. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegal digital currency. As for legal digital currency, there is no unified international definition. Yao Qian, deputy director of the science and Technology Department of the people's Bank of China and head of the preparatory group of the digital currency Research Institute, believes that the digital currency researched and issued by the people's Bank of China is indexed RMB. From the perspective of national schemes, it belongs to legal encrypted digital currency, which is not only a payment tool but also a currency. Correspondingly, virtual currency is also called illegal fixed digital currency. Li Lihui, head of the blockchain working group of China Internet Finance Association, once said that digital currency must have legal status, national sovereignty endorsement, and clear responsibility subject of issuance. Virtual currencies represented by bitcoin and ethereal currency have no country, no sovereign endorsement, no qualified issuers, and no national credit support. These are not digital currencies
digital money is not equivalent to virtual currency
since digital money can be used for commodity trading, is Alipay and WeChat payment a kind of digital currency?
Alipay, WeChat payment and mobile phone banks are all electronic money, not digital money. These are all payment methods based on electronic accounts, which are in essence just a process of informatization of legal currency, not digital currency in a strict sense. For example, the amount of Alipay or WeChat transactions is essentially banknotes on bank accounts, but it is electronic form. The "100 yuan" displayed on the mobile phone will correspond to the real 100 yuan in the bank.
(edited by Huixin Yunxu)
7. Log in to the road of exile, press "V" to open the cave map, pull the map to the bottom of the cave which is lit by you, move the mouse to the lighted cave, and the information such as "cave name, monster level, cave level, cave description" will be displayed.
8. The rise of financial technology promotes the digital and intelligent development of finance, and the form of money is also developing. With the rapid development of information network communication technology, electronic payment has been popularized rapidly, and legal digital currency is also developing< China vigorously promotes digital currency, and the development of digital currency has great positive significance for China's economic development
finally, it is difficult for users to feel the difference between digital RMB payment and third-party payment in their daily consumption. In comparison, the use of digital RMB payment is more convenient than the third-party payment , and digital RMB payment is not limited by the network and payment scenarios. Digital RMB is the financial infrastructure built by the state, and there is no charge for the cashing and redemption of digital RMB. Digital RMB can be used to pay third-party payments. However, for those who need convenient electronic payment, people without financial accounts can also use digital RMB< Digital RMB supports controllable anonymity, which can better protect users' privacy
