China digital currency wechat

1.

1、 Different monetary attributes

1. digital currency:

digital currency belongs to legal tender

2. Wechat:

wechat belongs to the third-party payment instrument

3, Alipay:

Alipay belongs to the third party payment tool. p>

2. Different issuers

1. Digital currency:

the issuer of digital currency is the central bank

2. Wechat:

the clearing Party of wechat is a commercial bank

3, Alipay:

Alipay's settlement party is commercial bank. p>

extended data

in the third-party payment mode, the buyer uses the account provided by the third-party platform to pay for the goods (to the third party), and the third party notifies the seller of the arrival of the goods and requires delivery; After receiving the goods, inspecting the goods and confirming, the buyer shall notify the third party for payment; The third party transfers the money to the seller's account

digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects:

1. Due to some open algorithms, digital currency has no issuing subject, so no one or organization can control its issuing

Because the number of algorithm solutions is determined, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency

3. Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough

2.

Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines the virtual currency as the digital representation of value, not issued by the central bank or the authorities, nor linked to legal tender. But because it is accepted by the public, it can be used as a means of payment, and can also be transferred, stored or traded in electronic form.

Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. Committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world

3. The biggest difference between the digital money introced by the state and Alipay and WeChat is that after downloading the mobile phone software, the mobile phone can complete the transaction if the cell phone has electricity.

4. Do you need a wechat avatar? You need a suit and tie. Seven people manage a wechat group. The positions of the management personnel include announcer, lecturer, manager and group leader

5. If you think about it, digital money is a national attribute. It is a higher level than Alipay and WeChat. It is legal tender, and others can not refuse it. You can reject WeChat payment and Alipay payment.

6.

With & lt; Digital currency;, People will continue to use WeChat and Alipay. The emergence of digital money will not affect WeChat and Alipay. The reasons are as follows:

first: the popularity of digital currency takes time. The

digital currency has begun to promote, but it still takes time to fully popularize it. After all, digital currency is a new way of payment, consumers need to fully accept it. Alipay is able to get users to trust and accept, and it has also been a long time. WeChat also has the user base to achieve the current popularity, but digital money has no such foundation. P>

but Alipay and WeChat do not have counterfeit software. From this point of view, at least WeChat and Alipay's security is guaranteed. Moreover, it is not easy for consumers to change their habits, especially for the same kind of things. There is no need to change them at all. In theory, digital money is just like paper money. Alipay and WeChat are only third party payment platforms, but there is not much difference as long as they can complete the payment. p>

7. I suggest you go to the blockchain news network, which is the authoritative and comprehensive information of blockchain economy. There are not only blockchain we media, but also digital currency market analysts who can analyze the current development and trend of blockchain economy, which is very helpful for how to choose digital currency.

8. Digital currency is the digitization of money, there is no real money

Alipay WeChat and so on are called electronic payment of money. When you trade, the amount in it is corresponding to the real banknote, but the transaction time saves the transfer process between the real banknotes.

the main difference between the two is that one has money and the other has no money