What is the digital currency issued by Shenzhen government
As of September 2019, the central bank's digital currency has not been issued
the development history of the central bank's digital currency is as follows
in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues faced
in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen
in September 2018, the Institute of digital currency built a trade finance blockchain platform
On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutionson August 2, 2019, the central bank said at the second half of 2019 work video conference that it would speed up the research and development of legal digital currency
on August 10, 2019, Mu Changchun, deputy director of the payment and Settlement Department of the central bank, said at the Yichun forum of 40 people of China finance that "the central bank's digital currency can be said to be ready"
on August 18, 2019, the CPC Central Committee and the State Council issued their opinions on supporting Shenzhen to build a leading demonstration zone of socialism with Chinese characteristics, which mentioned supporting innovative applications such as digital currency research in Shenzhen
on August 21, 2019, the official micro blog of the people's Bank of China released two articles on digital currency. One is fan Yifei, vice president of the people's Bank of China, who was published in January 2018, talking about some considerations of digital currency of the people's Bank of China. The other is mu Changchun, deputy director of the Department of payment and settlement, who delivered a speech in Yichun on August 10
extended data:
practical significance
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate
can also become a new monetary policy tool. At the same time, the central bank can affect the bank's deposit and loan interest rate by adjusting the central bank's digital currency interest rate, and help break the zero interest rate lower limit
operation system
fan Yifei, vice governor of the people's Bank of China, said in the article that the digital currency of the people's Bank of China should adopt a two-tier operation system. This model does not change the relationship between creditor's rights and debt of currency in circulation, does not change the existing money supply system and al account structure, does not constitute a competition for commercial banks' deposit currency, and does not increase commercial banks' dependence on the interbank lending market
will not affect the lending ability of commercial banks, and will not lead to the phenomenon of "financial disintermediation". At the same time, because it does not affect the existing monetary policy transmission mechanism, it will not strengthen the pro cyclical effect under the pressure environment, and it can improve the convenience and security of payment, and it also has the credit advantage of central bank endorsement
In recent years, digital currency has appeared frequently in the public's view. Shenzhen Luohu has also followed the trend and announced the release of 10 million digital red envelopes. How can we get the digital red envelopes this time
this activity is aimed at the vast number of indivials in Shenzhen. The total amount of RMB 10 million will be issued, with 50000 red envelopes and 200 yuan each
after receiving the digital red envelope, more than 3000 merchants in Luohu District can freely use it within the validity period of the digital red envelope. However, digital RMB can not be lent to others or cashed directly, and the digital currency will be withdrawn if it exceeds the validity period
it can be said that this way of giving back to the public is also a way to promote regional economic development. In the future, more and more places will use the Internet, and electronic red envelopes will become the mainstream
therefore, the way to get the red envelope is still very simple, but the probability of winning the prize is not very high, so it's time to rely on luck. I hope that all the little friends who read this article will have good luck and get a big red envelope of 200 yuan
On October 8, 2020, Shenzhen Municipal Government Service Data Management Bureau announced that & lt; Enjoy Luohu in 2020; A series of consumer promotion activities have been opened. This activity will issue 10 million yuan digital RMB red envelopes to indivials in Shenzhen. Each red envelope amount is 200 yuan, and the total number of red envelopes is 50000
Second, after the registration information is submitted by Shenzhen staff from 0:00 on October 9 to 8:00 on October 11; I Shenzhen & quot; The system will complete the audit within 2 hours, and send the confirmation code SMS to the mobile phone number filled in at the time of appointment registration through Shenzhen government short message service platform. This confirmation code is an important basis for subsequent query of the winning result. Please do not delete it. The person who receives the SMS must click & lt; in the activity booking platform within 6 hours; Schele query / confirmation code filling & quot; Enter the appointment registration confirmation code to complete the appointment. 3、 Draw lots: at 8:00 on October 11, the organizers draw lots and confirm the winning list. 4. Red envelope issuance: from 18:00 on October 12, the winning staff will receive the winning SMS from 18:00 on October 12. Download and install & lt; Digital RMB app & quot;, The & quot; Personal digital wallet & quot; After that, you can get & lt; Enjoy Luohu digital RMB red envelope & quot; 200 yuan. 5. Use of red envelope: from 18:00 on October 12 to 24:00 on October 18, the successful bidder can go to 3389 merchants in Luohu District for consumption within the validity period of red envelope, and cannot transfer it to others or cash it back to his bank account. Unused red packets beyond the validity period will be withdrawnWith the improvement of people's living standards and the rapid development of the Internet, digital life has entered people's lives. The central bank has designated several cities to promote digital currency, and Shenzhen has issued 10 million red envelopes of digital currency. At that time, there will be 50000 red envelopes and 50000 people will get benefits. So how should Shenzhen treat the issue of such a large digital currency red envelope this time< the issuance of digital currency red envelopes in Shenzhen this time will play a leading and exemplary role. The issuance of digital currency red envelopes will make people graally adapt to the use of digital currency. The issuance of 10 million digital currency red envelopes in Shenzhen this time will promote local consumption and obtain more favorable data The promotion of digital currency in China is very rapid. Shenzhen, as one of several pilot cities, can play a very good leading role in issuing the red envelope of digital currency this time. After other pilot cities see it, they will follow up in turn and promote the application of digital currency, so that digital currency can effectively replace paper currency in some scenes, and then better promote digital currency in the whole country{ RRRRR}
if you have any opinions on digital currency, please leave a message for discussion
First of all, neither of these two currencies is really RMB. What is the fundamental difference between them and RMB? RMB can not be used everywhere, but bitcoin and DCEP can only be consumed in fixed places. Obviously, the difference between these two currencies and RMB is too big. If there are two kinds of currencies, you may not be able to, because in some places these two kinds of currencies are not passable, and you have to use cash to get by. Bitcoin is also a special currency with commemorative value. Recently, you often hear that bitcoin devalues, causing some people to lose money, bitcoin appreciation, and then some people make money
Finally, I would like to warn you that you'd better not touch bitcoin. In fact, bitcoin's internal quantity is fixed, and then with its price fluctuation, every time you buy it, you may make money or lose money. But can you guarantee that you will lose money if you make money all the time, We should choose a way of self-protection rather than trading with bitcoin. In a word, as I said, bitcoin has collection value, not its real monetary value. People should pay more attention to what people actually have in their livesbitcoin's sudden wealth is deceptive. No one can easily get rich overnight. Bitcoin is actually another form of stock, which has a great impact on people's lives. You'd better not get rich by him. It's impossible
Digital RMB, also known as digital currency electronic payment (that is, entering RMB into the client for consumption in a virtual form) . Digital currency is the same as RMB, which is legal digital currency. It is based on the generalized account system (different from paper RMB, it is born with the attribute of natural person, which means that the circulation of digital currency has traces to follow). Its value is equivalent to banknotes, coins and other currencies, and has no other value. It is just a way of mimicry development of people's currency with the development of society. Digital RMB can exchange prices like cash to facilitate circulation. In addition, e to its special form, it is more concive to the circulation and internationalization of RMB. Of course, users can achieve controllable anonymity when necessary{ RRRRR}
Shenzhen issued 10 million red envelopes of digital currency, which means that currency digitization will be further developed
In fact, for digital currency, the central bank started to make preparations as early as 2014. By 2019, it has been further promoted to the national strategic level, and this year's promotion speed has been significantly accelerated. In fact, this year, major countries around the world have made significant progress in digital currency. In particular, the G7 has decided to cooperate on the issue of central bank digital currency. In fact, the promotion of digital currency plays an important role in the internationalization of RMB. At the same time, digital currency is also the basis of internal and external circulation, especially in the domestic circulation. Digital currency can rece costs and improve efficiency for social management, promote the development of digital economy and big data, and promote the innovation of digital payment instry. In the external circulation, digital currency may become an important means of payment in international trade, and is concive to the formation of a new international trade pattern. From this point of view, digital currency has played a crucial role in the nationalization of RMB. Now Shenzhen is the first pilot of digital currency, which has laid a solid foundation for the promotion of digital currency to the whole country, and this is also the preparation for the internationalization of RMBin a word, Shenzhen issued 10 million red envelopes of digital currency to further promote digital currency