Where to consume the red envelope of Su Zhou's digital curren
In Shenzhen, digital RMB is being piloted, and this time in Suzhou, 20 million digital RMB consumption red envelopes are also being implemented. According to Suzhou news release, 20 million yuan of digital RMB consumption red envelopes will be issued to eligible Suzhou citizens, with the amount of each red envelope being 200 yuan and the total number of red envelopes being 100000
the digital RMB consumption red packets in Suzhou are distributed by lottery, and the lottery registration channel lasts for two days. Citizens participating in the activity can search Suzhou app in android app market or Apple App store, download and register in real name, log in Suzhou app, make an appointment, and independently choose personal digital RMB to open a bank. After successful appointment, citizens participating in the activity can pay attention to Suzhou app information and wait for the draw
the pace of digital RMB is getting closer and closer, and we are looking forward to the day when it will be implemented nationwide
Yes , on December 5, Suzhou digital RMB red envelope officially began to make an appointment“ According to the "Suzhou release", Suzhou will issue 20 million yuan of digital RMB consumption red envelopes to eligible Suzhou citizens at the "double 12 Suzhou Shopping Festival" , with the amount of each red envelope being 200 yuan and the total number of red envelopes being 100000
this activity is mainly to further promote the pilot test of digital RMB in Suzhou, and this Suzhou digital RMB consumption red envelope activity is only a routine test in the process of digital RMB research and development, which does not mean that digital RMB is officially launched
extended data
there are three different characteristics of this pilot digital RMB red envelope:
first, it has a wider range of use, which can be consumed not only in designated offline merchants, but also online through Jingdong Mall
the second is to carry out offline wallet test. Participants can choose to sign up for the offline wallet experience program according to their own wishes when they make an appointment to draw digital RMB consumption red packets through the "Suzhou" app
The third is the higher requirements of applicants. Previously, Shenzhen only needed to meet the local application conditions, and this time participants need to meet one of the following conditions: one (or more) normal social security payment records in Suzhou in recent three years (monthly); Registered residence or temporary residence is within the scope of Suzhou Municipality. p>According to "Suzhou release", citizens participating in the lottery of digital RMB consumption red packets need to search the "Suzhou" app in android app market or Apple App store, download and register in real name, log in to the app, make an appointment, and independently choose personal digital RMB to open a bank, The participating citizens can pay attention to the "Suzhou" app information and wait for the draw it is worth noting that this time, we can only open the digital RMB wallets of six banks, namely, instrial bank, agricultural bank, China Construction Bank, transportation bank and postal savings bank. According to the regulations, the digital RMB consumption red packets are issued to the digital RMB wallets opened by indivials according to the requirements, which can be consumed directly without binding a bank card extended data usage rules after consumers apply, data preparation and lottery will be completed from 0:00 on December 7 to 24:00 on December 10; On December 11, the winning result will be announced. At that time, the organizer will push the winning staff to receive the SMS and download the link. The winning staff can download the "digital RMB app", open a wallet and receive the red envelope; From 20:00 on December 11 to 24:00 on December 27, the red envelope becomes effective and can be used; From 0:00 on December 28, unused red packets will be recycled period, if the consumer has a refund transaction, the system will give priority to refund the RMB amount paid by the consumer, and then refund the amount of the digital RMB consumption red envelope. If the refund transaction occurs after the expiration date of the red envelope, the RMB amount paid by the customer will be returned normally, and the part of the red envelope will not be returned to the customer's digital RMB wallet
On December 5, Suzhou digital RMB red envelope officially began to make an appointment“ According to the "Suzhou release", Suzhou will issue 20 million yuan Digital RMB consumption red packets to eligible Suzhou citizens in the "double 12 Suzhou Shopping Festival". The amount of each red packet is 200 yuan , and the total number of red packets is 100000
in terms of the number and total amount of red packets issued in Suzhou this time, they are twice as much as those issued in Shenzhen before, and the red packets issued this time are not only suitable for offline consumption of designated merchants, but also online consumption through Jingdong Mall. In addition, Suzhou will also select some people from the customers who participate in the lottery activities of digital RMB consumption red packets to participate in the offline wallet experience activities
this activity is mainly to further promote the pilot test of digital RMB in Suzhou, and this Suzhou digital RMB consumption red envelope activity is only a routine test in the process of digital RMB research and development, which does not mean that digital RMB is officially launched
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extended information:
citizen application method:
according to the "Suzhou release", the "double 12 Suzhou Shopping Festival" digital RMB consumption red packets will be issued in the form of "lottery", which is not first come first served, without competition. The lottery registration channel will be officially opened from 0:00 on December 5, 2020 to 24:00 on December 6, 2020
consumers participating in the application should meet one of the following conditions: there is one (or more) normal social security payment record in Suzhou in recent three years (monthly); Registered residence or temporary residence is within the scope of Suzhou Municipality. p>
after meeting the corresponding conditions, consumers can register for an appointment through the appointment registration system of "Suzhou" app, and independently choose personal digital RMB to open a bank. After the successful appointment, the citizens can pay attention to the information of "Suzhou" app and wait for the draw. All the digital RMB consumption red envelopes of this activity will be issued in one batch
it is worth mentioning that compared with Shenzhen, on the basis of instry, agriculture, China and construction, two state-owned banks, Bank of communications and postal savings bank, have been added to Suzhou red envelope pilot banks“ According to the "Suzhou release", according to the pilot preparation of this activity, the project team led by six banks, namely, instrial bank, agricultural bank, China Construction Bank, construction bank, transportation bank and postal savings bank, has the conditions to participate in this activity, and other participating institutions are actively carrying out research and development
for consumers, if they don't have the bank cards of the six major banks of instry, agriculture, China Construction, communications and postal savings, can they still participate in this appointment activity“ According to Suzhou release, citizens who meet the conditions of this digital RMB consumption red envelope activity can participate in the registration and appointment, and the digital RMB consumption red envelope is issued to the digital RMB wallet opened by indivials according to the requirements, which can be consumed directly without binding a bank card
Suzhou has issued 20 million yuan of digital RMB consumption red envelopes. In fact, it is not only Suzhou. Hangzhou, Shenyang and other cities have also issued digital red envelopes early to stimulate residents' consumption. The usage of this red envelope is also very simple. This consumption coupon is usually grabbed on Alipay platform, and after grabbing the Alipay consumer coupon, people can consume in any physical store. As long as a province has launched a consumer coupon, basically all the physical stores can use coupons, including the vegetable market, supermarkets and convenience stores and restaurants. , these consumer coupons are not large enough. Therefore, it is generally used for daily consumption. With the consumption voucher, the consumption demand of the public will also be greatly increased. many people may not want to buy things originally, but because the consumption voucher can be much cheaper, they will spend extra money{ RRRRR}
when you are using consumer coupons, must first click on the Alipay card pack, find the coupons you want to use, and then click on the consumption coupon to select ". To use & quot;, Then let the merchant scan your payment code, so that you can correctly use the coupon the coupons must be used within the specified time, otherwise they will be expired. Generally, the validity period of coupons issued once a month is one month, and that of coupons issued once a week is one week, so we must pay attention to the validity period
it is said that the red envelope is actually a kind of consumption voucher in disguise. The winner can shop in the designated merchant or JD online store, and the corresponding amount of red envelope will be dected when settling accounts
application is that in the last three years, there is a record of social security payment in Suzhou or above. The payment record must be normal, and it can not be broken. The second condition is the location of the registered residence, or the temporary residence is within the Suzhou area. As long as one of the above two conditions is met, you can apply for digital RMB, but the application does not necessarily mean that you will pass. In the end, who will get these red envelopes will be decided by drawing lots
when using, the system will first judge whether there is digital RMB in the consumption account, if there is, it will dect the digital RMB red envelope first, if it is not enough after decting the digital RMB red envelope, the system will dect fees in other ways to supplement the insufficient part
the first feature is that it has a wider range of use, and can be consumed online and offline. Online is Jingdong Mall, including online mall, Jingdong's five-star appliances, Jingdong home, Jingdong convenience store and other offline scenes. It can be used by nearly 10000 offline designated merchants, covering shopping malls and supermarkets, daily retail, catering consumption, life services and other categories. The second point is that the requirements of applicants have become higher. Shenzhen only needs the applicants to be in the local area. Participants in Suzhou need to meet one of the following conditions: there is one (or more) normal social security payment record in Suzhou in recent three years (monthly); If registered residence or temporary residence is satisfied within the scope of Suzhou municipality, it can be applied according to the proceres.
this year, the development speed of digital RMB pilot is accelerated, and the laying scene is more and more comprehensive. Not only are the number of pilot cities increasing, but the digital currency Research Institute of the central bank has successively reached strategic cooperation with Internet companies such as Jingdong Digital Technology Co., Ltd., Didi, meituan and BiliBili. But fast progress is not the goal. Fast and good development is our goal. In each test, we should sum up the experience and pay attention to whether the communication between different departments is smooth and whether the cooperation is tacit