Speculation in digital currency

1. The people's Bank of China has designed a two-tier architecture for digital currency
specifically, according to Yao Qian, director of China digital currency Research Institute, the design framework of central bank's digital currency is mainly convenient and efficient, safe and controllable, and popular development
as for the two-tier framework, the two-tier framework is the central bank and the commercial bank, based on the account and wallet. This framework is to combine the original bank account system with the account system based on digital currency wallet
in blockchain technology, digital currency is separated from legal currency system and bank account system. Otherwise, together, it will cause chaos. Considering this problem, Yao Qian introced digital currency wallet into the account system of commercial banks. In this way, an account can manage both electronic currency and digital currency. Of course, this kind of design has a great impact on the current banking system, but it is also a resource for commercial banks with mature system
how does digital currency wallet work in commercial banks
bank accounts and digital currency wallets of commercial banks have common management features. In this case, bank accounts and digital wallets have different positioning. According to the wallet standard designed by the central bank, a wallet is equal to a safe deposit box. According to the requirements of customers, the bank will manage the safe deposit box as all the properties of cryptocurrency. This framework adds a Digital Wallet ID field to the bank account. In this way, the wallet has the function of a safe deposit box and does not participate in the business, so as to avoid affecting the core business of the bank
digital currency transfer can be directly transferred in the commercial banking system, or through the note issuing bank using the client-side digital wallet, direct point-to-point transactions, so that there is no need to rely on inter-bank payment between account banks< In a word, digital currency wallet is the personal wallet in the commercial banking system
theoretically, the payment system deals with demand deposits, while digital currency is in the category of cash
is the digital currency issued by the central bank decentralized
Yao Qian said that the biggest issue facing the instry now is whether decentralized distributed ledger should be used at the top level
Central Bank digital currency is more convenient and can develop into controllable anonymity through centralized issuance and account based weak association. However, in the digital world, we cannot confuse the economy and finance behind the numbers. Although they are all numbers, they represent different assets, so the central bank will keep them in mind when designing. We want to have a mature financial infrastructure for legal digital currency, but considering that the note issuing bank is only responsible for the digital currency itself, and the account bank is responsible for the actual management business, so as long as the specific application is implemented, the note issuing bank and the account bank will perform their ties and do their best
then the characteristics of the central bank's digital currency are
1. Digital currency, like RMB, has stable value
2. The operation mode is the same as RMB, which is endorsed by the national credit and issued by the central bank, and all commercial banks exchange it into the market
3. Digital currency issuance relies on big data, because it has the possibility of real-time collection of currency bookkeeping, flow, transaction, etc., which can provide help in anti money laundering
4. After digital currency replaces paper currency, it will play a positive role in preventing counterfeit banknotes, changing change, and preventing damage and loss ring transaction storage
5. It will rece the waste of resources. The proction and printing of paper money need cost, while the proction of digital currency depends on big data, so it will rece the waste of resources
therefore, with the advent of the central bank's digital currency, personal participation will have less opportunities to make money
I hope it can help you
hope to adopt it

2. This any enters the indivial account all is the scam, suggested that you do not do so, stops promptly, if already remitted money, reports to the police promptly.

3. Don't believe any friends who are not real friends. Don't try it easily if you haven't fried money. There are too many fraud gangs and too many fraud trading platforms now. Take care.

4.

In the eyes of speculators, the value of virtual currency can be expected. The value of money is not the same as that of general commodities. It does not lie in its own value, but mainly comes from the degree of recognition

there is a commodity widely criticized as a fraud, which is also very expensive and has a certain degree of similarity with bitcoin. That is the symbol of love which is hyped by businesses and recognized by the public - diamond

the price of diamonds is very expensive, but in fact, if not as decorations and souvenirs, the practical value can not support the amazing price

However, this does not affect the market value of diamonds at all. The reason is very simple, people have accepted the existence of diamond as a symbol of love, in the decoration and souvenir market, diamond is highly recognized. As for legal tender which is closer to virtual currency, its value almost entirely comes from the high degree of recognition brought by government credit guarantee

bitcoin has brought the blockchain technology into the public's attention. If the virtual currency based on the blockchain technology can be widely recognized one day, the value of bitcoin is beyond doubt. So it's a bit early to conclude that virtual money is worthless. If it is an undoubted fact that virtual currency is worthless, no one will hype any virtual currency including bitcoin. The reason why many people hype virtual currency is very simple. Some people think that virtual currency is not only valuable, but also undervalued

5. It's better not to speculate in digital currency. Now that the popularity has just passed, you will lose a lot if you don't get used to it. Many platforms are black platforms, so you may not be able to get out if you get into gold.

6. If you want to make profits, people will directly ask for your principal. There are more than n such platforms. Once you go in, no one will listen to you.

7. It should be given by the task, in the Emerald Forest. Mission name: Banner: Ancient panda mining pick

8. There must be risks, but as long as you are not greedy now, it's easy to make money. I use celletf more often.

9.

Virtual currency is a hot topic in recent years, and many people have made a lot of money because of it, but the current situation of these people is so sad

some people become famous and realize the freedom of wealth, while some people continue to speculate like gamblers and lose everything

03: besides three sides and three kinds of regret, I know another one that is more interesting

this kind of people all heard that other people made money from it, and then they regretted very much. Why didn't they buy a few bitcoins in those years

then, in order to make up for this regret, these people are crazy, looking for this coin and that coin every day, spending all their savings, but in the end, few of them increase their prices

you should know that scarcity is the most important thing. Now all kinds of virtual currencies have been saturated for a long time. What's the use of joining in this? If you don't say anything else, just bitcoin, a lot of people can't do it, OK