How can Chengdu get the red envelope of digital currency
Digital RMB is the legal digital currency that has not been issued by the people's Bank of China; Digital money electronic payment & quot{ RRRRR}
Digital RMB has the following advantages:
1. Like banknotes, it can meet the demand of electronic payment in places with poor network signals such as airplanes, cruise ships and underground parking lots
2. Higher safety. In case of embezzlement, digital RMB can report the loss of real name wallet
3. Multi terminal selection. People who are not willing to use or can not use smart phones can choose IC cards, function computers or other hardware
4. Multiple information intensity. According to the intensity of customer information, the digital RMB wallet is divided into several levels. Such as large payment or transfer, it must be through the real name wallet with high information intensity
Generally speaking, such good news and direct benefits are not enjoyed by our ordinary consumers
just like the loans of our major banks are mainly distributed to the major state-owned enterprises
on the issue of red packets, the preference and performance of all levels of branches of the central bank are not different from this
In contrast to our central bank, the red envelopes it issued to our society through the branches of central banks at all levels are mainly distributed to the staff of our organs and units at all levels, who will not have consumption behavior because of such red envelopes. From this point of view, this kind of red envelope may not bring much help to the business progress of the central bank's digital RMB paymentafter all, what else should we see? Today, most of our consumers rely on our major e-commerce. The dependence on physical shopping malls, especially those state-owned shopping malls, is getting smaller and smaller. And it can be expected that the price of digital RMB payment for the whole instry chain will be very high for our commercial places at all levels to open corresponding business. This will also affect the future development of digital RMB
it is a good thing for Cheng to issue 40 million yuan of digital RMB red envelopes, which can stimulate consumption and promote the use of digital RMB . The use of the digital RMB red envelope covers online and offline shopping scenarios. The online scenario is supported by Jingdong group, and the special procts in Jingdong Mall can be consumed in digital RMB. For offline, it can be used in many places in Cheng< the consumption voucher and the digital RMB red envelope are a kind of special voucher, which is one of the tools to realize economic policy
legal digital currency has value anchor, which will help to stabilize currency value and maintain the stability of price system. Under the legal digital currency system, it will maintain the autonomy of monetary policy and play the role of economic regulation, which is of great significance to the modern economy as legal tender, legal digital currency should be issued by the central bank. Considering the better transition, traditional currency and digital currency will coexist for a long time. The issue, circulation and transaction of legal digital currency follow the idea of integration with traditional currency and are managed according to the same principles
What is the significance of Cheng's issuing 40 million yuan of digital RMB red envelopes? At present, digital currency is considered to be the core of global digital economy competition. Whether a country can take the initiative in the development and use of digital currency in the future is related to the stability of its monetary and financial system. Once the national currency is replaced by other digital currencies, a country's sovereign currency status will be threatened, the effect of monetary policy transmission will be weakened, and the financial system will be difficult to maintain stability. The central bank officially disclosed that the digital currency Research Institute of the people's Bank of China has joined the multilateral central bank digital currency bridge research project. This move by the central bank means that digital RMB is expected to step out of the country and open up international cooperation
Secondly, Cheng can promote the development of legal digital currency by issuing 40 million RMB red envelopes. Digital currency has more advantages than paper money. The Internet wave has profoundly changed the face of economy and society. With the development of mobile Internet, the dominant position of traditional banknotes is challenged. Money no longer appears in the form of paper money, but in the form of numbers. Cashless society has become a trend. The advantage of e-money is that it is simple in form and can be completed with a little change under the existing payment system; The disadvantage is that it relies heavily on the account system and has weak tamper resistance. Legal digital currency has more advantages than illegal digital currencythe winning information of Cheng Digital RMB red envelope was announced in the early morning, and I received 238 Yuan myself. The total amount of Cheng Digital RMB red envelope is about 40 million yuan, which is divided into 178 and 238 files
with the continuous development of science and technology, the popularity of the Internet has brought great convenience to everyone's life, and the change of payment methods has made everyone feel the real convenience and convenience. Cheng Digital RMB red envelope winning information was announced in the early morning. The total amount of Cheng Digital RMB red envelope is about 40 million yuan, which is divided into 178 yuan and 238 yuan. After random drawing by computer system, 203060 lucky children were selected from more than 4 million applicants. I am one of them. Let me tell you my feelings about Cheng Digital RMB
Third, what do you think of Cheng Digital RMB red envelopeI think this is a very good thing. Although it is an experiment, it can make us feel the country's concern for us and the progress of science and technology. The experiment of Cheng Digital RMB also indicates a big step forward in the digitization of RMB. We will have more expectations for the future
you can open the http://www.cmbchina.com/CmbWebPubInfo/Cal_ Forex. ASPX? Chnl = whjsq
the settlement and sale of foreign exchange will be suspended ring the Spring Festival and can be handled normally after 8:30 a.m. on February 22.
WeChat official account “ Tianfu citizen cloud & quot; Cheng will start at 8:00 on February 24; Cheng Digital RMB red envelope to welcome the new year & quot; The total amount is 40 million yuan
Cheng Digital RMB red envelope test opened
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which indicates that digital RMB is graally popularized to the public. At present, it has carried out internal closed pilot test in Shenzhen, Suzhou, xiong'an new area, Cheng and the future winter Olympics. I believe that in the near future, digital economy will provide more convenient services for our lives
do you have a digital red envelope in your city? Come to @ your city
Cheng will issue 200000 digital RMB red envelopes to promote consumption and the use of digital RMB this time, the number of RMB is similar to it compared with paper coupons that are easy to lose and resell, e-coupons can be delivered to specific groups more effectively and accurately through mobile phones, and can also be delivered to consumers in different periods of time, so that consumers can reasonably buy goods according to the time of issuing coupons, and can also avoid the situation of short supply and soaring prices in the market the legal digital currency issued by the central bank itself has the characteristics of standard currency. As a new form of standard currency, it is a real currency however, the decentralization of private digital currency, the uncertainty of issuers and limited circulation are easy to cause sharp price fluctuations. It's much easier to be the target of speculation rather than the medium of trading