Digital currency North America

1.

1. The nature of the two currencies is different: bitcoin is an encrypted digital currency, and Morgan is a typical MLM currency

(1) bitcoin is a consensus network, contributing to a new payment system and a fully digital currency. It is the first decentralized peer-to-peer payment network, which is controlled by its users without a central management organization or middleman

(2) Morgan is a kind of typical MLM currency, they often promise high income, the information of the founding operation team is not open, and they have the background of international large companies, so they put forward a set of seemingly reasonable economic theory

extension data: the harm of

network currency: the extensive application of

1 and virtual currency is also accelerating the rampant network robbers.

(1) in December 2006, the Shenzhen Public Security Bureau announced that it had cracked the country's largest theft network virtual property case, and 11 suspect was arrested. The gang used trojan virus to illegally steal virtual property such as tens of thousands of QQ numbers and QQ coins, and sold stolen goods on the network, making a profit of more than 700000 yuan

(2) in this case, the virtual currency Q was used as the standard of conviction and sentencing, and the police's arrest of illegal elements on suspicion of theft is a special case. The reason is that Tencent has filed with the Guangdong Provincial Price Bureau, and one q is equivalent to 1 yuan

(3) online currency is used more and more widely, for example, it can be used to buy anti-virus software online, vote for super girl, and some websites even use online currency to pay the moderator

2. Outside the business system, because indivial virtual currency has become the "equivalent" of RMB, or even "online RMB", which shows the role of "network hard currency", the illegal gains of illegal gambling can be cashed into RMB, which further promotes online gambling

2. With the existence of Internet and blockchain, bitcoin will exist. It has existed for a long time, and people graally recognize and widely apply it to payment. Then, it can play a positive balancing role in world finance.

3. Digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
China: actively and steadily promote the implementation of the research on the central bank's digital currency
as early as 2014, the central bank set up a special research group on the issue of legal digital currency to demonstrate the feasibility of the central bank's issue of legal digital currency< On October 28, 2019, Huang Qifan, vice president of China Center for international economic exchange, said: "the people's Bank of China has studied DC / EP for five or six years, and I think it has become mature. The people's Bank of China is likely to be the first central bank in the world to launch a digital currency. "
on November 28, fan Yifei, vice governor of the people's Bank of China, said at the forum that at present, the central bank's legal digital currency DC / EP has basically completed the top-level design, standard formulation, function research and development, joint debugging and testing under the premise of adhering to double-layer delivery, M0 substitution and controllable anonymity. In the next step, we will follow the principle of steady, safe and controllable, reasonably select the pilot verification area, scene and service scope, continuously optimize and enrich the DC / EP functions, and steadily promote the introction and application of digital legal tender< European Central Bank: exploring the form and possibility of CBDC. 'we are analyzing what form CBDC may take in order to achieve its potential purpose and mitigate its potential negative impact on monetary stability and financial intermediation,' Mr. kindos said. On the stable coin, Mr jindos said that it was very uncertain whether the stable coin could deliver on its promise, and it was clear that it could bring risks to consumers and the financial system. So it is understandable that authorities around the world are calling for regulatory stability.

4.

Compared with bitcoin's prestige, although the rise of the value of ether currency is more terrible than that at the beginning of the year, its reputation and market scale are still inferior to bitcoin. Peter szilagyi, director of bitcoin development team, brought the data of Ethernet network nodes to Google Earth to tell you clearly how Ethernet will dominate the digital currency world in the future

in the two years since its birth, Ethereum has rapidly occupied the rich countries or regions in the world

if we compare the richer regions in the world, such as Europe and North America, with the poorer regions in Asia and South America, & quot; In an email interview with CNBC, szilagyi wrote: & lt; You will find that the density of active nodes is related to the transportation convenience, instrialization and affluence of the region. In my opinion, this correlation is e to the relatively concentrated resources required for the full operation of Ethereum& rdquo;

5. Both parties need to be present. After both parties agree on the loss determination and compensation scheme of the insurance company, they need to sign for confirmation. Then, after the vehicle is repaired, they will hand over the maintenance invoice to the insurance company, and the insurance company will pay the compensation to the insured's account within 10 days
automobile accident claim process:
1. Report: the general insurance company requires to report the accident within 48 hours
(1) after the accident, the customer reports to the claim Department of the insurance company
(2) after receiving the report, the back office asks the customer to fill in the business accident registration form immediately (telephone, fax and other reports should be filled in by the back office on behalf of the customer)
(3) according to the insurance certificate or policy number provided by the customer, the back office immediately looks up the of the policy and copies the policy, the of the policy and the attached table. Check the situation of premium charge, and the financial staff shall confirm the signature on the of premium receipt (business and statistics sheet) (special payment shall be attached with agreement or agreement)
(4) confirm that the subject matter of the insurance is paid within the validity period of the insurance or before the accident, ask the customer to fill in the inquiry form of accident filing, put the case on file (such as telephone, fax, etc., the inspector is responsible for asking the customer to fill in), and write the filing number according to the order of the report 5) Issue claim documents. After the case is filed, relevant claim documents shall be issued to the insured, and the claim proceres and methods shall be informed (the inspection personnel shall be responsible for reporting the case by telephone, fax, etc.)
(6) inform the inspection personnel to report the loss and the location of the accident
the above work will be completed within half a working day< (1) the inspection personnel shall complete the on-site investigation and inspection within 1 working day after receiving the notice from the internal service of the insurance company (the inspection of the damaged object in other places can be entrusted to the local insurance company within 3 working days)
(2) require customers to provide relevant documents
(3) guide customers to fill in relevant claim documents
3. Sign and review the claim documents
(1) the in-house staff of the business department and each insurance branch company shall review the claim documents submitted by the customers, and return the documents that need to be supplemented to the customers after explaining the incomplete proceres to the customers. For the claims with complete documents, they shall submit them in the "accident report (claim) & quot The yellow shall be returned to the insured after being signed and received in plicate
(2) collate the claim documents and the information kept, and then submit them to the claims section of the property insurance department< (1) after receiving the information from the back office, the operator of the claim verification department checks the documents and signs on the handover book if the documents are complete
(2) all claims must be settled within 3 working days and submitted to the person in charge of the compensation division for review
5. Approval
(1) the claims within the authority of the property insurance department shall be submitted to the manager of the main management department for approval
(2) report the authority of the overproction insurance department level by level< (1) the operator of the claim verification Division will submit the claim receipt and calculation sheet to the financial department for transfer
(2) after confirming the compensation, the financial department will take back the rest except the accompanying receipt and the red sheet of the calculation sheet.

7. 1、 On the one hand, the United States is well-known and has a high degree of license recognition. As a North American country, the United States is a big attraction to the North American ICO market. Different from other financial licenses in the United States, the United States MSB supports 50 continent universal, digital currency and legal currency transactions
Second, investors recognize that the corporate law and financial supervision in the United States are very perfect, and having a U.S. license will make your digital currency trading platform more recognized by global investors
Third, with the approval of the US Treasury Department, you can carry out relevant business in the United States and around the world, which represents the compliance supervision of digital currency platform
fourthly, to become a first-line platform, MSB license is also a standard license for global digital currency trading institutions. Coinbase, bitfinex, poloiex, hotcoin.com, OK, coin security exchange and other platforms all hold this license to operate.

8. Why apply for the MSB license of the United States? It should be to join the digital currency circulation system of the United States and enter their market.