Digital currency or traditional currency
Publish: 2021-05-08 04:23:31
1. Block eye analysis: digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and services transactions). In short, it is the electronization of RMB, which is equivalent to paper currency, but more flexible than paper currency. It can track the flow of your money and pay without the Internet
digital currency has the main characteristics of network packet. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital money, the direct benefit of digital money to the central bank is not only saving the cost of paper money issuance, circulation and settlement, but also enhancing the central bank's ability to control funds.
digital currency has the main characteristics of network packet. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital money, the direct benefit of digital money to the central bank is not only saving the cost of paper money issuance, circulation and settlement, but also enhancing the central bank's ability to control funds.
2. Digital currency does not worry about counterfeit money. If it is paper money, it worries about counterfeit money. I don't worry. I didn't take any money with me.
3. From the objective trend of currency development, legal digital currency is the result of the development of currency and modern information technology, and has its advantages
traditional physical currency is mainly precious metal currency, and paper currency cannot be regarded as traditional physical currency. Paper money can replace precious metal currency, not to mention digital currency?
traditional physical currency is mainly precious metal currency, and paper currency cannot be regarded as traditional physical currency. Paper money can replace precious metal currency, not to mention digital currency?
4. Here's what central bank governor Zhou Xiaochuan said: in the future, digital currency will graally replace traditional currency
we can't say the timetable of digital currency yet. China has a large population and a large volume. For example, a new version of RMB can be changed in a few months for small countries, but it will take about 10 years for China. Therefore, digital currency and cash will be parallel and graally replaced for quite a long time. In the later stage, the transaction cost of cash will graally rise. For example, in the past, banks were asked to count a large number of coins, and there was no charge for them. Later, they may need to charge. With the incentive mechanism, people will naturally use more digital currency, but the two will still co deposit in the longer term
the central bank's issuance of digital currency is also inspired by cryptocurrencies such as bitcoin and lettercoin, and the European crowdfunding model of combining digital currency with real assets also draws on the experience of bitcoin.
we can't say the timetable of digital currency yet. China has a large population and a large volume. For example, a new version of RMB can be changed in a few months for small countries, but it will take about 10 years for China. Therefore, digital currency and cash will be parallel and graally replaced for quite a long time. In the later stage, the transaction cost of cash will graally rise. For example, in the past, banks were asked to count a large number of coins, and there was no charge for them. Later, they may need to charge. With the incentive mechanism, people will naturally use more digital currency, but the two will still co deposit in the longer term
the central bank's issuance of digital currency is also inspired by cryptocurrencies such as bitcoin and lettercoin, and the European crowdfunding model of combining digital currency with real assets also draws on the experience of bitcoin.
5. Compared with the traditional bank transfer, remittance and other methods, dcpro digital currency transaction does not need to pay fees to the third party, and its transaction cost is lower, especially compared with the cross-border payment which provides high fees to payment service providers.
6.
bitcoin, as a kind of network digital currency, can be said to be liked by many people, because for many people, bitcoin will bring high profits to themselves, but we will crack down on such things, and such procts will be suspected of illegal fund-raising or money laundering to a large extent
it is very difficult to supervise bitcoin, because bitcoin is a kind of virtual network digital currency, so it will be very difficult to manage the behavior of many people's speculation on bitcoin. Although we often stop such behavior, people's interest is very big, In many cases, it can be said that it is because of their own interests that they will suffer losses{ RRRRR}
you must pay attention to your own safety when carrying out online trading, and do not believe in any online investment and online stock speculation
7. China's legal digital currency refers to digital RMB, which is issued by the people's Bank of China in the form of digital legal currency. It is operated by designated operating institutions and exchanged to the public. Based on the broad account system, it supports the loose coupling function of bank accounts, and has the same price as banknotes and coins. It has value characteristics and legal compensation, and supports controllable anonymity. There are two key points in the concept of digital RMB. One is that digital RMB is legal tender in digital form; Another point is that it is equivalent to banknotes and coins. Digital RMB is mainly positioned at M0, that is, banknotes and coins in circulation
the central bank's digital currency has national credit and is equivalent to legal currency. Its functional attributes are exactly the same as those of traditional paper currency, but it is in digital form. Digital currency is concive to recing transaction costs, improving financial efficiency, and preventing money laundering and other illegal transactions
warm tips: the above explanation is for reference only
response time: January 6, 2021. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
the central bank's digital currency has national credit and is equivalent to legal currency. Its functional attributes are exactly the same as those of traditional paper currency, but it is in digital form. Digital currency is concive to recing transaction costs, improving financial efficiency, and preventing money laundering and other illegal transactions
warm tips: the above explanation is for reference only
response time: January 6, 2021. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
8. From the perspective of form, it is a project that makes IPO or ICO and circulates in the secondary market
traditional securities is a formal trading platform certified by ZF. It has a center, and the trading time is regulated
as an emerging financial transaction currency, digital currency is believed that blockchain is the future, and its weak center, tamper proof and irreversibility make more people reach the consensus of "future".
traditional securities is a formal trading platform certified by ZF. It has a center, and the trading time is regulated
as an emerging financial transaction currency, digital currency is believed that blockchain is the future, and its weak center, tamper proof and irreversibility make more people reach the consensus of "future".
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