Finance digital money form

1. 1. Low transaction cost
compared with traditional bank transfer, remittance and other methods, digital currency transaction does not need to pay fees to a third party, and its transaction cost is lower, especially compared with cross-border payment which provides high service charges to payment service providers
2. Fast transaction speed
the blockchain technology used in digital currency has the characteristics of decentralization, High anonymity
in addition to the point-to-point transaction without intermediary participation, one of the advantages of digital currency over other electronic payment methods is that it supports remote point-to-point payment, It doesn't need any trusted third party as an intermediary, and the two sides of the transaction can complete the transaction in a completely strange situation without mutual trust. Therefore, it has higher anonymity and can protect the privacy of traders, but it also creates convenience for cyber crime, which is easy to be used by money laundering and other criminal activities

2. Yao Qian, head of the preparatory group of the digital currency Research Institute of the central bank, said that the digital currency issued by the central bank is mainly to replace physical cash, rece the cost of issuance and circulation of traditional paper money, and improve the convenience and transparency of economic transactions
Huang Zhen, director of the Institute of financial law of Central University of Finance and economics, said that digital currency mainly refers to the form of currency and will not cause currency shrinkage. The issuing scale of money is still controlled by the central bank, while the issue of paper money or digital money is just a change of form< In addition, Huang Zhen mentioned that the issue of digital currency is still in the stage of discussion, which is an innovative mechanism of currency value symbol, and many problems are still under study. However, in practice, people are more and more inclined to use e-banking and e-payment rather than carrying notes. Under this trend, the number of banknotes in circulation in the future may decrease
the central bank's issuing of digital currency is still inspired by encrypted digital currencies such as bitcoin and lettercoin, and so is the token of European crowdfunding platform. The digital currency issued by the central bank has monetary attributes, while the token of European crowdfunding platform can only be a kind of asset certificate, a niche proct.

3. For many people, the concept of digital currency is a mystery. But there is no doubt that digital currency is different from virtual currency

virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency

in 2013, the central bank, together with five ministries and commissions, issued the notice on preventing the risk of bitcoin, which clearly defined non legal digital currencies such as bitcoin as virtual commodities, not in the form of currency and legal currency< At the same time, digital currency is different from electronic payment. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence. Before digital currency, the financial instry has been highly informationized. Such as Internet banking, WeChat, Alipay and so on pay the popularization of electronic technology, physical cash accounts for only a very small part of the total circulation of money. In spite of this, because the money used in the transaction comes from the bank account, it actually corresponds to the banknotes.

4. Digital currency is the proct of currency development to a certain stage. The issuance of digital currency is mainly to make transportation more convenient and also concive to the supervision of the economy.

5.

Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency

Compared with paper money, digital money has obvious advantages, which can not only save the cost of issuance and circulation, but also improve the efficiency of transaction or investment, and enhance the convenience and transparency of economic transaction activities. The issue of digital currency by the central bank also ensures the continuity of financial policy and the integrity of monetary policy, and also ensures the security of monetary transactions

although the issuing method of digital currency is still under study, paper currency has been regarded as "the currency of the previous generation" by some professionals, and it is the general trend to be replaced by new technology and new procts. Due to China's large population and volume, the timetable for issuing digital currency is still uncertain. It is predicted that digital currency and cash will be in parallel and graally replaced for quite a long time. When the era of digital currency really comes, people will carry less and less cash, travel more and more safe, poverty alleviation more and more accurate, corruption more and more difficult to escape, and thieves more and more difficult

extended information:

in November 2016, the central bank prepared digital currency, and the cash is likely not to exist in ten years

in November 2016, China digital currency Research Institute was established to cultivate high-level talents of digital currency, carry out digital currency research, consultation, development planning and related activities. It is a non-profit unit with legal license approved by relevant ministries and commissions, and is committed to promoting the integrated development of scientific research and Practice of digital currency instry

so far, Hangzhou, Shenzhen and Guizhou have become the three hot areas for the central bank's digital currency pilot. It is reported that Hangzhou is actively promoting the planning and construction of Qiantang River financial harbor, including the blockchain instry. Hangzhou will build the first blockchain Instrial Park in China, which is located in the Internet Finance town of Xihu District, surrounded by ant financial services, e-commerce bank, Zhejiang University and its science and Technology Park and other well-known enterprises and parks

6. 1. For tuition standards of finance majors of Tongji University, please refer to Tongji University website (website: http://xxgk.tongji.e.cn/index.php?classid=3176 Tongji University's master degree in finance is 8000 yuan per year, while the master degree in finance is 138000 yuan in total
2. Tongji University has a perfect reward and assistance system for non directional employment academic degree postgraates and non directional employment professional degree postgraates. For the non directional employment academic degree master students and non directional employment professional degree master students who are included in the award and assistance system, they can all get a full academic scholarship of 8000 yuan / academic year after enrollment. For the postgraates who are included in the scholarship system, they can also get a grant of no less than 600 yuan / month, which will be paid for 10 months every year. In addition, non directional employment graate students who are included in the award and assistance system can apply for the post of assistant teaching and management, and get additional funding.

7. Is a new technology company, relying on the Internet, mobile Internet applications.

8. E-money is an electronic payment method of real money, which can normally purchase, transfer and withdraw cash; Virtual currency is a kind of currency simulated by a certain conversion relationship, which can not be used for general shopping and direct cash withdrawal. Different concepts

9. Generally, you need to strengthen pets + 10, and at least 500 enhancement cards (if you are looking for someone in the bag, you usually need 500)
of course, if you want to strengthen yourself, it depends on your luck. Some people can get + 10 if they have less than 200 cards, and some people don't have to go to 1000 cards.
you can buy an activity enhancement card at a discount, This is cheap
enhanced card:
Purple Diamond price: 180q.250 pieces

original price: 200q.250 pieces