Design of digital currency payment system
1. The concept range is different. bitcoin is a kind of digital currency, and the concept of digital currency covers bitcoin
However, some digital currencies have independent issuers The biggest difference between bitcoin and other virtual currencies is that the total quantity of bitcoin is very limited and it has a strong scarcity. The monetary system used to have no more than 10.5 million in four years, after which the total number will be permanently limited to 21 milliondigital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy. Bitcoin is a digital currency
digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold
today's digital currencies, such as bitcoin, lettercoin and ppcoin, are electronic currencies created, issued and circulated by means of check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency
illegal digital currency
in recent years, "virtual currency" represented by bitcoin, Ethernet currency and Leyte currency has been traded centrally on some Internet platforms. With the help of financial technology, the price of these "currencies" has graally spread to investment, financing and other financial fields, which has aroused wide attention from all walks of life
not long ago, the people's Bank of China and other seven ministries and commissions jointly issued the announcement on preventing the financing risk of token issuance, which clearly regulated the relevant behaviors. Experts pointed out that "virtual currency" is not legal tender (legal currency) issued by monetary authorities, but a specific virtual commodity in essence
therefore, it is undoubtedly a great legal and economic risk to think that "virtual currency" has or will have the nature of legal tender and to carry out speculation, network fund-raising, lending and financing
for example, bitcoin is called "digital currency" or "cryptocurrency". It's hard to say that it's money, because it doesn't have the characteristics of money
currency speculation or currency circle refers to the so-called currency. Future money, fire money... All belong to the same category. They are digital symbols with no real value and no security. Don't touch them if you don't understand them
in my opinion, these so-called digital coins are the modern version of Dutch tulips, which will return to zero sooner or later and become air coins.
In recent years, the rise of financial technology drives the digital and intelligent development of finance, and the form of money is also evolving. Recently, the news of digital currency has attracted people's attention, and there is still a lot of gap with the current online payment
currency payment comprehensively solves the problems of digital asset holding, transaction and security management of enterprises, indivials and developers, and further promotes the application and development of digital assets, so as to promote the healthy development of blockchain.
The biggest feature of digital currency is that it is completely composed of a series of digital symbols, and it does not have any value{ RRRRR}
and for such a digital currency, it is essentially different from our traditional code scanning payment or other mobile payment methods. The currency is annotated by the credit of the country, so for each of us, We can directly use such digital currency to make all kinds of payments. For businesses, they can't refuse to accept it. Moreover, for most payment platforms, they all have a certain handling charge. However, there is no handling charge for the corresponding digital currency issued by the state. Therefore, for some businesses, They will definitely use a lot of these digital currencies to replace the previous payment platforms
I know, such as ngoex, Huo coin, okex. Huo coin's app is not easy to use. Okex's app has also had problems. I don't know what's specific. Anyway, I've experienced ngoex exchange, and I think it's very good. I've been in ngoex all the time
this is just my opinion