Ma Yun, chairman of the digital currency board of the people'

According to Caixin, the digital bill trading platform based on blockchain promoted by the central bank has been successfully tested, and the legal digital currency issued by the central bank has been put into trial operation on the platform, and the R & D center will be set up in the near future for continuous improvement; After the Spring Festival, the digital currency Research Institute of the central bank will also be officially listed. This means that in the world, the Central Bank of China will become the first central bank to issue digital currency and carry out real application, and take the lead in exploring the practical application of blockchain. The implementation of the project is a major financial technology achievement led by the central bank and independently innovated and developed. This shows that the people's Bank of China is closely following the international frontier trend of financial technology, striving to grasp the foresight and control of the application of financial technology, and its determination and efforts to explore and practice frontier financial services. The people's Bank of China has said that it will publish digital currency R & D talents on the official Internet, which is of great importance. Here I would like to remind you that the more formal and professional new things are, the more professional talents must be given to operate them

caixin.com: the prototype system of the central bank's digital bill trading platform has been successfully tested
http://finance.caixin.com/2017-01-25/101048999.html

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for example, Internet of things digital currency / national cause (charity) wechat group fraud backbone [Wang Sulan] [Cai Yongming] [Xue gendi] [Du Kaiju] [Liu Yanfei] [Wang Jufang], [Tian Genmin], [Li qiuqiong], [Fu Yunjuan], [sun Qing], [Wang Yanyan], [Qu Fengtao], [Li MEIXIA], [Wu Juzhen], [Lin Baihe], [Li Jianhua], [Xu Tao], [Li Yingchun] and others have painstakingly created [a learning group from Lei Feng], [accurate poverty support and pay group], [b33651 group in ten districts], [Wang Sulan, Cai Yongming new project report group], [Shanghai Learn from Lei Feng core group, work together and help each other group, Shanghai Xue gendi team, learning group (Shanghai), positive energy 605 group, charity 128 group-1, 4 detachment 158 group, 2128 brigade, charity love harmony 87 group, Internet of things 133-9 group, China Internet of things digital currency, 68 District 172 group, Third Bureau, independent special zone of Internet of things, Qian Shuai 16, Li Jianhua, China Internet of things digital currency In order to avoid the attack of network security, we need to change the group name from time to time, and so on. These fraud groups are all advocating various high return projects under the guise of patriotism ([Cai Baiping Asian investment bank project], [169 yuan project], [958 group benefiting the country and the people project (charity enriching Chen Yuying team project)], [charity enriching the people (958 group 51 single) project table 22 yuan, supplementary payment 20 yuan], [2 Yuan Li Yunlong (love) China Chen Yuying foundation project], [10 yuan silver fund fee - 958 group], [Ministry of finance project charity enriching the people Chen Yuying team (100 yuan) project] [18 new projects E-form charity enriching Chen Yuying team on April 9, 2017], [Chen Yuying 200000 Lika project pay 17 yuan - Li qiuqiong], [ABC card 10 yuan silver fund charity enriching Chen Yuying team Jintan Wang Jufang Shanghai Xue gendi team], [State Council's notice and declaration form on the state's welfare for meritorious persons], [State Council's notice and declaration form on the state's welfare for meritorious persons] [3 platform reward form, March 29, 2017], [Dutch crowdfunding project], [International Plum Blossom Association salary payment project], [ease fund settlement fee payment project], [Chinese national welfare fund 60 yuan project], [Guanghua Foundation (20 + 116 yuan) love fund settlement fee payment project], [harmonious home Shanghai team 9.9 yuan project], [China national welfare fund 60 yuan project], [Guanghua Foundation (20 + 116 yuan) love fund settlement fee payment project], [harmonious home Shanghai team 9.9 yuan project] [key meeting card fee for unfreezing national assets of bird's nest on April 25, 2017], [US dollar unfreezing (19667 + Xinbao 170) project], [platform reward fund project], [37 group project of four southwest teams of targeted poverty alleviation], [38 group project of four southwest teams of targeted poverty alleviation], [20 yuan tax paid for 16 yuan Chen Yuying project - 958 group], [investigation on targeted poverty alleviation of General Office of the State Council], [investigation on targeted poverty alleviation of General Office of the State Council] [Ningbo team Ministry of Finance and Red Cross donation project], [218 yuan project], [55 yuan project], [668 yuan project], [1680 yuan project], [35 + 23 yuan project of Sanfeng foundation of guoyuhuan East China Bureau], [Shanghai group of 958 national charity fund members], [20 yuan project of 958 group charity enriching people], [20 yuan project of guoyuhuan East China Bureau] [1000 yuan people's livelihood membership card]... And so on, Semi militarized management was adopted to incite nationalist sentiment. Everyone was required to change the background of their head portraits to red and take formal photos. Moreover, the flag was raised every morning, and activities were held at night when they went to bed. Everyone also had to sing together. In addition, ordinary members are not allowed to talk or pull people into the group at will. All kinds of so-called high return project report documents in the group, brainwashing MP3 lecture recordings of backbone members (such as voice content of CAI Baiping's speech, which was exposed by the Ministry of civil affairs of the people's Republic of China on December 16, 2016 pretending to be vice mayor of Nanjing and national executive president of aiib) (such as propaganda of Qi Lihua 169 project), photos of national leaders of PS presiding over the charity fund distribution meeting All kinds of fake central red head documents emerge one after another. Every night, there are propagandists to organize lectures. In addition to participating in these activities within the group, people in the group also need to sign a letter of commitment, resolutely follow the group leader, make rational use of donations, refuse to buy foreign procts, be willing and bear legal responsibility. In the context of swindlers, the old people are making contributions to the national rejuvenation. Deception not only brings persecution to the victims' families economically, but also some people are stubborn and even threaten to sever their relationship with their close relatives in order to accomplish their "great cause". Very bad nature (similar to MLM brainwashing money)! The consequences are very serious (property lost, family broken)! Extremely corrupt morality (cheating with patriotic feelings)

The Internet of things is an important part of the new generation of information technology, and also an important development stage of the "information" era. Its English name is "Internet of things (IOT)". As the name suggests, the Internet of things is the Internet of things. This has two meanings: first, the core and foundation of the Internet of things is still the Internet, which is an extension and expansion network based on the Internet; Second, its client extends to any goods and goods, information exchange and communication, that is, mutual information
digiccy is the abbreviation of "digital currency". It is an alternative currency in the form of electronic currency. Digital gold coin and cryptocurrency (bitcoin, DCT) belong to digiccy

The admission of the central bank's digital currency will not put users in a dilemma. In fact, digital currency enriches our payment options and will affect all aspects of our life in the future. WeChat and Alipay already occupy half of the country's mobile payment market. Nowadays, mobile payment has become the main way for Internet users to pay, while Alipay and WeChat pay an indispensable role. Alipay and Cai Fu Tong enter the market a lot earlier, while paying attention to user experience and rich online and offline application scenarios. It is revealed that both of them occupy more than 90% of the market share of mobile payment and have a solid position

, cannot withstand a single blow, even if WeChat and Alipay's mobile payment market is firmly established in the face of digital money? In fact, they all have relatively fixed and loyal user groups, and the procts have their own characteristics, which can meet the needs of different groups of consumers. In theory, the admission of digital money will not affect the status of Alipay and WeChat. In other words, the basic layout of the third-party mobile payment market can be maintained. Frank digital currency has its advantages, and it is ultimately a process decided by the market and user groups for a long time, which will be affected by convenience, commercial value, economic scale and other factors. Just as it seems, the central bank's digital money will be used as a supplementary means of payment besides the three party payment methods such as WeChat and Alipay to enter the lives of ordinary people. In fact, it is to enrich our payment options, which will affect all aspects of our life in the future