Is financial interconnection related to digital currency

1.

digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and services transactions)

digital currency has the main characteristics of network packets. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes

based on the characteristics of digital currency, the direct benefit of digital currency to the central bank is not only to save the cost of note issuance, circulation and settlement, but also to enhance the central bank's ability to control funds

Electronic money and virtual money are called digital money. According to the definition of the European Central Bank, virtual money is issued by non central banks, credit institutions and e-money institutions, which can be used as the numerical expression of the value of currency substitutes in some cases

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extended information:

the process of digital currency trading through the platform is as follows:

(1) investors should register accounts first, and obtain digital currency accounts and US dollar or other foreign exchange accounts at the same time

(2) users can buy and sell digital currency with the money in their cash account, just like buying and selling stocks and futures

(3) the trading platform will sort the buying requests and selling requests according to the rules and start to match them. If they meet the requirements, the transaction will be concluded

(4) e to the difference between the buy and sell volumes submitted by users, a buy or sell request may be partially executed

2. I haven't heard of this company. I don't know where it comes from. If it's selling projects to you, you must pay attention and be alert. If you want to know about the digital currency of blockchain, you can choose some reliable old platforms to learn about it. If you have a long time (more than 6 years), you can have a good reputation. You can take a look at AEX and fire coin. Long term investment can help you understand AEX's financial supermarket

3.

1. Application of different

digital currency: fast, economic and safe payment and settlement; Bill finance and supply chain finance; The real right of collateral is digitalized

e-money: the seller sends the buyer's payment instructions to the seller's acquiring bank through the payment gateway; The acquiring bank obtains the authorization from the issuing bank through the bank card network, and sends the authorization information back to the seller through the payment gateway; After obtaining the authorization, the Seller shall send the buyer the shopping completion information. If payment acquisition and payment authorization cannot be completed at the same time, the seller should send payment acquisition request to the acquiring bank through the payment gateway, and transfer the transaction funds from the buyer to the seller's account. The final inter-bank settlement is completed by the payment system between banks

2. Different characteristics

digital currency is characterized by low transaction cost, fast transaction speed and high anonymity

e-currency is characterized by anonymity, saving transaction cost, saving transmission cost, small holding risk, flexible and convenient payment, anti-counterfeiting and anti repetition, and non traceability

Digital currency can be divided into three categories: completely closed, unrelated to the real economy and only used in specific virtual communities, such as world of warcraft gold; It can be purchased in real currency but not converted back to real currency, and can be used to purchase virtual goods and services, such as Facebook credit; It can exchange and redeem with real currency according to a certain ratio. It can purchase both virtual goods and services and real goods and services, such as bitcoin

e-money: e-cash based on the Internet environment and keeping the binary data representing the value of money in the hard disk of the computer terminal; An electronic wallet that keeps the value of money in an IC card and can be circulated out of the bank payment system

4. In the A-share market, the concept stocks involving mobile payment mainly include: Hengbao shares, new world, Tianyu information, Zhongke Jincai, national technology, new cape, new capital, etc

5.

There is no relationship between digital currency and Internet of things.

related introction:

the application fields of digital currency and Internet of things are different

1. Internet of things:

through a variety of information sensors, RFID technology, global positioning system, infrared sensors, laser scanners and other devices and technologies

Digital currency:

is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

extended data

through various possible network access, the Internet of things realizes the ubiquitous connection between things and people, and realizes the intelligent perception, identification and management of goods and processes. The Internet of things is an information carrier based on the Internet and traditional telecommunication network. It enables all ordinary physical objects that can be independently addressed to form an interconnected network

and digital currency can be considered as a virtual currency based on node network and digital encryption algorithm, which mainly applies fast, economic and secure payment and settlement, establishes digital wallet through digital currency, realizes lower cost and more secure micro payment and capital transfer in areas with insufficient financial coverage and underdeveloped economy, and increases intermediate business income