Unbounded digital currency
Digital money (electronic money or electronic currency) is a kind of money in digital form (different from paper money and coins)
it shows properties similar to physical currency, but it can allow real-time transaction and borderless ownership transfer. Examples include virtual currency, cryptocurrency and currency issued by central bank and recorded in computer database (including digital base currency)
like traditional currencies, these currencies may be used to purchase physical goods and services, but they may also be restricted in some communities, such as online games
digital currency is the currency balance that is electronically recorded on stored value cards or other devices. Another form of electronic currency is network currency, which allows value transfer on computer network, especially on the Internet. E-money is also a creditor's right to other financial institutions such as private banks or bank deposits
digital money can be centralized, that is, it has a central point to control the money supply, or it can be decentralized, that is, the control power can have different sources
but everything has two sides, there is a good side, there is a bad side for example, if there is a large-scale economic crisis in the future, how can we promulgate relevant solutions to the e-money that we are not familiar with? We have been using paper money for a long time. Although we can't completely control the economic crisis, we still have relevant experience, but we don't know anything about electronic money
digital currency is the currency balance that is electronically recorded on stored value cards or other devices. Another form of electronic currency is network currency, which allows value transfer on computer network, especially on the Internet. E-money is also a creditor's right to other financial institutions such as private banks or bank deposits[ 2]
rate points
first of all, let's talk about the security of funds
this involves the concepts of "one clearing" and "two clearing" of capital settlement
one clear settlement: pay the license company directly from the third party payment method of UnionPay or central bank (people's Bank) to the user
clearing settlement: first settle to the first clearing user, then the first clearing user settles to the second clearing user. In this way,
, there are variables in the security of funds
how to judge whether it is "clear"? Whether the payment settlement company is a "payment
license" issued by the central bank. This can be inquired from the people's Bank of China
unbounded uses two channels, tengfutong and Yibao of tengbang international
check the payment license on the official website of the people's Bank of China:
z2006844000016 Shenzhen tengfutong Electronic Payment Technology Co., Ltd.
z2000711000019 Yibao payment Co., Ltd.
another judgment. In credit card consumption, the "transaction description" in the bill prompt (ICBC
is the name of the merchant, construction is the transaction description, instrial bank is the transaction summary, each bank is similar, called
in different ways, but they are all the same thing), "Erqing" will jump code every time consumption, and the title will change every time, Then this must be clear, there will be unsafe factors in this settlement. Unbounded pay uses
the payment channels of "Yibao" and "tengfutong", and each consumption will display the online consumption records with head up. The income settlement is carried out by Yibao and tengbang international, not by unbounded company, and then by unbounded company
tengbang international is a listed company listed on Shenzhen Stock Exchange, code 300178
Yibao payment has met the conditions of domestic gem, but has not been listed. Tang bin, CEO of Yibao payment, said: "at present, the most important thing of Yibao payment is to do a good job in proct service and maximize customer value. We will not rush to consider capital operation and listing, but we will not rule out listing at the right time and place."
in the last year, 10 companies have been listed in succession among the companies cooperating with Yibao. Boyahou
mobile, 500 lottery, Sina Weibo, Jingdong Mall Xunlei, cheetah mobile, Aikang Guobin, letuo game
all have close cooperation with Yibao
the company of unbounded payment, Rongfeng technology, has also obtained the red head document of Shanghai<
let's talk about the time of arrival:
because it is a al channel, the operation is more convenient, t + 0 and T + 1 are available. Let's talk about the arrival time of T + 0
tengfutong's channel can achieve second to account. It will arrive in a few seconds< Since Yibao was connected in May, 2015, there are still some problems that can improve the in-depth cooperation. Before the project, it was only open to collect accounts in time, 5 minutes to 1 hour, and half of them arrived in about 10 minutes<
let's talk about the amount of credit card again:
tengfutong: 20000 for a single card, 100000 for a single day, with unlimited amount of credit per day Risk control period: single card single
4000, single card twice a day. There is no limit to the amount of daily payment)
Yibao payment: 50000 yuan for a single card, 200000 yuan for a single card, and no limit to the amount of daily payment<
finally, there is the problem of rate and points:
rate:
tengfutong D + 0 seconds: 0.45% - 0.7%
tengfutong D + 1:0.40% - 0.55%
Yibao D + 0 seconds: 0.45-0.7%
Yibao D + 1:0.40-0.55%
points:
unbounded app payment belongs to "online consumption", most bank cards carry points, depending on the bank
this question is asked by the unbounded pay help center. If you have any questions, you can go to wujiepay.top/help. Other
related questions can be answered by 400 telephone specialists
bitcoin (BTC), unbounded (BDS), titanium value (TV) cross chain bifurcated currency bitmiracle (BCW) has bifurcated when the height of bitcoin block reaches 500000, and users holding bitcoin, unbounded and titanium value can get candy. BCW has the characteristics of environmental protection (low power consumption), safety and fast trading. The number of transactions per second that can be processed on the chain can reach 100000
this is the currency introction found on the non small platform. After a look at the trading volume, it is very small, only more than 5W. Market value ranking has been in the 1000 after, is a very small currency, careful investment
I hope I can help you
1. Use the computer: please log in to online banking and select the "favorite - Loan - my loan - loan application result query" function to query
2. Using mobile phone: please log in to mobile banking and select the "favorite - Loan - my loan - query loan application results" function to query
warm tips:
under the condition that you submit complete information and meet the loan conditions of our bank, the loan approval can generally be completed within 2 working days, and the specific lending time shall be subject to the actual situation
(the above contents will be answered by ICBC intelligent customer service "gongxiao" on January 13, 2020. In case of business change, please take the actual situation as the criterion)