Denomination of central bank digital currency
generally speaking, the most important thing to ensure the value of money is credit. The central bank's digital currency is the currency endorsed by China's state, which is only different from paper currency in form, and does not involve commercial banks at present
while other types of "digital currency" do not have any credit endorsement, anyone can "issue digital currency" as long as they have certain technology
internally, the difference between the central bank's digital currency and the use of traditional currency is that the carrier of currency is different, and other attributes are completely the same
for foreigners, it is concive to increasing the settlement share of RMB in international trade and protecting the safety of overseas assets
1. The total amount of money has increased, and the participating banks are more than
in the previous Shenzhen pilot project, 50000 red envelopes with a total amount of 10 million were distributed, while in this Suzhou pilot project, the amount of a single red envelope is still 200 million. In the previous Shenzhen pilot, only the Shenzhen Branch of the four major banks of ICBC was involved. In this Suzhou pilot, on the basis of the four major banks, Bank of communications and postal savings bank were added
2. Online consumption is allowed
the previous Shenzhen pilot digital RMB red packets can only be used by offline designated merchants in Luohu District, Shenzhen, while the Suzhou pilot digital RMB red packets can be used by offline merchants as well as online consumption in Jingdong Mall
CNY is the legal tender of the people's Republic of China and the standard currency symbol of RMB in the world monetary system, which is simplified from (Chinese yuan)
the unit of RMB is yuan, and the subsidiary units of RMB are Jiao and Fen. One yuan is ten Jiao, and one Jiao is ten Fen. The first letter of the alphabet of RMB is capital Y with two horizontal lines, that is ""
on January 20, 2016, the people's Bank of China disclosed at a meeting held here that it will strive to launch the digital currency issued by the central bank as soon as possible. The meeting held that under the current new normal of China's economy, it has positive practical significance and far-reaching historical significance to explore the digital currency issued by the central bank
extended information:
issuance history
RMB is issued by the people's Bank of China. Except for 1, 2 and 5 coins, the first set of RMB, the second set of RMB and the third set of RMB have been withdrawn from circulation, and the fourth set of RMB has been withdrawn from circulation since May 1, 2018
RMB circulating in the market is the fifth set of RMB; Banknotes in circulation are: 1 jiao, 5 jiao, 1 yuan, 5 yuan, 10 yuan, 20 yuan, 50 yuan and 100 yuan; There are 1 yuan, 5 cents, 1 jiao, 5 fen, 2 fen and 1 Fen in coins
among the five sets of RMB displayed in the China Coin Museum, different from the last four sets, the six characters of "people's Bank of China" and the denominations of Chinese characters on the first set (except the 1953 version of 5000 yuan Weihe bridge design voucher) are arranged from right to left
In 1952, when Chairman Mao reviewed the voting version, he proposed that the row names of RMB should be arranged from left to right, so since 1953, the row of "people's Bank of China" on RMB has been changed from left to rightAs of November 2020, the central bank has no notice on Issuing 200 yuan face value RMB, but 200 yuan digital RMB has been piloted in Shenzhen. Since October 12, 50000 "lucky" winners have opened a new experience of "buying" with digital RMB red envelopes. At present, Shenzhen "digital RMB red envelope" pilot activity has officially ended
according to the relevant personnel, 50000 people who have been selected will be invited to download an app called digital RMB, which will display the digital RMB with a face value of 200 yuan. There are words of transfer on the page, such as collection by downward transfer and payment by upward transfer. Transfer service should be available in the future, but this pilot has not been opened
extended information:
it is worth mentioning that when participating in the draw, the applicant will select one of the four major banks of instry, agriculture, China and construction in advance as the bank to receive the digital RMB red envelope. Different digital RMB red envelope receiving banks will display different colors of digital RMB. For example, instrial and Commercial Bank of China and Bank of China are red, Agricultural Bank of China is green, and Construction Bank is blue
on October 19, "Shenzhen release" officially disclosed that as of 24:00 on October 18, 2020, a total of 47573 winning indivials have successfully received "Lixiang Luohu digital RMB red envelope", using 62788 red envelope transactions, with the transaction amount of 8.764 million yuan. According to the data, some of the winning indivials also recharged their digital wallets, with a consumption amount of 901000 yuan
1 basic unit
there were many monetary units in ancient China, which were different from Dynasty to Dynasty, especially before Qin and Han Dynasties. Here we only discuss three basic units:
Yiwen coin (that is, a standard square hole copper coin)
one or two silver
one or two gold
although the above units are different in different dynasties, but at least there is little difference after the Tang and Song Dynasties, so we can get more stable and reliable data
exchange relationship
the exchange ratio of copper, silver and gold, just like the current foreign exchange price, often changes, unlike the one yuan equals 100 points. According to the following description:
"the price ratio of gold and silver rose from 1:8 around 1600 to 1:10 in the middle and late 20th century, and doubled to 1:20 by the end of the 18th century."
it can be seen that 1 liang of gold can be exchanged for 8-11 liang of silver. In the early years of Daoguang, one or two silver coins were exchanged for a crane, that is, one thousand Wen; By the time of the Opium War in the 20th year of Daoguang, one or two silver coins could be exchanged for 16700 RMB. Since Xianfeng, the price of silver has soared, and one or two silver coins can be exchanged for as much as two thousand two hundred and three hundred Wen. "
it can be seen that under normal circumstances, one liang of silver can be exchanged for 1000-1500 Wen of copper coins. In ancient times, one Guan coin or one Diao coin is 1000 Wen<
2 metal price
since the currency made of gold, silver and copper has value itself, and theoretically, the value of currency should be equal to the price of metal, we can answer the question of "how much is one or two silver" through the current price of metal
Kaiyuan Tongbao Tongqian of Tang Dynasty has a diameter of 8 points, 10 pieces weigh 1 liang, and Qianwen weighs 6 Jin and 4 liang; During the reign of emperor Shun of the Qing Dynasty, each copper coin weighed one and two cents and five percent, and then increased to one and four cents, which meant that each thousand Wen weighed eight Jin and twelve Liang. Although the ancient "two" weight units are different, they are about 40 grams, while the "Jin" is about 700 grams. The average weight of each coin is 5g< At present, the price of gold, silver and copper (RMB) is as follows:
Gold: 100 yuan / g
silver: 2 yuan / g
brass: 0.02 yuan / g
the calculation result is: 1 liang Gold: about 4000 yuan, 1 liang silver: about 80 yuan, 1 copper coin (1 coin): about 0.1 yuan
3 grain price
many Historical Monographs directly measure the price of goods through grain price Although it is not very accurate and objective to consider the grain price alone, it should be an extremely important reference. Xiaolin found the following record on the Internet: "the upper white rice (stone) is nine yuan and five Fen
x refers to
xDrive all wheel drive system
d refers to
diesel version
I refers to
gasoline version
W
is not clear yet
t refers to
turbocharging
525xi
is BMW 5 Series
2.5 gasoline engine 4-drive version
530d
is BMW 5 Series
3.0 diesel engine
725tds
is BMW 7 Series
2.5 turbocharged diesel engine
operation The dynamic version
328ci
is BMW 3 Series
2.8 gasoline double door version
and others are not very clear!
automobile dashboard is a device to reflect the working conditions of various systems of vehicles. The common ones are fuel indicator, detergent indicator, electronic throttle indicator, front and rear fog indicator
different vehicles have different instruments. But the general car's conventional instruments are speedometer, tachometer, oil pressure gauge, water temperature gauge, fuel gauge, charging meter, etc
every kind of indicator lights or warning lights have been made under the mask of modern automobile dashboard, such as coolant liquid level warning lamp, fuel quantity indicator lamp, cleaners liquid level indicator lamp, charging indicator lamp, far and near light indicator lamp, transmission shift indicator lamp, ABS, indicator drive lamp, driving force control indicator lamp, SRS air alarm lamp, etc.