Shenzhen, China develops digital currency
digital currency is likely to change the current world monetary pattern and become the mainstream of currency in the future
the essence of money is a tool to measure the price, from the most primitive shells, later copper coins, gold and silver, and now paper money. They do not have the value attribute, but when people give it the value measurement standard, it acts as a tool to measure the value. They are credit currencies. It is because of the strong credit endorsement of the state that the public recognizes them as the medium of goods exchange
this also means that you can go out later without anything. As long as you have money in your digital currency, you can buy anything you need. Later, with the development of the Internet of things, everything will be connected, and your clothes, shoes and bags may become the carrier of digital currency
at present, digital currency is still in the exploratory stage, and its use is still to download app, and then use it. Recently, Shenzhen has issued several rounds of red packets, each user can get 200 yuan red packets, which can be used in designated shopping malls, supermarkets, restaurants and many other places, and some enterprises use it to pay wages, and large-scale pilot will be implemented in the future
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As of September 2019, the central bank's digital currency has not been issued
the development history of the central bank's digital currency is as follows
in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues faced
in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen
in September 2018, the Institute of digital currency built a trade finance blockchain platform
On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutionson August 2, 2019, the central bank said at the second half of 2019 work video conference that it would speed up the research and development of legal digital currency
on August 10, 2019, Mu Changchun, deputy director of the payment and Settlement Department of the central bank, said at the Yichun forum of 40 people of China finance that "the central bank's digital currency can be said to be ready"
on August 18, 2019, the CPC Central Committee and the State Council issued their opinions on supporting Shenzhen to build a leading demonstration zone of socialism with Chinese characteristics, which mentioned supporting innovative applications such as digital currency research in Shenzhen
on August 21, 2019, the official micro blog of the people's Bank of China released two articles on digital currency. One is fan Yifei, vice president of the people's Bank of China, who was published in January 2018, talking about some considerations of digital currency of the people's Bank of China. The other is mu Changchun, deputy director of the Department of payment and settlement, who delivered a speech in Yichun on August 10
extended data:
practical significance
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate
can also become a new monetary policy tool. At the same time, the central bank can affect the bank's deposit and loan interest rate by adjusting the central bank's digital currency interest rate, and help break the zero interest rate lower limit
operation system
fan Yifei, vice governor of the people's Bank of China, said in the article that the digital currency of the people's Bank of China should adopt a two-tier operation system. This model does not change the relationship between creditor's rights and debt of currency in circulation, does not change the existing money supply system and al account structure, does not constitute a competition for commercial banks' deposit currency, and does not increase commercial banks' dependence on the interbank lending market
will not affect the lending ability of commercial banks, and will not lead to the phenomenon of "financial disintermediation". At the same time, because it does not affect the existing monetary policy transmission mechanism, it will not strengthen the pro cyclical effect under the pressure environment, and it can improve the convenience and security of payment, and it also has the credit advantage of central bank endorsement
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
In early 2014, the Central Bank of China set up a special research group on legal digital currency to demonstrate the feasibility of issuing legal digital currency by the central bank. On January 29, 2017, the central bank officially established the digital currency Research Institute. After the successful development of the prototype of legal digital currency, the digital currency Research Institute of the people's Bank of China has tried to deploy institutions in many parts of the country, and through the integration with R & D institutions and instries, it has achieved the research results of financial development technology. In 2018, the digital currency Research Institute of the people's Bank of China successively settled in Nanjing and Shenzhen. In 2019, the people's Bank of China announced that digital currency will be piloted in Shenzhen, Suzhou, Cheng and xiong'an
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the research on Shenzhen's support for digital currency began in 2016
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on October 6, 2017, the Management Committee of xiong'an new area held a special meeting to study the big data management system and mechanism and the basic idea of "digital xiong'an" construction, and fully promote the construction of "digital xiong'an". Soon after the meeting, all kinds of enterprises were inspired to build xiong'an new area into a "test ground" for innovation
on October 14, 2017, Peng Yijie, vice president of ant financial services and partner of Alibaba group, and his party went to xiong'an new area to report the blockchain construction plan. Peng Yijie's evaluation of xiong'an new area is: the best soil for building blockchain. On November 8 of the same year, xiong'an New District held a docking meeting with Alibaba group. Alibaba and ant financial services will undertake the construction of digital xiong'an blockchain infrastructure platform, and are expected to take the lead in testing the water in the rental scene
on November 23, 2017, Tencent and xiong'an new area signed a strategic cooperation agreement on financial technology, and both sides established Tencent (xiong'an) financial technology laboratory to test big data risk control system, Tencent cloud based blockchain services and other financial black technologies in the new area
on April 21, 2018, xiong'an New District of Hebei Province issued the outline of the planning for xiong'an New District of Hebei Province, which proposed to develop high-end high-tech instries, and lay out the R & D and test of blockchain, terahertz, cognitive computing and other technologies in advance. Blockchain has been written into the outline of xiong'an New District Planning in Hebei Province. A technology with advanced influence and far-reaching significance begins to grow together with a rising Digital City shouldering historical mission
on June 8, 2018, China Academy of information and communication signed a strategic cooperation agreement with xiong'an new area. The two sides will build a scientific research base in the field of information and communication in xiong'an new area, and provide comprehensive support services such as development strategic planning, standards and policy formulation for the construction of the new area, focusing on 5g, instrial Internet, artificial intelligence, blockchain, network security, military civilian integration, information technology and so on In the field of Internet of vehicles and other fields, Beijing Tianjin Hebei high tech innovation comprehensive service platform and innovation and entrepreneurship demonstration base will be built to promote instrial innovation and development
on June 28, 2018, xiong'an New Area officially signed a strategic cooperation with 360 group. 360 group will give full play to its advantages in network security, big data, artificial intelligence, blockchain and other technical fields to provide comprehensive network security services for the construction of a safe and reliable "digital xiong'an"
on July 23, 2018, xiong'an group of China signed a memoranm of understanding with consensys, a blockchain technology company. Joseph Rubin, the founder of consensys, etc., made suggestions to xiong'an group of China on how to use blockchain technology, hoping to apply his knowledge and experience in blockchain ecosystem to xiong'an's projects and support xiong'an's innovative development mode
on December 21, 2018, Hebei xiong'an branch of Bank of communications was opened. The branch will rely on the head office's professional R & D team and strong R & D strength, rely on financial business processing, artificial intelligence, blockchain, big data, cloud computing and other financial technology platforms, constantly innovate the financial business model, and make greater contributions to the construction of green xiongan, smart xiongan and digital xiongan
on May 8, 2019, ICBC Technology Co., Ltd., a wholly-owned subsidiary of ICBC, opened its business in xiong'an new area and became the headquarters of banking financial technology company in xiong'an new area. ICBC technology and Management Committee of xiong'an new area signed the memoranm of financial technology cooperation, and Management Committee of xiong'an New Area officially started the operation of xiong'an resettlement fund management blockchain platform, which will apply the block chain technology of ICBC to realize the whole process chain management of original files of resettlement and fund penetrating allocation
on December 25, 2019, Everbright Bank and digital city company of China xiong'an group will jointly build a "digital financial technology laboratory" in xiong'an new area. Guided by the strategic needs and information construction of xiong'an new area, it will graally build a highland of blockchain commercial application research, technological innovation and talent cultivation
on March 31, 2020, xiong'an blockchain laboratory was officially unveiled. Xiong'an blockchain laboratory has three major goals: to become a new highland of blockchain research and application, an open frontier innovation base, and to explore a new model of laboratory economy. At the third anniversary of the establishment of xiong'an new area, xiong'an blockchain laboratory has special significance, which marks that the innovative practice of xiong'an New Area's blockchain has entered the stage of organization and large-scale landing, and marks a new chapter in the synchronous planning and construction of digital city and physical city in xiong'an new area
xiong'an new district is a digital city forest that has been cultivated from the seed, which is naturally suitable for the central bank's digital currency pilot. Shanghai xiongan, Shenzhen, Cheng on the left and Suzhou on the right are looking forward to the central bank's digital currency pilot projects in these four places, which will spread to the world
With the improvement of people's living standards and the rapid development of the Internet, digital life has entered people's lives. The central bank has designated several cities to promote digital currency, and Shenzhen has issued 10 million red envelopes of digital currency. At that time, there will be 50000 red envelopes and 50000 people will get benefits. So how should Shenzhen treat the issue of such a large digital currency red envelope this time< the issuance of digital currency red envelopes in Shenzhen this time will play a leading and exemplary role. The issuance of digital currency red envelopes will make people graally adapt to the use of digital currency. The issuance of 10 million digital currency red envelopes in Shenzhen this time will promote local consumption and obtain more favorable data The promotion of digital currency in China is very rapid. Shenzhen, as one of several pilot cities, can play a very good leading role in issuing the red envelope of digital currency this time. After other pilot cities see it, they will follow up in turn and promote the application of digital currency, so that digital currency can effectively replace paper currency in some scenes, and then better promote digital currency in the whole country{ RRRRR}
if you have any opinions on digital currency, please leave a message for discussion
Digital RMB, also known as digital currency electronic payment (that is, entering RMB into the client for consumption in a virtual form) . Digital currency is the same as RMB, which is legal digital currency. It is based on the generalized account system (different from paper RMB, it is born with the attribute of natural person, which means that the circulation of digital currency has traces to follow). Its value is equivalent to banknotes, coins and other currencies, and has no other value. It is just a way of mimicry development of people's currency with the development of society. Digital RMB can exchange prices like cash to facilitate circulation. In addition, e to its special form, it is more concive to the circulation and internationalization of RMB. Of course, users can achieve controllable anonymity when necessary{ RRRRR}
Shenzhen issued 10 million red envelopes of digital currency, which means that currency digitization will be further developed
In fact, for digital currency, the central bank started to make preparations as early as 2014. By 2019, it has been further promoted to the national strategic level, and this year's promotion speed has been significantly accelerated. In fact, this year, major countries around the world have made significant progress in digital currency. In particular, the G7 has decided to cooperate on the issue of central bank digital currency. In fact, the promotion of digital currency plays an important role in the internationalization of RMB. At the same time, digital currency is also the basis of internal and external circulation, especially in the domestic circulation. Digital currency can rece costs and improve efficiency for social management, promote the development of digital economy and big data, and promote the innovation of digital payment instry. In the external circulation, digital currency may become an important means of payment in international trade, and is concive to the formation of a new international trade pattern. From this point of view, digital currency has played a crucial role in the nationalization of RMB. Now Shenzhen is the first pilot of digital currency, which has laid a solid foundation for the promotion of digital currency to the whole country, and this is also the preparation for the internationalization of RMBin a word, Shenzhen issued 10 million red envelopes of digital currency to further promote digital currency
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how to start our treasure hunt? Every time the V treasure guild publishes the treasure coordinates, the guild's treasure hunters can pay for the treasure key. The initial price of the treasure key is 0.000075eth, and the price will increase in turn. The maximum amount of a single purchase of the key is 10eth. The initial end time of the key purchase is 8h, and the end time of the countdown increases by 20s for each additional key. The last three hunters who buy the key can open the treasure, Get the treasure income according to the proportion of holding the key
a hunter can only buy 10 eth keys at most. If you buy 10 eth keys to upgrade to a hunter tutor, and you recommend a hunter to become a hunter tutor, you can get 30% of the upgrade fee as a tutor recommendation reward<
key income distribution:
0.5eth/8h reward for airdrop replenishment is randomly distributed to hunters
51% is the pioneer reward (the upper limit of reward is 3 times of the amount of keys purchased), early joining and early benefiting
5% is a recommendation reward (recommend new hunters to join the guild and get 5% of the key purchase amount as a recommendation reward) and pay in return
4% is a team reward (any tutor and its 12 generation hunters and tutors automatically form a team, and all members of the team get 3% of the new hunter's key purchase amount as a team reward)
10% is the highest honor peak of the world's weekly Hunter ranking Awards (the top 100 hunters of all the 12 generations of Hunter tutors in the world are awarded according to the ranking)
10% is the guild construction fund
20% is the final treasure reward (60% to the three hunters who finally bought the key, 15% to all the hunters who participated in the current round, 5% to the introcers of the winning hunters, 10% to the hunter tutors of the winning hunters, 5% to the charitable fund, 5% to subsidize the last 1000 non winning hunters in the current round, and 5% to the top 5 hunters with the highest total bid to buy the key), Everyone has a bonus!